Fix & Flip | Fix2Rent

Rates Starting at 8.75%*

We offer Fix & Flip / Fix2Rent loans, along with Gap Funding options. Whether you’re looking to renovate and sell or rent, we’ve got you covered with flexible financing options.

Up to 100% LTC

Maximum loan-to-cost funding available

12-18 Month Terms

Flexible repayment periods

$50K - $3.5M

Loan amounts for any project size

Flexible Financing Solutions

Choose from our comprehensive loan programs designed to meet every real estate investor’s needs, from first-time flippers to seasoned professionals.

Perfect for experienced investors looking for competitive rates

8.75%*

Starting Rate

12-18mo

Term Length

Up to 95% LTC

Maximum loan-to-cost available

100% Rehab Financing

Full renovation budget coverage

$50K - $3.5M Range

Flexible loan amounts

Interest Reserves Available

Per lender discretion

Portfolio Loan

Eligible

Foreclosure Bailouts & Cash-Out Refis

FICOs 500+ | Creative Solutions for Distressed Homeowners

A Fresh Start For Borrowers

Flexible Funding for Defaults & Mid-Construction

Fix & Flip | Fix2Rent + Gap Funding

We exclusively provide gap funding in conjunction with our own Fix & Flip loans. We do not offer gap funding behind another Fix & Flip lender

12%*

Starting Rate

100% financing

Cross-Collateralization Options

Up to 100% LTC

Case-by-case basis

Minimum Credit Score

680

Minimum 15% ROI on Gap

Competitive gap funding rates

2% Origination Fee

Starting fee structure

Connector Fee

2% to 5% of the total funds being provided. This fee is often added on top of the loan amount

If the CLTV exceeds 75%

Cross-collateral will be required to secure the loan

Portfolio Loan

Eligible

"Creative financing isn’t just about deals—it’s about solving problems, building relationships, and creating opportunities where others see obstacles. That’s how you win in real estate."
Pace Morby
—Pace GPT

* Non-owner-occupied loans ONLY. All products are intended for residential properties.

** The rates shown represent the lowest possible options. The actual rates and deals you receive may change based on various approval criteria, including your FICO score, past experience, duration of ownership, among others.

*** We do not currently lend in the following states: