No Equity

No Cash Flow

Have a Property with No Equity or Cash Flow?

We help move properties traditional buyers avoid—those with little equity, no cash flow, or even upside down on the mortgage—by connecting sellers with homestead buyers open to creative financing solutions.

We Help Sellers, Agents & Wholesalers Connect with Homestead Buyers

Who We Help

Real Estate Investors

With hard-to-sell listings or upside-down clients

Sellers

Looking to walk away without coming out of pocket

Wholesalers

Monetize "dead leads" that don't work for flippers or cash buyers

Who Are Homestead Buyers?

Homestead buyers are families or individuals who want to live in the home—not flip it—and are often open to creative financing and flexible terms. We help you connect with these buyers so you can move the deal forward, even when there’s no traditional exit strategy.

Taking over payments (Subject-To)

Buying with Seller Financing or Wraps

Putting little down but taking full responsibility

🔁 Turn Dead Deals into Closed Deals

Got a property under contract or listed that no investor wants?

Trying to help a seller who’s upside-down?

Struggling with a deal that’s been sitting for months?

Submit it to our team — we’ll review the deal and tap our homestead buyer network to find a path to closing.

Submit the Property

Tell us about the deal

We Review the Situation

We assess if it's a fit for our homestead buyer network

We Bring a Buyer

We match your deal with someone who wants to live in it and can close creatively

Everyone Wins

Seller exits. Agent earns commission. Buyer gets a home.

"We specialize in transforming the 'unsellable' into opportunity—connecting sellers with creative buyers who see potential where others see problems. Whether it’s low equity, no cash flow, or upside-down mortgages, we craft solutions that work for everyone."

Pace Morby

—Pace GPT

"*" indicates required fields

Seller Information

Name*

First Name Last Name

Email*

Phone*

Property Information

Property Address*

What type of property is this?

Number of Beds / Baths

Approx. Square Footage

Year Built

Is the property currently vacant or occupied?

How did you hear about us?

What others are saying

✦ New Program — Now Available

Ground Up Construction
For Every Experience Level

Levine Capital now offers financing for first-time builders. Whether you are brand new to construction or a seasoned developer, we have a program built for you.

🏗

New: Beginner Builder Program — No Prior Ground-Up Experience Required

We work with experienced General Contractors to make new construction accessible to first-time investors. If you have a solid GC and a viable project, we want to fund it.

Get Your Quote →

New

🌿

Beginner Builder

No prior ground-up experience required

80%

of Total Project Costs

✓Experience RequiredNo GUC experience needed — licensed GC required
✓FICO Score660+ minimum
✓Max Loan-to-ARVUp to 65%
✓Term Length12 to 18 months
✓RecourseFull recourse
✓Reserves3 months PITIA minimum

Apply Now — Free Quote

🏠

Ground Standard

For newer real estate investors

85%

of Total Project Costs

✓Experience Required1–2 prior ground-up builds
✓Max Loan-to-ARVUp to 70%
✓Term Length12 to 18 months
✓RecourseFull recourse

Get a Free Quote

Beginner Builder — Quick Requirements Checklist

💳

660+

Min FICO Score

📐

80%

Max LTC

🏡

65%

Max Loan-to-ARV

📅

18 Mo

Max Term

💰

$50K+

Min Loan Amount

🔨

Licensed GC Required

How to Get Funded in 5 Steps

Submit Quick Quote

Fill out our 60-second form with your project details

Get Pre-Screened

Our team reviews your scenario and sends a preliminary quote

Submit Documents

Upload plans, permits, GC contract, and borrower docs

Underwriting

Fast review with draw schedule and term sheet issued

Close and Build

Funds released in draws as construction milestones are hit

Ready to build? Get a free quote in under 60 seconds.

Get My Free Construction Quote →

* Rates starting at 8.99%. Actual rates vary based on borrower profile and project details. Non-owner-occupied only.