In the lending world, most companies talk about partnerships—but when the rubber meets the road, many lenders put their short-term gain ahead of their partners. At Levine Capital, we’ve built our reputation on doing the opposite: protecting and empowering our Third Party Originators (TPOs) so they can win more business, close more deals, and build long-term client relationships.
Why Brokers Love Working with Us
Our TPO partners know we’re more than just a capital source—we’re a true business partner. Here’s why they keep coming back:
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Customized Term Sheets – Tailored to their borrowers’ needs and market conditions.
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Branded Loan Applications – Present a fully personalized experience to their clients.
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VIP Chat Support – Direct access to our team for quick answers and urgent deal situations.
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Borrower Assistance – We’ll even join calls with your borrowers to help smooth out transactions and instill confidence in the deal.
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Volume Discounts – Leverage our pricing power to offer your borrowers more favorable terms while expanding your margins.
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Complex Deal Solutions – We help TPOs structure and close creative transactions, including Morby Method deals, enabling them to offer more value to their clients and earn higher fees for their services. We recently helped one of our brokers close their very first Morby Method deal—a huge milestone—and now they have multiple more in the pipeline thanks to the momentum and support from our team.
We’ve discovered that many potential TPO partners face barriers to entry—whether it’s technology, compliance, capital access, or lack of systems. We’re removing those barriers, making this opportunity available to anyone eager to make lending their life’s work. We’ll show you how, give you the tools, training, and leads to ensure your success, and guide you every step of the way.
Scaling Into the TPO Channel – True Partnerships Over Competition
As PaceGPT says:
“True partnerships in lending aren’t just about funding deals—they’re about empowering others to grow their businesses and create lasting success. At Levine Capital, we don’t just protect our TPOs, we invest in their future, because when they win, we all win.”
We’re not here to compete with our partners—we’re here to grow with them. That’s why Levine Capital is scaling aggressively into the TPO channel, building a model where instead of fighting for the same borrower, we collaborate to close more deals.
Our approach is simple: their success is our success. Every decision we make—from lead sharing to pricing adjustments—is designed to help both sides scale together, creating long-term, mutually profitable relationships.
Protecting Our TPO Relationships – A Real Example
Recently, we received a direct approach from a borrower regarding loan terms. We provided a term sheet, but shortly afterward, that same borrower shared the sheet with one of our VIP TPO partners. The TPO reached out and said, “Hey, I saw their term sheet—they came to us.”
For many lenders, this would be a perfect opportunity to bypass the TPO and keep the deal in-house. Not us. We immediately told the TPO: “They’re your client, and they stay your client.”
We went a step further—we reduced our pricing to help the TPO compete and win the deal. That’s our philosophy: loyalty, integrity, and partnership over profits.
Passing Along Leads to Our VIP TPOs
Our commitment doesn’t stop at protecting relationships. When qualified leads come directly to us, we don’t hoard them—we pass them along to our VIP TPO partners. The better you do, the better we all do.
Introducing the Hard Money Launch – A Revolutionary Opportunity for TPOs
We’re taking our partnership model even further with the launch of Hard Money Launch, a groundbreaking program designed to help TPOs and aspiring lenders start and scale their own hard money lending businesses—backed by Levine Capital’s resources, systems, and capital.
With Hard Money Launch, you get:
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Your Lending Brand – Operate under your name while we handle the heavy lifting in the background.
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Pre-Built Technology – Access our custom-built Loan Origination System (LOS) and CRM, fully automated and ready to go.
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Custom Website with Automations – We’ll build you a full-stack, professionally designed lending website integrated with automation tools so you can capture leads, take loan applications, and process deals without tech headaches.
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Daily Market Updates – Stay ahead with timely insights on interest rates, lending trends, and real estate market shifts so you can make informed decisions fast.
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A Community of Like-Minded Individuals – Network, collaborate, and share strategies with other driven professionals in our private partner community.
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Training & Support – From taking a loan application to post-close follow-up, we train you and your staff every step of the way.
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Discounted Pricing – Access our volume discounts to give your borrowers better rates while increasing your profit margins.
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Leads Provided – Get quality leads so you can focus on closing deals instead of chasing them.
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VIP Partner Benefits – Access our exclusive network, discounted vendor relationships, and the same pricing advantages we use ourselves.
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Industry Resources at a Discount – Gain exclusive discounts to industry events, tools, and resources. Additional perks will be announced as the program expands.
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AI-Powered Advantage – We continually invest in AI technology to streamline processes, automate manual tasks, and expedite funding. For example, our AI tools can instantly pre-screen loan scenarios, auto-generate term sheets, and flag potential issues before underwriting—cutting turnaround times from days to hours while giving borrowers a smoother, faster experience. We’re evolving from just a lender into an actual tech company, giving our partners the most advanced tools in the industry.
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Gator Lending Expertise – Learn directly from someone who is a SubTo member, Regional Leader in the Gator community, and a member of Pace Morby’s Owners Club. This means you’re learning from a lender who lives and breathes creative finance, understands the community-driven ethos of SubTo, and has insider knowledge on how to structure deals for maximum profitability.
Currently in Test-Pilot with PaceGPT’s Owners Club Members
We’re test-piloting Hard Money Launch with select members of PaceGPT’s Owners Club, providing these elite investors with a first look at how this platform can enhance their lending capabilities. Early results have been auspicious, and we’re excited to roll this out to a broader audience soon.
We’re opening limited spots in the first year to select TPOs, Gator members, SubTo investors, and top-tier transaction coordinators. This is more than a partnership—it’s a launchpad to becoming a true player in the hard money lending space.
