Debt consolidation
Combining eligible obligations may simplify payments or reduce a payment. A longer repayment period, fees, or other costs may increase the total amount repaid. Compare the full payoff cost—not just the monthly number.
Levine Capital · educational referral resource
Gap Funding &
Gap Funding &
Business Credit Options
Explore real-estate and business-financing options available through GapFunded, an external funding-coordination provider. Understand the options and questions that matter before starting an application.
Levine Capital does not take an application on this page and is not making a credit offer. GapFunded is not a bank or direct lender; its program options are arranged through third-party lenders, which determine eligibility, underwriting, and final terms.
Consider the tool.
Then consider the trade-off.
These are categories, not quotes or commitments. An option that helps with near-term liquidity can still add cost, collateral risk, recurring payment obligations, or lender conditions. Ask the prospective lender to explain the written terms that apply to your situation.
Use a careful comparison
Know what you are applying for—and who decides.
GapFunded handles its external application and funding-coordination workflow. The third-party lender, not Levine Capital, decides whether to offer financing and on what terms. There is no guarantee of approval, rate, credit limit, savings, or timing.
Levine Capital does not collect your application here, does not make a credit decision, and does not claim to originate these products. This page is education and a transparent referral path, not loan terms or financial advice.
Borrowed funds can affect another transaction.Before using any borrowed amount toward a purchase or down payment, obtain approval from the senior lender and disclose sources as required. Financing structures and program rules vary by lender.
Take the process one decision at a time.
Start with the purpose
Decide whether you are comparing consolidation, a credit line, a property-secured option, or another category. Consider payment capacity and the effect on any planned real-estate transaction.
Share information with the provider
If you choose to continue, you submit information directly to GapFunded through its website. GapFunded and prospective lenders handle their own disclosures, review, and communications.
Read before accepting
Review the lender identity, product terms, disclosures, payment obligations, and any guarantee or security agreement. You choose whether to accept; no application result is assured.
Gap funding and business credit, explained.
Is GapFunded the lender?
No. GapFunded is an external referral provider, not a bank or direct lender. Funding options are arranged through third-party lenders. The prospective lender determines eligibility, underwriting, and the final terms of any offer.
Does this page submit an application to Levine Capital?
No. Levine Capital does not collect an application through this page. Selecting the application link takes you to GapFunded’s website, where its own process and disclosures apply.
Will debt consolidation lower my total cost?
Not necessarily. Consolidation may lower a payment or simplify repayment, but a longer duration, fees, or other charges can increase the total cost. Compare the full written repayment obligation with the debts you are considering replacing.
Can I use borrowed funds toward a down payment?
Only if the senior lender permits it and you make all required disclosures. Do not conceal borrowed funds or assume a DSCR, SBA, or other lender will accept a credit-stacking or borrowed-down-payment structure.
What should I verify on a 0% introductory credit offer?
Ask the issuer about the length and scope of the introductory rate, purchase APR after it ends, fees, whether balance transfers or cash advances are excluded, and whether a credit inquiry is involved. Terms are issuer-specific.
What are key risks of a HELOC or business line?
A HELOC is secured by property, so default can put that property at risk; variable rates can change payments. For a business line, confirm repayment frequency, fees, interest calculation, renewal terms, collateral requirements, and any personal guarantee.
Ready to review the external option?
Take a measured next step.
Visit GapFunded only when you are ready to review an external provider’s application flow and any lender-specific offer with care.
Visit GapFunded’s application page (opens a new tab)
Levine Capital may earn a referral commission if you obtain funding through this link.