Privacy Policy


Thank you for visiting our website. At Levine Capital, we value your privacy, and this Privacy Policy explains how we collect, use, and protect the information you share with us when using our website and services. We use tracking tools only to improve your experience with our site, products, and services. Any personal information you provide will only be used for its intended purpose, such as reviewing loan applications or assisting with financial services.

By using our website levinecapital.com or any of its services, you agree to the terms outlined in this Privacy Policy and our Site’s Terms of Service. This policy covers information collected through this website and the SMS program described below, including SMS consent obtained by phone or in person; it does not govern unrelated offline communications. If you have any questions or concerns, feel free to contact us at loans@levinecapital.com or call us at 732-858-1758.

Information We Collect

You can explore our site without sharing personal information. However, some services may require you to provide details like your name, address, email, and phone number. If you choose not to share this information, certain features may not be available to you.

1. Personal Information You Provide
When you interact with us—such as by submitting a loan application, contacting us, or registering for our services—we may collect information like:

  • Your name
  • Email address
  • Phone number
  • Details about your property
  • Other relevant loan-related information

This information helps us assess your requests, communicate with you, and provide the services you need. By sharing your information, you agree to its use as described in this Privacy Policy, including its transfer to our secure systems and trusted partners.

2. Automatically Collected Data
We may also collect non-personal information automatically, such as:

  • Your IP address
  • Location
  • Browser type
  • Time spent on our site
  • Pages visited

We use technologies like cookies and tracking tools to improve your experience on our website. Cookies help us understand how visitors interact with our site and enable additional functionality. You can adjust your browser settings to manage cookies, but doing so may limit certain features.

How We Use Your Personal Data and Other Information

We use your personal data in ways that match the reasons you provided it. For example, if you share your information to apply for a loan, we use it to process your loan application, manage the lending process, and share relevant information with you. Specifically, we may:

  • Contact you about your loan request or other inquiries.
  • Keep in touch with you regarding transactions you start, like loan requests or asking for assistance.
  • Inform you about new products, conduct surveys, or take steps to improve our website and services.

When it comes to non-personal data collected during your visit to our website or interaction with our services, we use this information to:

  • Improve the content and functionality of our website and services.
  • Understand our users better and enhance our offerings.
  • Track site activity, like the number of visitors and popular pages.

We may also combine this data with other information to study customer interests and behaviors. This research helps us improve our services and may be shared with affiliates, agents, or business partners in a way that does not personally identify you. We might also use this aggregated data to describe our services to potential partners or for other lawful purposes.

From time to time, we may contact you with information about services we think you’ll find helpful. If you prefer not to receive marketing communications or want to be removed from our mailing lists, please reach out to us as explained below.

When you register on our site, you may receive emails to confirm specific actions, such as registration, email verification, or loan request updates. These are transactional notifications that ensure the security of your account and personal information and cannot be opted out of. We may also respond to emails you send us.

Occasionally, we may send surveys, feedback requests, or marketing offers. Participating in these is entirely optional. If you don’t want to receive such communications, you can opt out by following the instructions in the email.

Text messaging and mobile privacy

Levine Capital Management, LLC collects a mobile number and SMS consent only when you choose to provide them through an applicable form, a message you initiate, or an affirmative phone or in-person opt-in. We may retain the consent date, source, notice version, messaging history, and opt-out or help request to administer your communications preferences and document consent. Providing a phone number or submitting a general inquiry does not by itself enroll you in promotional texts. Where we offer loan-file or customer-service SMS updates, those messages are optional; marketing messages, if offered and permitted, require a separate affirmative opt-in. SMS consent is not a condition of obtaining our lending services. We use mobile information to respond to your request and to send only the categories of messages for which you consented. We do not sell or share your mobile number, SMS opt-in information, or messaging-consent records with affiliates or third parties for their own marketing or lead-generation purposes. We may disclose the minimum necessary information to service providers acting for us, such as our messaging provider and CRM, solely to deliver messages, manage replies and opt-outs, maintain records, and provide the requested service. These providers are not authorized to use SMS consent for their own marketing. Legal disclosures and other non-marketing processing are described elsewhere in this policy. To stop messages from a Levine Capital SMS program, reply STOP to a message from its sending number. You may receive one confirmation; we will not resume that program unless you provide a new opt-in. Reply HELP for assistance, or email loans@levinecapital.com. Message and data rates may apply; message frequency varies. We retain suppression records so a later list import or another messaging tool does not inadvertently restart texts. See the SMS Messaging Terms for program details.

How and When Your Information is Shared with Other Parties

We value your trust and consider your personal information an integral part of our relationship with you. While we strive to protect your data, there are specific instances where sharing your information with third parties may be necessary. Below, we outline the circumstances under which your personal information may be shared:

1. Business Transfers
As we grow and evolve, we may acquire or divest businesses or assets. In the event of a corporate sale, merger, reorganization, dissolution, or similar occurrence, your personal data may be included among the transferred assets.

2. Agents and Consultants
To provide you with the best possible service, we may engage trusted third-party companies to perform business-related tasks on our behalf. These tasks may include, but are not limited to, processing your loan application, managing loan funding, facilitating loan sales, and servicing your loan.

3. Legal Obligations
We may disclose your personal information when required to do so by law or when we believe such disclosure is necessary to:

  • Comply with legal obligations or respond to lawful requests by public authorities.
  • Protect and defend our legal rights or property.
  • Safeguard the safety and security of our users or the general public.
  • Prevent fraud or mitigate financial risk.
  • Limit our legal liability in certain situations.

We are committed to transparency and ensuring that your data is handled responsibly.

Exclusions:

This Privacy Policy applies to personal information collected through our Site and Services, including the SMS program described above, and does not cover unrelated information collected elsewhere. Additionally, as stated in our Terms of Service, it applies solely to personal information provided by residents of the United States. Any unsolicited information you provide—such as ideas for new products, suggestions for changes to existing products, or posts in public areas like blogs or forums—is not covered by this Privacy Policy. Unsolicited information is considered non-confidential, and we may use, share, reproduce, or distribute it without limitation or attribution. If you have questions about what is included under this Privacy Policy, please feel free to contact us.

Ownership and Purpose of the Site and Services

This Site is owned and operated by us to provide information about our services, including real estate lending, wealth management, investment products, property management, and other related services. It is a commercial website designed for commercial real estate owners, borrowers, real estate professionals, investors, and their employees or agents to explore our financial products and services.

Children and Minors

We do not knowingly collect personal information from children under 18. If you are under 18, please do not provide any personal data through our Services. Parents and guardians should monitor their children’s online activities and ensure they do not share personal information without permission. If you believe a child under 18 has provided us with personal data, please contact us, and we will work to delete it from our systems.

Links to Other Websites

This Privacy Policy applies only to our Site and Services. If our Site contains links to third-party websites, we do not control or endorse those websites or their privacy practices. We recommend contacting those websites directly for their privacy policies.

Security

We take reasonable measures to protect your personal data from loss, misuse, unauthorized access, disclosure, alteration, or destruction. However, no Internet or email transmission is completely secure. Please be cautious when sharing personal information online and refer to the Federal Trade Commission’s website for tips on preventing identity theft.

Other Terms and Conditions

Your use of our Services is subject to our Terms of Service, which you can find on our Site. These terms are incorporated into this Privacy Policy.

Changes to the Privacy Policy

Our Services and business may change, requiring updates to this Privacy Policy. We may revise this Privacy Policy at any time without prior notice. Please review this policy regularly, especially before providing personal data. Continued use of the Services after changes indicates your agreement to the updated terms. This Privacy Policy was last updated on the date listed above.

Access to Your Information and Contacting Us

If you need to update, correct, or ensure the accuracy of your personal information, please reach out to us using the contact details below. We’ll make reasonable efforts to update or correct any personal information you’ve shared with us through our Services.

If you have any questions about this Privacy Policy or our Services, feel free to contact us. We’re here to help!

You may contact us as follows:
Levine Capital.
648 SW Port St Lucie Blvd
Port St. Lucie, FL 34953
Email: loans@levinecapital.com