Fix & Flip | Fix2Rent

Rates Starting at 8.25%*

Fix & Flip and Fix2Rent loans with optional Gap Funding to cover your down payment, closing costs, first draw, and interest reserves.

Simply apply for your loan and request Gap Funding—no contract required, proof of funds available, and Quick Quote takes under 5 minutes.

Up to 100% LTC

Maximum loan-to-cost funding available

12-18 Month Terms

Flexible repayment periods

$50K - $3.5M

Loan amounts for any project size

Flexible Financing Solutions

Choose from our comprehensive loan programs designed to meet every real estate investor’s needs, from first-time flippers to seasoned professionals.

Perfect for experienced investors looking for competitive rates

8.25%*

Starting Rate

12-18mo

Term Length

Up to 100% LTC

Maximum loan-to-cost available

100% Rehab Financing

Full renovation budget coverage

$50K - $3.5M Range

Flexible loan amounts

Interest Reserves Available

Per lender discretion

Portfolio Loan

Eligible

Foreclosure Bailouts & Cash-Out Refis

FICOs 500+ | Creative Solutions for Distressed Homeowners

A Fresh Start For Borrowers

Flexible Funding for Defaults & Mid-Construction

Fix & Flip | Fix2Rent + Gap Funding

We exclusively provide gap funding in conjunction with our own Fix & Flip loans. We do not offer gap funding behind another Fix & Flip lender

12%*

Starting Rate

100% financing

Cross-Collateralization Options

Up to 100% LTC

Case-by-case basis

Minimum Credit Score

680

Minimum 15% ROI on Gap

Competitive gap funding rates

2% Origination Fee

Starting fee structure

Connector Fee

2% to 5% of the total funds being provided. This fee is often added on top of the loan amount

If the CLTV exceeds 75%

Cross-collateral will be required to secure the loan

Portfolio Loan

Eligible

"Creative financing isn’t just about deals—it’s about solving problems, building relationships, and creating opportunities where others see obstacles. That’s how you win in real estate."
Pace Morby
Verified Real Estate Investor

* Non-owner-occupied loans ONLY. All products are intended for residential properties.

** The rates shown represent the lowest possible options. The actual rates and deals you receive may change based on various approval criteria, including your FICO score, past experience, duration of ownership, among others.

*** We do not currently lend in the following states:

✦ New Program — Now Available

Ground Up Construction
For Every Experience Level

Levine Capital now offers financing for first-time builders. Whether you are brand new to construction or a seasoned developer, we have a program built for you.

🏗

New: Beginner Builder Program — No Prior Ground-Up Experience Required

We work with experienced General Contractors to make new construction accessible to first-time investors. If you have a solid GC and a viable project, we want to fund it.

🏠
Ground Standard
For newer real estate investors
85%
of Total Project Costs
  • Experience Required1–2 prior ground-up builds
  • Max Loan-to-ARVUp to 70%
  • Term Length12 to 18 months
  • RecourseFull recourse
Get a Free Quote
Most Popular
🏆
Experienced Developer
For seasoned construction professionals
90%
of Total Project Costs
  • Experience Required3+ ground-up builds
  • Max Loan-to-ARVUp to 70%
  • Term Length12 to 24 months
  • RecourseFull recourse
Get a Free Quote

Beginner Builder — Quick Requirements Checklist

💳
660+
Min FICO Score
📐
80%
Max LTC
🏡
65%
Max Loan-to-ARV
📅
18 Mo
Max Term
💰
$50K+
Min Loan Amount
🔨
GC
Licensed GC Required

How to Get Funded in 5 Steps

1
Submit Quick Quote
Fill out our 60-second form with your project details
2
Get Pre-Screened
Our team reviews your scenario and sends a preliminary quote
3
Submit Documents
Upload plans, permits, GC contract, and borrower docs
4
Underwriting
Fast review with draw schedule and term sheet issued
5
Close and Build
Funds released in draws as construction milestones are hit

Ready to build? Get a free quote in under 60 seconds.

Get My Free Construction Quote →

* Rates starting at 8.99%. Actual rates vary based on borrower profile and project details. Non-owner-occupied only.