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24 hour draw


Requesting construction or rehab draws is made EASY and FAST with Snap Draws

How It Works:



Login to portal and start draw process to get Snap Draws submission link.


Snap pics of work in progress on your phone. No inspector!


Receive funds – average turnaround time of 1 day!


Using Snap Draws will help you get your projects+ reimbursed now. Levine Capital provides:

Log in to our portal to snap pictures with your own phone. No need for a third-party inspection firm!

Draws are processed within 24 hours from receiving your photos

Ability to track the progress or speak to an in-house draws specialist.

Scope of work FAQs

The Scope of Work (SOW) outlines the planned tasks and their respective values to be carried out at the property. It serves to assess the financial feasibility of the project and directs the reimbursement procedures throughout the draw processes.

The Scope of Work form is available in the portal.
Login Here.

Click this link for a brief tutorial: (Link here when video becomes available)

Our Scope of Work form is derived from industry standards. It’s easy to use and keeps things organized. It is also a prerequisite for the Snap Draw process.

When crafting your SOW, consider the reimbursement procedure. Include descriptive terms that clarify the scope of each line item. For instance, if you list "Rough Electric: $4,000," we will expect evidence of rough electrical work across the entire project. If the scope is limited to specific areas, specify that; for example, "Rough Electric: (Kitchen, bath, and new panel): $4,000." This provides clarity on what to inspect and facilitates funding approval without additional inquiries. Similarly, for "Framing (Reframe two bedrooms, finish basement): $5,500," we will focus on framing within those designated areas rather than the entire project.

Breaking down expenses into specific items allows us to reimburse based on observed progress for each line item. If you simply state "Kitchen: $5000," it's unclear what tasks are being undertaken, making it difficult for us to gauge completion. Conversely, if you itemize as follows: "Countertop: $1,500, Cabinets: $2,500, Fixtures: $1,000," we can reimburse as each of these components is installed. This principle applies to all line items. The more detailed your project breakdown, the easier it is for us to track progress and expedite reimbursements.

Offer specifics that elucidate the scope of work. For instance, if you simply state "Roof: $1,000," it's unclear what actions are being taken on the roof. However, if you include details like "Repair south-east corner" or "Overlay shingles over garage," it provides a clearer understanding, expediting the assessment process and facilitating quicker disbursement of funds. Additionally, be ready to furnish receipts and documentation upon request. Standard receipts obtained throughout the project are generally satisfactory.

Soft costs encompass expenditures related to planning, engineering, and obtaining permits. These comprise fees for architectural and engineering services, drawings, surveys, filing fees, and permit expenses, among others.

Including a contingency line item serves to accommodate unforeseen costs and may also avert the necessity of revising the Scope of Work (SOW).

Certainly. Demolition entails dismantling building materials, while Trash Hauling involves clearing away debris. By itemizing these separately, we can reimburse the full cost of your demolition work, even if you still require a dumpster on-site.

Indeed. Ensure you have receipts available for all items outlined in the Scope of Work.

The contingency allowance can cover expenses of up to 10% of the overall renovation budget.

Certainly. If there was an oversight in the initial Scope of Work (SOW), you have the option to adjust it accordingly. However, it's important to ensure that the revised SOW aligns with the After Repair Value (ARV) outlined in the appraisal. For instance, if the ARV was calculated under the assumption that you would be renovating the kitchen and bathrooms, these elements must remain included in the updated SOW.

You have the option to make adjustments to the Scope of Work (SOW) directly within the portal. Locate your loan and select 'Revise SOW'. Here, you can include or exclude valuations, add or remove line items, and then submit the changes. We will assess the proposed revisions and either approve them or offer feedback. It's important to note that the total valuation of the SOW must match the originally approved SOW, and the proposed changes should still align with the After Repair Value (ARV). For a quick tutorial on revising your Scope of Work, click here.

No, the construction holdback remains unchanged once the loan has been funded.

Typically, we provide reimbursement for materials and labor utilized in permanent property improvements, including preparatory work such as excavation and shoring that facilitates the installation of these improvements. Additionally, planning efforts are eligible for reimbursement.

Insurance, administrative costs, profit margin, temporary utilities, landscaping upkeep, staging expenses, draw processing fees, interest charges, closing expenses, project oversight, furnishings, ornamental lighting fixtures, and so on.

Draw FAQs

Compensation for tasks accomplished on the premises.

In the loan record section of the portal, select 'Request Draw', indicate the percentage of completion for each line item, and then submit your request. We will either provide a link for you to upload the required photographic evidence or arrange for an inspection through a third-party agent. For a quick tutorial on how to request a draw in the portal, click here.

In the portal's loan record section, select 'Request Draw', specify the percentage of completion for each line item, and then submit your request. We will send you a link to upload the necessary photographic evidence. For a quick tutorial on requesting a draw in the portal, click here.

We must confirm completion of the work before issuing reimbursement.

We use the photos to assess the progress of the work at the site.

It is advisable to furnish comprehensive, overall photographs of both the exterior and interior of the property. Detailed, close-up photos can be provided as needed.

Certainly. Occasionally, we may request additional photos, particularly for tasks that might have been finished and concealed between draw requests. For instance, rough plumbing could be installed and concealed before a draw is requested.

Sometimes, we request these additional photos because the inspection images may not clearly demonstrate that the work has been completed.

With Snap Draw, typically, we aim to process the draw request within one business day upon receiving the photos.

Certainly. You have the flexibility to choose the draw process that best suits your needs.

Inspections for single units cost $270, with an additional $30 wire fee.

Snap Draw processing is $300 with no added wire fee.

Managing Snap Draws involves significant technological and labor-intensive processes.

No, the construction holdback is disbursed on a reimbursement basis. Nevertheless, we are able to reimburse for soft costs before work commences at the site.

Typically, not. Materials must be physically installed at the site to be eligible for reimbursement. However, you can discuss any exceptional circumstances with our loan originator, as special arrangements may be negotiated in certain cases.

At present, single-unit projects are eligible. This includes fix-and-flip properties, tear-downs, and ground-up constructions.

No, it's not available at the moment. We are actively working on improving our systems to enable Snap Draws for multi-family projects.