Stabilized | Bridge Loan

Rates Starting at 8.25%*

Offers Bridge Loans that also serve as interim financing for the quick closing of rent-ready investment properties requiring minimal or no renovations. These loans are designed to bridge the gap until conventional or DSCR financing can be secured or the property is sold.

Up to 85% LTC

85% of purchase + completed capex if owned <6 months

Portflio Loan

Eligible

$50K - $3M

Loan amounts for NO DSCR and DSCR Exits

Flexible Financing Solutions

Designed for real estate investors, Levine Capital’s Stabilized Bridge program provides adaptable short-term loans for stabilized assets.

No DSCR

To provide interim financing for a recently renovated or newly built property that is listed or about to be listed for sale.

70%

LTV

660

Minimum FICO

Minimum DSCR

N/A

Property Types

Single family/2-4 unit/Townhomes/PUD/Warrantable condos

Property Condition

C2 or better

Collateral Restrictions

Property value within 90th percentile of market
No rural, exotic, or unique properties

DSCR Exit

To offer bridge financing for a rental property that is leased or about to be leased but not yet eligible for long-term financing.

70%

LTV

660

Minimum FICO

Minimum DSCR

1.10 exit DSCR based on lower of in place rent and market rent

Property Types

Single family/2-4 unit/Townhomes/PUD/Warrantable condos

Property Condition

C4 or better with no deferred maintenance

Collateral Restrictions

No rural, exotic, or unique properties

* Non-owner-occupied loans ONLY. All products are intended for residential properties.

** The rates shown represent the lowest possible options. The actual rates and deals you receive may change based on various approval criteria, including your FICO score, past experience, duration of ownership, among others.

*** We do not currently lend in the following states:

✦ New Program — Now Available

Ground Up Construction
For Every Experience Level

Levine Capital now offers financing for first-time builders. Whether you are brand new to construction or a seasoned developer, we have a program built for you.

🏗

New: Beginner Builder Program — No Prior Ground-Up Experience Required

We work with experienced General Contractors to make new construction accessible to first-time investors. If you have a solid GC and a viable project, we want to fund it.

🏠
Ground Standard
For newer real estate investors
85%
of Total Project Costs
  • Experience Required1–2 prior ground-up builds
  • Max Loan-to-ARVUp to 70%
  • Term Length12 to 18 months
  • RecourseFull recourse
Get a Free Quote
Most Popular
🏆
Experienced Developer
For seasoned construction professionals
90%
of Total Project Costs
  • Experience Required3+ ground-up builds
  • Max Loan-to-ARVUp to 70%
  • Term Length12 to 24 months
  • RecourseFull recourse
Get a Free Quote

Beginner Builder — Quick Requirements Checklist

💳
660+
Min FICO Score
📐
80%
Max LTC
🏡
65%
Max Loan-to-ARV
📅
18 Mo
Max Term
💰
$50K+
Min Loan Amount
🔨
GC
Licensed GC Required

How to Get Funded in 5 Steps

1
Submit Quick Quote
Fill out our 60-second form with your project details
2
Get Pre-Screened
Our team reviews your scenario and sends a preliminary quote
3
Submit Documents
Upload plans, permits, GC contract, and borrower docs
4
Underwriting
Fast review with draw schedule and term sheet issued
5
Close and Build
Funds released in draws as construction milestones are hit

Ready to build? Get a free quote in under 60 seconds.

Get My Free Construction Quote →

* Rates starting at 8.99%. Actual rates vary based on borrower profile and project details. Non-owner-occupied only.