Stabilized | Bridge Loan

Rates Starting at 8.25%*

Offers Bridge Loans that also serve as interim financing for the quick closing of rent-ready investment properties requiring minimal or no renovations. These loans are designed to bridge the gap until conventional or DSCR financing can be secured or the property is sold.

Up to 85% LTC

85% of purchase + completed capex if owned <6 months

Portflio Loan

Eligible

$50K - $3M

Loan amounts for NO DSCR and DSCR Exits

Flexible Financing Solutions

Designed for real estate investors, Levine Capital’s Stabilized Bridge program provides adaptable short-term loans for stabilized assets.

No DSCR

To provide interim financing for a recently renovated or newly built property that is listed or about to be listed for sale.

70%

LTV

660

Minimum FICO

Minimum DSCR

N/A

Property Types

Single family/2-4 unit/Townhomes/PUD/Warrantable condos

Property Condition

C2 or better

Collateral Restrictions

Property value within 90th percentile of market
No rural, exotic, or unique properties

DSCR Exit

To offer bridge financing for a rental property that is leased or about to be leased but not yet eligible for long-term financing.

70%

LTV

660

Minimum FICO

Minimum DSCR

1.10 exit DSCR based on lower of in place rent and market rent

Property Types

Single family/2-4 unit/Townhomes/PUD/Warrantable condos

Property Condition

C4 or better with no deferred maintenance

Collateral Restrictions

No rural, exotic, or unique properties

* Non-owner-occupied loans ONLY. All products are intended for residential properties.

** The rates shown represent the lowest possible options. The actual rates and deals you receive may change based on various approval criteria, including your FICO score, past experience, duration of ownership, among others.

*** We do not currently lend in the following states:

GROUND UP CONSTRUCTION LOANS

Build From The Ground Up. Fund With Confidence.

Rates Starting at 8.99%*

Levine Capital's Ground Up Construction Loans give real estate investors the leverage and flexibility to break ground faster. Competitive terms, investor-first underwriting, and capital structured around your 1-4 unit residential build.

Get a Quick Quote Book a Call

Up to 75% LTC

60% if unpermitted, plus 100% of construction costs

Portfolio Loans

Eligible for multi-property investors

$50K - $3MM

Loan amount range per project

Why Investors Choose Levine Capital

Private capital built around how serious real estate investors actually operate.

Fast, Reliable Closings

In-house underwriting and decisive capital deployment get you to the closing table in days, not weeks.

Flexible, Deal-Driven Terms

Loan structures tailored to your project economics, timeline, and exit strategy, not a one-size-fits-all rate sheet.

Competitive Pricing

Rates starting at 8.99% with leverage and pricing that keep your margins intact through completion.

Experience-Based Programs

Dedicated tracks for new investors and seasoned developers, with capacity to scale across portfolios.

Flexible Terms

Ground Up Construction Programs

Two purpose-built programs designed around your track record and project scope.

Ground Standard

Built for emerging real estate investors entering ground-up construction

Up to 85%

of total project costs

Experience 1-2 prior ground-up builds required; GCs accepted when permits tie to ground-ups. Guarantors with no experience considered case-by-case.

Max Loan-to-ARV Up to 70%

Recourse Full Recourse

Reserves / Escrows Minimum 1 month

Term Length 12 to 18 months

Property Count Min 1 / Max 2

Get a Quick Quote

Eligible & Ineligible Property Types

Eligible

✓Non-owner occupied 1-4 unit residential✓Townhomes✓Condos

Ineligible

✗Mixed use✗5+ unit multifamily✗Condotels✗Co-ops / TICs✗Commercial✗Log homes✗Oil & gas lease properties✗Operating farms, ranches, and orchards✗Vacation and seasonal rentals✗Rural properties

New Program

Modular Home Construction Financing

Bringing a modular build to market? We finance modular home projects nationwide under our Ground-Up Construction program.

✓FICO 650+

✓Up to 85% LTC / 65% ARV

✓Available Nationwide

✓Minimum Loan Amount: $300K

Submit a Modular Deal

Where We Lend

Nationwide coverage across our active lending markets.

Fund Your Next Build Without Tying Up Your Own Capital

Get a fast, no-obligation quote from a lender that closes when it counts.

Get a Quick Quote Book a Call

(772) 732-0757 | loans@levinecapital.com

* Non-owner-occupied loans only. All products are intended for residential investment properties.

** Rates shown reflect the lowest available pricing. Actual rates and terms are subject to approval criteria including FICO, experience, ownership duration, and other underwriting factors.

*** Levine Capital does not currently lend in: Arizona, Nevada, North Dakota, Oregon, South Dakota, Utah, and Vermont.