Commercial Lending & Capital Markets

Lending solutions,
reliably executed.

Flexible, competitive financing solutions for commercial real estate investors, business owners, and large-scale development projects. Direct access to capital with certainty in every transaction.

$500M+

Capital Deployed

1,000+

Loans Funded

48 States

Nationwide Coverage

Our Commercial Lending Services

Direct lending solutions across major commercial asset classes, structured for speed and certainty.

🏢

Commercial Real Estate Loans

Financing for office buildings, retail centers, industrial properties, and mixed-use developments with flexible terms and competitive rates.

📊

Large Portfolio Financing

Tailored financing solutions for investors managing multiple properties or large-scale portfolios across multiple markets.

🏗️

Development & Construction

Comprehensive financing for ground-up construction, major renovations, and repositioning of commercial properties.

🔗

Bridge & Gap Financing

Short-term capital solutions to bridge funding gaps, accelerate acquisitions, or manage timing mismatches in deals.

⚙️

Structured Finance

Complex financing structures for unique deal scenarios, including seller financing stacks and creative capital solutions.

📈

Capital Markets Advisory

Expert guidance on structuring deals, optimizing capital stacks, and connecting with institutional capital providers.

Expanded Programs

SBA & Business Lending

Government-guaranteed financing and business capital solutions for owner-operators, growing businesses, and commercial acquisitions.

7a

SBA 7(a) Loans

Flexible, government-guaranteed financing for acquisitions, expansions, refinances, and business growth. Ideal for owner-occupied commercial real estate and operating businesses.

Common Uses

  • Owner-occupied real estate purchases
  • Refinance of existing debt
  • Business acquisitions & partner buyouts
  • Working capital & expansion

504

SBA 504 Loans

Long-term, fixed-rate financing for major fixed assets like real estate and equipment. Lower down payments and below-market rates through CDC partnership structure.

Key Benefits

  • As low as 10% down payment
  • Fixed-rate, long-term financing
  • Real estate & heavy equipment
  • Up to 25-year terms

💼

Business Financing

Capital solutions for operating businesses including term loans, lines of credit, and growth financing. Designed for established companies seeking to scale or optimize cash flow.

Solutions Include

  • Business term loans
  • Lines of credit
  • Revenue-based financing
  • Franchise financing

🔧

Equipment Finance

Capital for essential equipment across operating businesses and specialized assets. Preserve working capital while acquiring the equipment your business needs to grow.

Features

  • Up to 100% equipment financing
  • Fixed & variable rate options
  • New & used equipment eligible
  • Tax-advantaged structures

Loan Programs

Tailored financing structures across the full capital stack for every stage of your project.

Commercial Mortgages

Long-term financing for stabilized commercial properties with flexible amortization and competitive rates.

5-20 year terms
Up to 75% LTV
Nationwide
Fast closing

Construction Loans

Flexible financing for new construction and major renovations with interest-only during construction phase.

Competitive rates
Interest-only
Quick approvals

Bridge Loans

Short-term capital solutions for time-sensitive acquisitions and repositioning opportunities.

6-24 months
Fast funding
No prepay penalty

Mezzanine Financing

Subordinated debt solutions to optimize capital stacks and reduce equity requirements.

Flexible structures
Quick turnaround
Expert guidance

Why Borrowers Choose Levine Capital

We combine deep market knowledge with direct-lender execution to deliver certainty, speed, and structuring flexibility.

Fast Execution

In-house underwriting and decision-making for rapid closings

🎯

Program Expertise

Deep experience navigating loan eligibility and structure

🏛️

Flexible Capital

Access to multiple capital sources for optimal deal structuring

🤝

Relationship Driven

Principal mindset from years of real estate investing experience

How to Work With Levine Capital

Our streamlined process is designed to minimize friction and maximize execution certainty — from initial qualification through funding.

01

Submit Your Deal

Provide deal details through our quick quote form

02

Initial Review

Preliminary feedback within 24 hours

03

Term Sheet

Detailed terms tailored to your deal

04

Due Diligence

Transparent underwriting process

05

Closing

Fast closing to get you funded on schedule

Ready to Get Funded?

Let’s discuss your commercial lending needs and find the right financing solution for your deal. Get started in minutes with our Quick Quote or speak directly with our AI Loan Officer.

Get a Quick Quote
Talk to AI Loan Officer
Contact Our Team

Questions? Get in Touch

(772) 732-0757  |  loans@levinecapital.com

648 SW Port St Lucie Blvd, Port St. Lucie, FL 34953

✦ New Program — Now Available

Ground Up Construction
For Every Experience Level

Levine Capital now offers financing for first-time builders. Whether you are brand new to construction or a seasoned developer, we have a program built for you.

🏗

New: Beginner Builder Program — No Prior Ground-Up Experience Required

We work with experienced General Contractors to make new construction accessible to first-time investors. If you have a solid GC and a viable project, we want to fund it.

🏠
Ground Standard
For newer real estate investors
85%
of Total Project Costs
  • Experience Required1–2 prior ground-up builds
  • Max Loan-to-ARVUp to 70%
  • Term Length12 to 18 months
  • RecourseFull recourse
Get a Free Quote
Most Popular
🏆
Experienced Developer
For seasoned construction professionals
90%
of Total Project Costs
  • Experience Required3+ ground-up builds
  • Max Loan-to-ARVUp to 70%
  • Term Length12 to 24 months
  • RecourseFull recourse
Get a Free Quote

Beginner Builder — Quick Requirements Checklist

💳
660+
Min FICO Score
📐
80%
Max LTC
🏡
65%
Max Loan-to-ARV
📅
18 Mo
Max Term
💰
$50K+
Min Loan Amount
🔨
GC
Licensed GC Required

How to Get Funded in 5 Steps

1
Submit Quick Quote
Fill out our 60-second form with your project details
2
Get Pre-Screened
Our team reviews your scenario and sends a preliminary quote
3
Submit Documents
Upload plans, permits, GC contract, and borrower docs
4
Underwriting
Fast review with draw schedule and term sheet issued
5
Close and Build
Funds released in draws as construction milestones are hit

Ready to build? Get a free quote in under 60 seconds.

Get My Free Construction Quote →

* Rates starting at 8.99%. Actual rates vary based on borrower profile and project details. Non-owner-occupied only.