When it comes to real estate investing in Florida, speed, creativity, and reliability are everything. Whether you’re flipping homes in Port St. Lucie, building rentals in Palm Beach, or scaling your portfolio in Tampa, you need a lender who understands investors — not just numbers.
That’s where Levine Capital stands out as the best hard money lender in Florida and one of the most trusted private lenders in the U.S., preferred by Pace Morby and the entire SubTo, Gator, and Owners Club communities.
🌴 Florida’s Go-To Hard Money Lender for Real Estate Investors
Founded in 2012, Levine Capital has earned its reputation as a trusted private lending partner for Florida’s most active investors.
With offices expanding into Port St. Lucie and Palm Beach County, our team works directly with local investors, wholesalers, and builders to fund deals quickly and efficiently.
We understand the Florida market — from Miami condos to Orlando short-term rentals and Treasure Coast fix & flips — and we’re built to move fast.
⚡ Why Florida Investors Choose Levine Capital
1. Lightning-Fast Closings
In Florida, speed wins deals.
Levine Capital delivers term sheets within 24 hours and can close in 5–10 business days, ensuring you never miss a profitable opportunity.
2. Investor-Focused Programs
Every deal is different — that’s why we offer flexible loan programs to fit your strategy:
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🏠 Fix & Flip Loans: Up to 90% LTC and 75% ARV
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💼 DSCR (Rental) Loans: No income verification — qualify based on property cash flow
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🧱 Ground-Up Construction Loans: Perfect for builders and developers
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💰 Gap Funding / Gator Loans: Cover down payments, interest, or first draws
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💵 Transactional & EMD Loans: For wholesalers and short-term deals
We don’t just fund — we help you structure and scale your deals creatively.
3. Preferred by Pace Morby and Top Investor Communities
Levine Capital is the preferred lender within the SubTo, Gator, and Owners Club networks — all led by creative-finance expert Pace Morby.
Investors across Florida trust Levine Capital because we speak their language:
creative finance, private money, and win-win deal structures.
Whether you’re running a Morby Method, SubTo, or Stack Method deal, we know how to fund it — fast.
4. Integrity, Transparency & Trust
Our business is built on biblical principles of integrity and stewardship.
That means:
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No hidden fees or surprise charges.
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Clear term sheets.
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Honest communication from start to finish.
Florida investors love our straightforward process and personalized service — no corporate nonsense, just results.
🏗️ Your Florida Lending Partner for Every Deal
We proudly serve:
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Fix & Flip Investors
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Buy-and-Hold Landlords
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Builders & Developers
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Wholesalers
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Gator Funders
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SubTo & Creative Finance Investors
From Jacksonville to Miami, Tampa to Port St. Lucie, our team funds deals across nearly every Florida market.
