- LOAN PORTAL
60% if unpermitted, plus 100% of construction
Eligible
Minimum loan amount
Perfect for new real estate investors
Total project costs
Previous real estate experience required: 1-2 ground ups
Full Recourse
Up to 70%
Minimum 1 month
12 to 18 months
Min: 1 Max: 2
GCs if experience if permits tie to ground ups
Guarantors with no experience permitted on a case by case basis
Eligible:
Non-owner occupied 1-4 unit residential
Townhomes
Condos
Ineligible:
Mixed use properties
5+ unit multifamily properties
Condotels
Co-ops/TICs
Commercial property
Log Homes
Properties subject to oil and/or gas leases
Operating farms, ranches, or orchards
Vacation or seasonal rentals
Rural properties
Total project costs
3+ similar ground-up builds + heavy rehabs with expansion
Full Recourse
Up to 70%
Minimum 1 month
12 to 24 month loan terms available
Min: 1 Max: 10
Previous real estate experience required: 3+ similar ground-up builds + heavy rehabs with expansion. Professional development / builder.
Guarantors with no experience permitted with experienced guarantor that meets the above experience criteria
Eligible:
Non-owner occupied 1-4 unit residential
Townhomes
Condos
Ineligible:
Mixed use properties
5+ unit multifamily properties
Condotels
Co-ops/TICs
Commercial property
Log Homes
Properties subject to oil and/or gas leases
Operating farms, ranches, or orchards
Vacation or seasonal rentals
Rural properties
New
We’re ready to fund your next Modular Home build with our Ground-Up Construction Loan!
Here’s what we’re offering:
✅ FICO: 650+
✅ Up to 85% LTC | 65% ARV
✅ Available Nationwide
✅ Min Loan Amount: $300K
* Non-owner-occupied loans ONLY. All products are intended for residential properties.
** The rates shown represent the lowest possible options. The actual rates and deals you receive may change based on various approval criteria, including your FICO score, past experience, duration of ownership, among others.
*** We do not currently lend in the following states:
