- LOAN PORTAL
At Levine Capital, we don’t just fund deals — we structure them creatively to give real estate investors the leverage they need to scale quickly and responsibly. Our new Zero-Point DSCR Loan Program is just one more way we’re doing that.
This loan was designed with one goal in mind:
👉 Put more money back into your pocket so you can invest in more deals, faster.
With a traditional DSCR (Debt Service Coverage Ratio) loan, lenders often charge 1–2 points upfront at closing — a cost that can eat into your profits. Our Zero-Point DSCR Loan eliminates those fees, giving you a smarter way to:
📈 Purchase your next rental investment
♻️ Refinance an existing property to better terms
💵 Cash out and keep more of your equity
This is perfect for buy-and-hold investors who want low-hassle funding, great pricing, and no surprise costs at closing.
Unlike many lenders who avoid non-urban properties, Levine Capital proudly funds DSCR loans on rental properties in rural markets — including short-term and long-term rentals. Whether you’re targeting affordable housing, small towns, or vacation hotspots outside major metro areas, we can help you secure financing with confidence.
Our flexible approach means more deals qualify — and more underserved markets become profitable investment opportunities.
Real estate investing is a game of scale — and access to capital determines how fast you can grow. By removing lender points and offering flexible DSCR terms, you’re able to:
When you partner with Levine Capital, you’re not just getting a lender — you’re getting a deal-structuring ally who helps you optimize every layer of the capital stack.
Our Zero-Point DSCR Loan is just one of many tools we use to help our clients succeed. We’re known for creative structuring, and we don’t shy away from complex deals.
Some of our specialties include:
We work with investors using the Morby Method, combining seller financing with a DSCR loan in second position. This allows investors to acquire properties with little to no money down while preserving strong cash flow.
We understand how to underwrite these deals and work alongside brokers and transaction coordinators to ensure the capital structure supports long-term success.
For investors working with institutional or private Fix and Flip loans, we offer Gap Funding to help cover:
Instead of shopping multiple lenders for different parts of the loan, Levine Capital offers a one-stop shop — giving you confidence and certainty that your full deal will be funded and executed on time.
At Levine Capital, we’re not just private lenders — we’re strategic partners who help you unlock funding in non-traditional ways. Whether you’re scaling a rental portfolio, flipping creatively, or working on your first subto deal, we’re here to help you win.
✅ Zero Points
✅ Gap Funding Available
✅ Morby Method Friendly
✅ DSCR Loans for Rural Properties
✅ Fast Turnarounds
✅ Smart, Creative Capital Structures
Let’s make your next investment your most profitable one yet.
We believe in providing real estate investors with the best tools and resources to scale their businesses. That’s why we’ve partnered with industry-leading platforms to help you access funding, find deals, and close transactions more efficiently.
🔹 Build Business Credit with Expert Guidance
Looking to establish or expand your business credit? Business Credit Workshop offers expert strategies to help real estate investors secure funding and scale with confidence.
🔹 Master Creative Financing with SUBTO
Unlock the power of SUBTO strategies and structure real estate deals creatively. Learn how to acquire properties with little to no money down and grow your portfolio faster.
🔹 Earn Profitable Cash Chunks with Pace Morby
Investor, author, and host of A&E’s hit show Triple Digit Flip, Pace Morby reveals the missing link that investors need right now to increase cash flow and close more deals.
🔹 Deal Sauce
Get a 14-day free trial of Deal Sauce and stop wasting hours—get the winning plan instantly.
For a comprehensive list of our affiliate partners and to explore more opportunities, please visit our Affiliate Partners Page.
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