Levine Capital is the fix and flip lender for investors who need speed, leverage, and an underwriting team that understands the business plan behind the property. Model the project below, then submit your deal for real terms. Qualifying deals can leverage up to 90% of purchase plus 100% of rehab, subject to an up to 75% ARV cap, with typical closings in two to three weeks.
Estimate the maximum leverage, holding costs, total project cost, and potential profit. This is an educational planning tool, not a commitment to lend or an appraisal.
Use realistic acquisition, scope, and resale assumptions. Change any field to update the model instantly.
Taxes, insurance, utilities, HOA, and similar costs.
Deal Read
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Enter your numbers to view the read.
Maximum Loan Amount
$0
Lesser of 90% purchase plus 100% rehab, or 75% ARV.
Monthly Interest
$0
Total Holding Cost
$0
Total Project Cost
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Estimated Profit
$0
Estimated Cash Needed
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Project cost less the calculated maximum loan amount. Does not include sale costs or reserves.
Leverage rule used: The calculator uses the lesser of 90% of the purchase price plus 100% of the renovation budget, or 75% of the after repair value. Actual terms depend on the property, borrower, experience, scope, and lending channel.
A calculator helps establish the target. The real value is a lender who can review the actual scope, the acquisition structure, and the exit before you are committed. Levine Capital works through institutional capital providers and correspondent/wholesale channels to tailor the financing conversation around the deal—not a generic rate sheet.
For qualifying projects, leverage can reach up to 90% of purchase plus 100% of the rehab budget, subject to an up to 75% ARV cap. The correct number depends on the full scenario.
Typical closing timelines can be two to three weeks when the file, property, and third-party items are ready. Submit early so the team can identify what the deal needs before the deadline becomes the problem.
Seller carry, liquidity partners, transactional pieces, and a future DSCR exit are not foreign concepts here. For layered acquisitions, see how we approach the Morby Method and Stack Method.
Deals move fast. A model is only useful when it turns into an underwriting conversation. Submit your scenario through Quick Quote today, and the team will review the numbers before you get on a call.
Send the purchase, scope, ARV, and closing timeline. You can add documents or changes by email after your initial Quick Quote submission.
For qualifying projects, Levine Capital can fund up to 90% of the purchase price plus 100% of the renovation budget, subject to a maximum of up to 75% of the after repair value. Actual leverage depends on the property, borrower, scope, ARV, experience, and lending channel.
Typical closings can occur in two to three weeks when the property, borrower, appraisal, title, insurance, and required documents are ready. Submit the deal as early as possible so the team can set a realistic closing path.
The calculator estimates the maximum loan amount, monthly interest, holding costs, total project cost, estimated cash needed, and estimated profit before sale costs or taxes. It is for education and planning only; actual terms require underwriting.
Some creative structures can be evaluated, including deals with seller financing or other counterparties. The right approach depends on the full capital stack. Submit through Quick Quote and review the Morby Method page for more context.
Include the address, purchase price, renovation scope, ARV estimate, requested closing date, borrower or entity information, and any contract or budget already available. You do not need every detail to begin; submit what you have and update the team by email.
The fastest way to find out whether a flip works is to put the real scenario in front of the team. Quick Quote takes five minutes or less, and it gives us the information needed to study the deal before the call.
This calculator is for educational purposes only and is not a commitment to lend, an appraisal, or an offer of financing. Actual terms, costs, leverage, and closing timelines depend on underwriting, property conditions, borrower qualifications, third-party reports, and applicable capital-channel guidelines.