Rental Portfolio Loans

Rates Starting at 6.05%*

Rental property loan offering long-term, fixed-rate financing for multiple properties.

Maximum Loan-To-Value(LTV)

Up to 80% on purchase and refi. Up to 75% on cash-out

30 years term

Flexible repayment periods

$55K

Minimum loan amount

LOAN CRITERIA

Collateral

Non-Owner Occupied 1-4 Family Real Estate; Condos; Townhomes; Multi-Family Apartment Buildings (5 – 9 Units)

Term

30-Year term, Fixed Rate Mortgage (Fully Amortizing) 5/6, 7/6, 10/6 Hybrid ARMs (Partial IO or Fully Amortizing)

Minimum Loan Amount:

$55K per Individual Property

Maximum Loan Amount:

$20M Overall Portfolio

FICO:

680

Maximum Loan-To-Value(LTV)

Up to 80% on purchase and refi. Up to 75% on cash-out

Minimum Property Value:

Individual Property Value:

Average Portfolio Value:

$100k

Minimum Occupancy Rate:

90%*
*As Evaluated by Both Property Value and Unit Count

Minimum DSCR Requirement:

1.20

* Non-owner-occupied loans ONLY. All products are intended for residential properties.

** The rates shown represent the lowest possible options. The actual rates and deals you receive may change based on various approval criteria, including your FICO score, past experience, duration of ownership, among others.

*** We do not currently lend in the following states: