- LOAN PORTAL
Purchase: 85%
Cash-Out Refinance: 80%
Flexible repayment periods
Minimum loan amount
Minimum FICO
Max LTV
Full Recourse only
Fixed and adjustable rate options available
not required
Fully amortizing and Partial Interest Only options available
Entity required
Single family residences (SFR) / 2-4 unit properties / Warrantable condos / Townhomes / PUD
Purchases vacant are ok & 1 unit on a 2-4 unit refinance
65% LTV
No seasoning required when you start with a Fix & Flip loan and refinance into a DSCR loan, or if you buy with cash and then refinance.
Leased Units: Lower of (i) in-place rent & (ii) market rent Unleased Units: 90% of market rent
1.05x
Eligible
Available for rural properties — just with reduced loan size, lower leverage, and credit/DSCR minimums
DSCR Ratio
LTV
$750,000
(Purchase), 70% (Rate/Term Refi), 65% (Cash-Out Refi)
700
1.0
* Non-owner-occupied loans ONLY. All products are intended for residential properties.
** The rates shown represent the lowest possible options. The actual rates and deals you receive may change based on various approval criteria, including your FICO score, past experience, duration of ownership, among others.
*** We do not currently lend in the following states:
Levine Capital now offers financing for first-time builders. Whether you are brand new to construction or a seasoned developer, we have a program built for you.
We work with experienced General Contractors to make new construction accessible to first-time investors. If you have a solid GC and a viable project, we want to fund it.
Ready to build? Get a free quote in under 60 seconds.
Get My Free Construction Quote →* Rates starting at 8.99%. Actual rates vary based on borrower profile and project details. Non-owner-occupied only.
