Fix & Flip | Fix2Rent

Rates Starting at 8.75%*

Fix & Flip and Fix2Rent loans with optional Gap Funding to cover your down payment, closing costs, first draw, and interest reserves.

Simply apply for your loan and request Gap Funding—no contract required, proof of funds available, and Quick Quote takes under 5 minutes.

Up to 100% LTC

Maximum loan-to-cost funding available

12-18 Month Terms

Flexible repayment periods

$50K - $3.5M

Loan amounts for any project size

Flexible Financing Solutions

Choose from our comprehensive loan programs designed to meet every real estate investor’s needs, from first-time flippers to seasoned professionals.

Standard

Perfect for experienced investors looking for competitive rates

8.25%*

Starting Rate

12-18mo

Term Length

Up to 100% LTC

Maximum loan-to-cost available

100% Rehab Financing

Full renovation budget coverage

$50K - $3.5M Range

Flexible loan amounts

Interest Reserves Available

Per lender discretion

Portfolio Loan

Eligible

Foreclosure Bailouts & Cash-Out Refis

FICOs 500+ | Creative Solutions for Distressed Homeowners

A Fresh Start For Borrowers

Flexible Funding for Defaults & Mid-Construction

Fix & Flip | Fix2Rent + Gap Funding

We exclusively provide gap funding in conjunction with our own Fix & Flip loans. We do not offer gap funding behind another Fix & Flip lender

12%*

Starting Rate

100% financing

Cross-Collateralization Options

Up to 100% LTC

Case-by-case basis

Minimum Credit Score

680

Minimum 15% ROI on Gap

Competitive gap funding rates

2% Origination Fee

Starting fee structure

Connector Fee

2% to 5% of the total funds being provided. This fee is often added on top of the loan amount

If the CLTV exceeds 75%

Cross-collateral will be required to secure the loan

Portfolio Loan

Eligible

"Creative financing isn’t just about deals—it’s about solving problems, building relationships, and creating opportunities where others see obstacles. That’s how you win in real estate."

Pace Morby

Verified Real Estate Investor

* Non-owner-occupied loans ONLY. All products are intended for residential properties.

** The rates shown represent the lowest possible options. The actual rates and deals you receive may change based on various approval criteria, including your FICO score, past experience, duration of ownership, among others.

*** We do not currently lend in the following states:

GROUND UP CONSTRUCTION LOANS

Build From The Ground Up. Fund With Confidence.

Rates Starting at 8.99%*

Levine Capital's Ground Up Construction Loans give real estate investors the leverage and flexibility to break ground faster. Competitive terms, investor-first underwriting, and capital structured around your 1-4 unit residential build.

Get a Quick Quote Book a Call

Up to 75% LTC

60% if unpermitted, plus 100% of construction costs

Portfolio Loans

Eligible for multi-property investors

$50K - $3MM

Loan amount range per project

Why Investors Choose Levine Capital

Private capital built around how serious real estate investors actually operate.

Fast, Reliable Closings

In-house underwriting and decisive capital deployment get you to the closing table in days, not weeks.

Flexible, Deal-Driven Terms

Loan structures tailored to your project economics, timeline, and exit strategy, not a one-size-fits-all rate sheet.

Competitive Pricing

Rates starting at 8.99% with leverage and pricing that keep your margins intact through completion.

Experience-Based Programs

Dedicated tracks for new investors and seasoned developers, with capacity to scale across portfolios.

Flexible Terms

Ground Up Construction Programs

Two purpose-built programs designed around your track record and project scope.

Ground Standard

Built for emerging real estate investors entering ground-up construction

Up to 85%

of total project costs

Experience 1-2 prior ground-up builds required; GCs accepted when permits tie to ground-ups. Guarantors with no experience considered case-by-case.

Max Loan-to-ARV Up to 70%

Recourse Full Recourse

Reserves / Escrows Minimum 1 month

Term Length 12 to 18 months

Property Count Min 1 / Max 2

Get a Quick Quote

Eligible & Ineligible Property Types

Eligible

✓Non-owner occupied 1-4 unit residential✓Townhomes✓Condos

Ineligible

✗Mixed use✗5+ unit multifamily✗Condotels✗Co-ops / TICs✗Commercial✗Log homes✗Oil & gas lease properties✗Operating farms, ranches, and orchards✗Vacation and seasonal rentals✗Rural properties

New Program

Modular Home Construction Financing

Bringing a modular build to market? We finance modular home projects nationwide under our Ground-Up Construction program.

✓FICO 650+

✓Up to 85% LTC / 65% ARV

✓Available Nationwide

✓Minimum Loan Amount: $300K

Submit a Modular Deal

Where We Lend

Nationwide coverage across our active lending markets.

Fund Your Next Build Without Tying Up Your Own Capital

Get a fast, no-obligation quote from a lender that closes when it counts.

Get a Quick Quote Book a Call

(772) 732-0757 | loans@levinecapital.com

* Non-owner-occupied loans only. All products are intended for residential investment properties.

** Rates shown reflect the lowest available pricing. Actual rates and terms are subject to approval criteria including FICO, experience, ownership duration, and other underwriting factors.

*** Levine Capital does not currently lend in: Arizona, Nevada, North Dakota, Oregon, South Dakota, Utah, and Vermont.