If you are behind on payments or have an underwater mortgage, traditional selling options disappear. Submit your property to Greice Levine, the Unicorn Realtor at Keller Williams Treasure Coast. She is a licensed REALTOR who specializes in creative finance acquisitions, connecting sellers who owe more than the house is worth with homestead buyers ready to take over payments.
Low equity, negative cash flow, or upside down on the mortgage: those are the deals she is built for.


“Whether it is low equity, no cash flow, or an upside-down mortgage, we craft solutions that work for everyone.”
— On creative finance acquisitions
Most agents can list a house. Very few can structure one. Greice Levine is a licensed REALTOR who does both. Investors and sellers on the Treasure Coast call her the Unicorn Realtor because she genuinely understands subject-to, seller carry, and wraps. She can tell the difference between a seller who will actually carry paper and one who will waste your time.
Greice helps sellers avoid foreclosure and sell house fast with no equity by either listing the property traditionally or connecting them with homestead buyers through creative finance. She sources inventory across Port St. Lucie, Stuart, Vero Beach, Fort Pierce, and Jensen Beach.
Read more: How to sell a property with no equity or no cash flow on the Treasure Coast
A conventional listing needs equity to cover commissions, closing costs, and payoff. When you can’t sell your house because the math doesn’t work, Greice provides negative equity options that institutional buyers won’t touch.
You owe close to what the home is worth, so a traditional sale would mean bringing money to closing. Creative structuring lets you walk away without coming out of pocket.
The rent no longer covers the payment, the tenant turnover has worn you down, and the numbers do not justify holding. A subject-to exit transfers the burden without a fire sale.
You are upside down on the mortgage. Instead of a short sale that damages your credit, a buyer takes over the existing payments and keeps the loan current.
You have a listing nobody will touch or a lead that does not pencil for a flipper or cash buyer. Bring it here rather than writing it off as a dead deal.
If you are a Realtor with a listing that has little to no equity and you can’t sell the house traditionally, Greice Levine is your secret weapon. Don’t let a deal die just because the seller is behind on payments or the property is underwater.
Greice partners with other agents to move difficult inventory. She can help you structure a creative finance deal, connect your seller with a homestead buyer, or even take over the listing to get the seller out of the property cleanly. You get the seller out of a tough spot, and the deal actually closes.
Stop letting no-equity listings sit on the market. Let’s get them closed.
Homestead buyers are families and individuals who want to live in the home, not flip it. Because their goal is occupancy rather than a quick resale, they are far more open to creative terms than a cash investor hunting for a discount.
That difference is what makes these deals work. A flipper needs a steep discount to justify the risk. A homestead buyer needs a home, and will often accept the existing loan terms to get one.
Subject-to acquisitions where the existing mortgage stays in place and the buyer assumes responsibility for the monthly payment.
The seller carries paper, or a wraparound note is layered over the existing loan, creating terms a bank would never write.
A modest amount at closing paired with genuine accountability for taxes, insurance, upkeep, and the monthly obligation.
Four steps from submission to closing table. No obligation to move forward at any point.
Send the address, the loan balance, the monthly payment, and the condition. That is enough to know whether the structure has a chance.
Greice reviews the payoff, payment, condition, and occupancy to determine which structure fits: subject-to, seller carry, wrap, or a hybrid.
She matches the property with a homestead buyer or investor from her network who is prepared to take over payments on those terms.
The seller gets an exit without coming out of pocket, the buyer gets a home, and the property stays out of foreclosure.
Sourcing the deal is half the work. Funding it is the other half, and that is where most creative finance transactions fall apart.
Levine Capital is the expert Morby Method lender and Stack Method lender, fluent in structures where seller financing sits behind institutional debt rather than merely tolerant of them.
Backed by multiple institutional capital providers with correspondent and wholesale channels, the loan gets tailored to the scenario. It is not a one-size-fits-all loan.
Deal sourcing and lending under one roof means the person finding the property and the people funding it are not strangers negotiating through email.
Share the property and the numbers. Greice reviews every submission personally and will tell you honestly whether a creative structure can work. If you would rather talk first, email greice@levinecapital.com.
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Where a traditional agent sees a listing that will not sell, the Unicorn Realtor sees a structure waiting to be built. Bring Greice the property everyone else passed on.
Greice Levine · The Unicorn Realtor · Licensed REALTOR · Keller Williams Treasure Coast
Serving Port St. Lucie, Stuart, Vero Beach, Fort Pierce, and Jensen Beach
Lending by Levine Capital Management, LLC · Quick Quote