Short-Term Investor Financing

Fix & Flip Bridge Financing Built Around Your Exit

Whether you are acquiring a value-add property, renovating for resale, or stabilizing a project for a rental refinance, Levine Capital helps structure the short-term financing around the business plan—not a generic template.

Takes less than five minutes. Submit the property, scope, and exit plan; our team will size up the scenario.

Acquisition + RenovationStructure capital around the purchase, rehab scope, draws, and intended exit.
Fix2Rent PathRenovate, stabilize, then prepare for a long-term rental financing conversation.
Up to 100% of Purchase PriceQualified scenarios may be eligible through one Fix & Flip loan—not gap funding.
Manufactured Homes ConsideredEligible non-owner-occupied manufactured homes may be reviewed.

One Property. Different Strategies. One Clear Lending Conversation.

A renovation project can end in a sale, a rental refinance, or a short-term hold while the next opportunity takes shape. The financing should reflect that plan from the beginning. Levine Capital evaluates the property, scope, experience, budget, leverage, timeline, and exit through institutional capital providers and correspondent and wholesale channels.

01

Fix & Flip

For investors buying, improving, and selling a property. We help you structure the acquisition, renovation budget, draw plan, and anticipated resale timeline with the exit in view.

02

Fix2Rent

For investors creating a stronger rental asset through renovation. The objective is to execute the business plan cleanly, stabilize the property, and prepare for the next financing decision.

03

Bridge / Transitional

For time-sensitive scenarios where the asset or borrower story is still changing. A bridge structure can create time to renovate, stabilize, season, sell, or move into the appropriate permanent financing path.

What Makes a Fix & Flip Bridge Loan Different?

A bridge loan is not simply a short term because it is short. It is a financing strategy for the period between where the property is now and where you intend to take it. The property may need renovation, lease-up, a stronger appraisal story, a sale, or a transition into long-term rental financing. We build the lending conversation around that transition.

That means reviewing the full picture early: acquisition price, rehab scope, experience, available liquidity, draw timing, projected value, rental plan, and exit. Clear information up front helps the team identify the right lending path and avoid surprises during the project.

Flexible Capital for the Right Fix & Flip

Levine Capital can evaluate manufactured homes and qualifying acquisitions that need higher purchase-price leverage. The primary Fix & Flip loan and any separate gap-funding request are reviewed as distinct structures.

Up to 100% Purchase Financing — One Loan

For qualifying scenarios, Levine Capital can finance up to 100% of the purchase price through a single Fix & Flip loan. This is not gap funding and does not require a second loan. Rehab proceeds, total leverage, reserves, and all other terms remain subject to underwriting and final loan documents.

Manufactured Homes May Be Eligible

Non-owner-occupied manufactured homes may be considered when the property, title, foundation, condition, location, exit strategy, and borrower profile meet applicable program requirements.

Gap Funding — Separate Structure

Gap funding is evaluated separately and only when Levine Capital is the first-position lender. Cross-collateral is preferred and may strengthen the structure. Gap funding is not offered behind another Fix & Flip lender.

How to Get a Real Answer Faster

The strongest initial review comes from a complete deal story. You do not need to make it perfect—after your Quick Quote, you can reply to the automated email with adjustments, documents, or additional details.

  1. Submit the Property

    Share the address, purchase terms, loan request, and your basic plan in Quick Quote.

  2. Tell Us the Scope

    Include the renovation budget, project timeline, contractor information if available, and expected resale or rental strategy.

  3. We Size the Scenario

    Our team reviews the deal against the relevant capital-provider channels and identifies the viable lending path.

  4. Review the Strategy

    Once we have studied the numbers, we can discuss the structure, next documents, and whether a call adds value.

Fix & Flip Bridge Financing FAQ

What is a Fix & Flip Bridge loan?

It is short-term investor financing designed around a property transition: acquisition and renovation, renovation to sale, renovation to rental, or another temporary period before the final exit. Terms depend on the scenario and capital source.

Can I use this financing for a property I plan to keep as a rental?

Yes. The Fix2Rent path is designed for investors who intend to improve a property, stabilize it, and then evaluate a long-term rental financing option. The exit plan should be identified from the start.

Can Levine Capital finance up to 100% of the purchase price?

For qualifying borrowers and properties, up to 100% of the purchase price may be available through a single Fix & Flip loan. This is not a separate gap-funding loan. Rehab financing, total leverage, reserves, and all terms remain subject to the complete scenario, underwriting, and final loan documents.

Can you finance manufactured homes?

Eligible non-owner-occupied manufactured homes may be considered. The property, title, foundation, condition, location, business plan, exit strategy, and borrower profile must meet applicable program and capital-source requirements.

Can you provide gap funding behind another lender?

No. Gap funding is considered only when Levine Capital is the first-position lender. Cross-collateral is preferred, and the complete capital stack must meet underwriting requirements.

What is the minimum loan amount?

The standard minimum is $75,000, with exceptions possible when the complete scenario supports them.

How quickly can I get started?

Submit a Quick Quote in under five minutes. Once the team has the property, scope, and exit plan, it can begin reviewing the scenario and request any missing information.

Bring Us the Property. We Will Help Map the Path.

Fix & Flip Bridge financing works best when the loan is planned around the exit before the first draw. Submit the opportunity, then let us help you compare the structure that fits the asset, timeline, and investment objective.

For borrowers, brokers, and connectors. Quick Quote takes less than five minutes.

For educational purposes only. Loan programs, leverage, timing, draw structures, rates, fees, reserves, and eligibility are scenario-dependent and subject to the property, borrower, capital source, underwriting, and final loan documents. This page does not promise approval or specific terms. All loans are for non-owner-occupied investment properties only.