(772) 732-0757 loans@levinecapital.com

Private Lending for Real Estate Investors

Nationwide Private Lending for Real Estate Investors

Levine Capital delivers tailored private lending and creative-finance solutions for real estate investors nationwide—built to help you move with clarity, speed, and confidence.

Morby Method / Stack Method Financing

Need help with a Morby Method or Stack Method deal? Levine Capital helps structure seller-finance stack transactions, supports fix and flip deals with gap funding when appropriate, and evaluates co-living financing scenarios.

Quick Quote Book a Call Proof of Funds Soft Credit Pre-Approval

Loan Officer Assistant

Get Instant Answers

Chat with our AI Loan Officer to get quick answers, share your deal scenario, and see if you qualify — all in under 2 minutes.

Talk to Our Loan Officer

Available 24/7. Fast, easy, and no commitment.

AI Loan Officer

Speak with Malli

Our AI Loan Officer is here to answer your questions and take your loan scenario for our team to review — available 24/7.

Loan Programs

Financing Solutions Built for Active Investors

Levine Capital delivers a nationwide private lending platform designed to help real estate investors act quickly, preserve liquidity, and scale with greater confidence.

Fix and flip property financing

Fix & Flip | Fix2Rent

We offer Fix & Flip and Fix2Rent loans, along with gap funding options.

Gap Funding

Bridge the cash needed for down payments, closing costs, and creative deal structures with flexible supplemental capital.

Fix to Rent

Finance the acquisition and repositioning of rental properties with a strategy designed for long-term cash-flow investors.

Stabilized bridge loan financing

Stabilized Bridge Loan

Flexible short-term financing for stabilized investment properties.

DSCR rental loan program

DSCR Rental Loan

Long-term financing for investors seeking cash flow from rental properties.

DSCR 2nd Lien

Access rental-property equity with a second-position DSCR loan while keeping your existing first mortgage in place.

Ground up construction financing

Ground Up Construction

Flexible, competitive terms on 1–4 unit new construction homes.

Gator Lending

EMD, Gap, and Transactional Loans to help you close more deals with less cash out of pocket.

Capital Markets

Commercial and structured financing solutions for larger real estate opportunities and strategic growth.

YouTube

Watch Levine Capital in Action

Explore our latest lending education, creative finance guidance, and investor insights directly from the Levine Capital team.

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Why Levine Capital

Lending Support That Helps You Execute With Confidence

From creative-finance structuring to investor resources, Levine Capital provides the tools, relationships, and financing options that help qualified investors move from opportunity to closing with greater clarity.

Creative Finance Expertise

Trusted Morby Method Guidance
Ethical Creative Finance Strategies
Vetted Gap Funders, Connectors & TCs
Investor-Centric Solutions

Wholesale Properties

Exclusive off-market property deals
Pre-vetted investment opportunities
Direct access to wholesale network
First look at new listings

Exclusive Offers & Discounts

FREE property appraisals
Discounted processing fees
Free Proof of Funds
Soft Credit Pulls – No Impact to Your Score

Newsletter

Subscribe to our Newsletter

Stay informed about the latest market news, investment opportunities, and updates on our current loan programs and promotions.

Live Webinar

100% Financing for Experienced Real Estate Investors

Watch Levine Capital’s latest webinar and learn how experienced real estate investors can structure deals, protect liquidity, and scale with the right private lending partner.

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Latest Articles

Insights for Real Estate Investors

Explore the latest Levine Capital articles covering creative finance, market updates, financing strategy, and investor education.

100 percent financing article cover

FeaturedApril 6, 2026

100% Financing is Back: New Guidelines for Experienced Real Estate Investors

If you’re an experienced real estate investor, you know that leverage is the name of the game. The ability to fund your projects with minimal

Newark networking event article cover

EventsApril 4, 2026

We’re Back! Relaunching Our Hit Newark Real Estate Networking Event

If you are a real estate investor, wholesaler, or realtor in New Jersey, you know that your net worth is directly tied to your network.

Morby Method article cover

UncategorizedMarch 25, 2026

Introducing MorbyMethod.ai: The Ultimate Hub for Creative Finance Deal Structuring

The real estate investing landscape is shifting. As traditional financing becomes more rigid, creative finance has emerged as the most powerful tool for investors looking

Memberships

Our Partners & Memberships

SubTo

BiggerPockets

National Association of REALTORS

NPLA

Urban Land

Anika Equities

AAPL Member Emblem

Owners Club

Gator

MCP

TCS Investments

MBS Highway

Business Credit

Build Business Credit for Your Next Opportunity

Business credit workshop

GROUND UP CONSTRUCTION LOANS

Build From The Ground Up. Fund With Confidence.

Rates Starting at 8.99%*

Levine Capital's Ground Up Construction Loans give real estate investors the leverage and flexibility to break ground faster. Competitive terms, investor-first underwriting, and capital structured around your 1-4 unit residential build.

Get a Quick Quote Book a Call

Up to 75% LTC

60% if unpermitted, plus 100% of construction costs

Portfolio Loans

Eligible for multi-property investors

$50K - $3MM

Loan amount range per project

Why Investors Choose Levine Capital

Private capital built around how serious real estate investors actually operate.

Fast, Reliable Closings

In-house underwriting and decisive capital deployment get you to the closing table in days, not weeks.

Flexible, Deal-Driven Terms

Loan structures tailored to your project economics, timeline, and exit strategy, not a one-size-fits-all rate sheet.

Competitive Pricing

Rates starting at 8.99% with leverage and pricing that keep your margins intact through completion.

Experience-Based Programs

Dedicated tracks for new investors and seasoned developers, with capacity to scale across portfolios.

Flexible Terms

Ground Up Construction Programs

Two purpose-built programs designed around your track record and project scope.

Ground Standard

Built for emerging real estate investors entering ground-up construction

Up to 85%

of total project costs

Experience 1-2 prior ground-up builds required; GCs accepted when permits tie to ground-ups. Guarantors with no experience considered case-by-case.

Max Loan-to-ARV Up to 70%

Recourse Full Recourse

Reserves / Escrows Minimum 1 month

Term Length 12 to 18 months

Property Count Min 1 / Max 2

Get a Quick Quote

Most Popular

Experienced Developer

Structured for seasoned construction professionals scaling their portfolios

Up to 90%

of total project costs

Experience 3+ similar ground-up builds plus heavy rehabs with expansion. Professional developer or builder. Inexperienced guarantors permitted alongside an experienced guarantor meeting the above criteria.

Max Loan-to-ARV Up to 70%

Recourse Full Recourse

Reserves / Escrows Minimum 1 month

Term Length 12 to 24 months

Property Count Min 1 / Max 10

Get a Quick Quote

Eligible & Ineligible Property Types

Eligible

✓Non-owner occupied 1-4 unit residential✓Townhomes✓Condos

Ineligible

✗Mixed use✗5+ unit multifamily✗Condotels✗Co-ops / TICs✗Commercial✗Log homes✗Oil & gas lease properties✗Operating farms, ranches, and orchards✗Vacation and seasonal rentals✗Rural properties

New Program

Modular Home Construction Financing

Bringing a modular build to market? We finance modular home projects nationwide under our Ground-Up Construction program.

✓FICO 650+

✓Up to 85% LTC / 65% ARV

✓Available Nationwide

✓Minimum Loan Amount: $300K

Submit a Modular Deal

Where We Lend

Nationwide coverage across our active lending markets.

Fund Your Next Build Without Tying Up Your Own Capital

Get a fast, no-obligation quote from a lender that closes when it counts.

Get a Quick Quote Book a Call

(772) 732-0757 | loans@levinecapital.com

* Non-owner-occupied loans only. All products are intended for residential investment properties.

** Rates shown reflect the lowest available pricing. Actual rates and terms are subject to approval criteria including FICO, experience, ownership duration, and other underwriting factors.

*** Levine Capital does not currently lend in: Arizona, Nevada, North Dakota, Oregon, South Dakota, Utah, and Vermont.