💰 Gap Funding Optional!

New Programs Launched: 95% LTC for Experienced Investors + 90% LTC for First-Timers

At Levine Capital, we’re redefining what it means to be a one-stop shop for real estate investors.

Whether you’re a seasoned flipper or just getting started, we now offer high-leverage financing solutions designed to help you fund more deals — with less money out of pocket.

🚀 For Experienced Investors: Up to 95% LTC — No Gap Funding Required

You asked, we delivered.

We can now offer up to 95% Loan-to-Cost (LTC) without the need for a separate Gap Funder. That means:

✅ Only 5% out of pocket
✅ No need to chase multiple lenders
✅ Faster closings with less friction

You get higher leverage, better economics, and one trusted team handling the entire capital stack.

🔑 For New Investors: 90% LTC — No Experience? No Problem.

Breaking into real estate has never been easier.

We now offer up to 90% LTC even if this is your first deal. This program is perfect for those with:

No prior fix-and-flip experience
Solid credit and a strong deal
A drive to start investing with minimal upfront capital

You only need to bring 10% of the project cost — and in many cases, we can help with that too.

💡 Creative Gap Funding When You Need It

Need help covering your down payment, closing costs, or interest reserves? We’ve got you.

When needed, we’ll structure a second position Gap Loan to bring your total leverage up to 100% of the project cost. Our Gap Funding can cover:

Closing Costs
First Draw
Monthly Interest Reserves
Remaining Capital Injection

✅ All under one roof
✅ One underwriter
✅ One closing table
✅ Peace of mind

🏘️ Who This Is For:

Experienced flippers scaling up
New investors getting started
Wholesalers helping buyers get funding
Agents with investor clients
Anyone needing fast, flexible capital for real estate deals

🎥 Join Us LIVE – Friday @ 5PM EST

Want to learn how we structure these deals and stack capital creatively? Don’t miss our upcoming YouTube Live this Friday at 5PM EST!

📺 Watch Here

We’ll be breaking down real scenarios and sharing how investors are closing deals with little to no money out of pocket.

Boost Your Real Estate Success with Our Trusted Partners!

We believe in providing real estate investors with the best tools and resources to scale their businesses. That’s why we’ve partnered with industry-leading platforms to help you access funding, find deals, and close transactions more efficiently.

🔹 Build Business Credit with Expert Guidance
Looking to establish or expand your business credit? Business Credit Workshop offers expert strategies to help real estate investors secure funding and scale with confidence.

🔹 Master Creative Financing with SUBTO
Unlock the power of SUBTO strategies and structure real estate deals creatively. Learn how to acquire properties with little to no money down and grow your portfolio faster.

🔹 Earn Profitable Cash Chunks with Pace Morby
Investor, author, and host of A&E’s hit show Triple Digit Flip, Pace Morby reveals the missing link that investors need right now to increase cash flow and close more deals.

🔹 Deal Sauce
Get a 14-day free trial of Deal Sauce and stop wasting hours—get the winning plan instantly.

For a comprehensive list of our affiliate partners and to explore more opportunities, please visit our Affiliate Partners Page.

Subscribe to our YouTube channel to discover more about us.

Recent Post

morby method (1)

Boost Broker Earnings with the Creative Morby Method

New Programs Gap Funding 2

My Experience with Anti-Semitism, Mental Health & My Service Dog — An Interview with Adam Levine by Malli

treasure coasett meetup

Treasure Coast Subto Meetup in Port St. Lucie!

New Programs Gap Funding 3

Car Wash Land Acquisition: How the Process Works From Submission to Close

Endorsing Mike ‘The Situation’ Sorrentino for Governor of New Jersey: A Fight Against Systemic Corruption

GROUND UP CONSTRUCTION LOANS

Build From The Ground Up. Fund With Confidence.

Rates Starting at 8.99%*

Levine Capital's Ground Up Construction Loans give real estate investors the leverage and flexibility to break ground faster. Competitive terms, investor-first underwriting, and capital structured around your 1-4 unit residential build.

Get a Quick Quote Book a Call

Up to 75% LTC

60% if unpermitted, plus 100% of construction costs

Portfolio Loans

Eligible for multi-property investors

$50K - $3MM

Loan amount range per project

Why Investors Choose Levine Capital

Private capital built around how serious real estate investors actually operate.

Fast, Reliable Closings

In-house underwriting and decisive capital deployment get you to the closing table in days, not weeks.

Flexible, Deal-Driven Terms

Loan structures tailored to your project economics, timeline, and exit strategy, not a one-size-fits-all rate sheet.

Competitive Pricing

Rates starting at 8.99% with leverage and pricing that keep your margins intact through completion.

Experience-Based Programs

Dedicated tracks for new investors and seasoned developers, with capacity to scale across portfolios.

Flexible Terms

Ground Up Construction Programs

Two purpose-built programs designed around your track record and project scope.

Ground Standard

Built for emerging real estate investors entering ground-up construction

Up to 85%

of total project costs

Experience 1-2 prior ground-up builds required; GCs accepted when permits tie to ground-ups. Guarantors with no experience considered case-by-case.

Max Loan-to-ARV Up to 70%

Recourse Full Recourse

Reserves / Escrows Minimum 1 month

Term Length 12 to 18 months

Property Count Min 1 / Max 2

Get a Quick Quote

Most Popular

Experienced Developer

Structured for seasoned construction professionals scaling their portfolios

Up to 90%

of total project costs

Experience 3+ similar ground-up builds plus heavy rehabs with expansion. Professional developer or builder. Inexperienced guarantors permitted alongside an experienced guarantor meeting the above criteria.

Max Loan-to-ARV Up to 70%

Recourse Full Recourse

Reserves / Escrows Minimum 1 month

Term Length 12 to 24 months

Property Count Min 1 / Max 10

Get a Quick Quote

Eligible & Ineligible Property Types

Eligible

✓Non-owner occupied 1-4 unit residential✓Townhomes✓Condos

Ineligible

✗Mixed use✗5+ unit multifamily✗Condotels✗Co-ops / TICs✗Commercial✗Log homes✗Oil & gas lease properties✗Operating farms, ranches, and orchards✗Vacation and seasonal rentals✗Rural properties

New Program

Modular Home Construction Financing

Bringing a modular build to market? We finance modular home projects nationwide under our Ground-Up Construction program.

✓FICO 650+

✓Up to 85% LTC / 65% ARV

✓Available Nationwide

✓Minimum Loan Amount: $300K

Submit a Modular Deal

Where We Lend

Nationwide coverage across our active lending markets.

Fund Your Next Build Without Tying Up Your Own Capital

Get a fast, no-obligation quote from a lender that closes when it counts.

Get a Quick Quote Book a Call

(772) 732-0757 | loans@levinecapital.com

* Non-owner-occupied loans only. All products are intended for residential investment properties.

** Rates shown reflect the lowest available pricing. Actual rates and terms are subject to approval criteria including FICO, experience, ownership duration, and other underwriting factors.

*** Levine Capital does not currently lend in: Arizona, Nevada, North Dakota, Oregon, South Dakota, Utah, and Vermont.