Strategic Short Term Financing Solutions

For Real Estate Opportunities. Fast, reliable, and creative financing designed to meet your needs with flexibility, speed, and personalized service.

Here's What We Offer

At Levine Capital, we understand the unique challenges real estate investors face. Our solutions are designed with flexibility, speed, and personalized service.

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Gap Funding

Bridge the Financial Gap with Confidence

Fill the gap between your primary financing and total project cost. Maximize returns with minimal upfront capital.

Second-position loans available

Creative collateral solutions

Fast approval process

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Creative Financing Solutions

Unlock Deals with Innovative Strategies
Including the Morby Method – leverage seller financing alongside institutional loans for win-win scenarios.

Flexible terms

Unconventional deal structures

Custom solutions

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Cost Overrun Loans

Keep Your Flip on Track

Rapid funding for unexpected expenses during flips. Ensure your project’s profitability stays intact.

Rapid funding

For renovation costs

Keeps projects on schedule

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Transactional Loans

Perfect for Double Closings
Bridge financing that helps you quickly secure deals. Never miss out due to timing constraints.

Double closing support

Bridge financing

Quick turnaround

Emd

EMD Loans

Earnest Money Deposit Solutions

Never miss out on a deal due to lack of upfront capital. Secure your earnest money deposits quickly.

No upfront capital needed

Quick approval

Secure deals faster

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Bailout Solutions

Emergency Financing When You Need It

When deals go sideways, we provide the emergency financing to help you recover and succeed.

Emergency funding

Flexible terms

Recovery focused

* Non-owner-occupied loans ONLY. All products are intended for residential properties.

** The rates shown represent the lowest possible options. The actual rates and deals you receive may change based on various approval criteria, including your FICO score, past experience, duration of ownership, among others.

*** We do not currently lend in the following states:

✦ New Program — Now Available

Ground Up Construction
For Every Experience Level

Levine Capital now offers financing for first-time builders. Whether you are brand new to construction or a seasoned developer, we have a program built for you.

🏗

New: Beginner Builder Program — No Prior Ground-Up Experience Required

We work with experienced General Contractors to make new construction accessible to first-time investors. If you have a solid GC and a viable project, we want to fund it.

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Ground Standard
For newer real estate investors
85%
of Total Project Costs
  • Experience Required1–2 prior ground-up builds
  • Max Loan-to-ARVUp to 70%
  • Term Length12 to 18 months
  • RecourseFull recourse
Get a Free Quote
Most Popular
🏆
Experienced Developer
For seasoned construction professionals
90%
of Total Project Costs
  • Experience Required3+ ground-up builds
  • Max Loan-to-ARVUp to 70%
  • Term Length12 to 24 months
  • RecourseFull recourse
Get a Free Quote

Beginner Builder — Quick Requirements Checklist

💳
660+
Min FICO Score
📐
80%
Max LTC
🏡
65%
Max Loan-to-ARV
📅
18 Mo
Max Term
💰
$50K+
Min Loan Amount
🔨
GC
Licensed GC Required

How to Get Funded in 5 Steps

1
Submit Quick Quote
Fill out our 60-second form with your project details
2
Get Pre-Screened
Our team reviews your scenario and sends a preliminary quote
3
Submit Documents
Upload plans, permits, GC contract, and borrower docs
4
Underwriting
Fast review with draw schedule and term sheet issued
5
Close and Build
Funds released in draws as construction milestones are hit

Ready to build? Get a free quote in under 60 seconds.

Get My Free Construction Quote →

* Rates starting at 8.99%. Actual rates vary based on borrower profile and project details. Non-owner-occupied only.