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      • pdf  Architect Letter Template
      • pdf  Condo Questionnaire
      • pdf  Initial Scope of Work
      • pdf  Joint Venture Agreement
      • xlc  Scope Of Work Template
      • pdf  Scope of Work Revision
      • pdf  SLS ACH Payment Enrollment
      • xlc  Track Record Template
      • pdf  Operating Agreement Template
      • pdf  Personal Financial Statement
      • pdf  Purchase Contract
      • xlc  5 Plus Unit MF Bridge Proforma Template
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levine capital signature logo
  • All
  • SubTo
  • Gator
  • All
  • SubTo
  • Gator
  • Stand With Israel
  • Stand With Israel
  • Home
  • Loan Programs
    • Fix&Flip | Flip2Rent
    • Stabilized Bridge Loan
    • DSCR Rental Loan
    • Ground Up Construction
    • Rental Portfolio Loan
    • Gator Lending
      • Gap Funding
      • Morby Method Financing
      • Earnest Money Deposit Financing
      • Double Closings
    • Capital Markets
  • Levine Cap Token
  • Sell
    • Sell Your Land
    • Buy Box
    • Submit a property with No Equity or Cash Flow
    • Submit a Wholesale Property
  • Wholesale Properties
  • About Us
  • Partners
    • Broker Partnership
    • Gator Partnership
    • White-Label Referral & Affiliate Program
    • Become a Certified Top-Tier TC
    • Become a Unicorn: Top Tier TC & Deal Maker
    • Transactional Lender Partnership
    • Become a Connector
    • Gap Funder & Connector Partnership
    • Introduction to our Gap Funders and Connectors
    • White-Label Third-Party Originator Platform
    • Affiliate Partners
    • Bird Dog Partnership
    • Steve for Mayor
    • Orbit Program
    • Support Israel — Hope of the World
  • Resources
    • Blog Post
    • Book a Call
    • Calculators
      • DSCR
      • Fix and Flip
    • Real Estate Events
    • NDA/NCA
    • Downloads
      • pdf  Architect Letter Template
      • pdf  Condo Questionnaire
      • pdf  Initial Scope of Work
      • pdf  Joint Venture Agreement
      • xlc  Scope Of Work Template
      • pdf  Scope of Work Revision
      • pdf  SLS ACH Payment Enrollment
      • xlc  Track Record Template
      • pdf  Operating Agreement Template
      • pdf  Personal Financial Statement
      • pdf  Purchase Contract
      • xlc  5 Plus Unit MF Bridge Proforma Template
    • Draw Request
      • Draw Request Form
      • Snap Draws
    • Free eBook
      • Get $100k In Business Credit
    • FAQs
    • Payoff Request
    • Podcasts
    • Rural Property Search
    • Videos
  • Contact Us
  • Stand With Israel
  • Stand With Israel
  • Home
  • Loan Programs
    • Fix&Flip | Flip2Rent
    • Stabilized Bridge Loan
    • DSCR Rental Loan
    • Ground Up Construction
    • Rental Portfolio Loan
    • Gator Lending
      • Gap Funding
      • Morby Method Financing
      • Earnest Money Deposit Financing
      • Double Closings
    • Capital Markets
  • Levine Cap Token
  • Sell
    • Sell Your Land
    • Buy Box
    • Submit a property with No Equity or Cash Flow
    • Submit a Wholesale Property
  • Wholesale Properties
  • About Us
  • Partners
    • Broker Partnership
    • Gator Partnership
    • White-Label Referral & Affiliate Program
    • Become a Certified Top-Tier TC
    • Become a Unicorn: Top Tier TC & Deal Maker
    • Transactional Lender Partnership
    • Become a Connector
    • Gap Funder & Connector Partnership
    • Introduction to our Gap Funders and Connectors
    • White-Label Third-Party Originator Platform
    • Affiliate Partners
    • Bird Dog Partnership
    • Steve for Mayor
    • Orbit Program
    • Support Israel — Hope of the World
  • Resources
    • Blog Post
    • Book a Call
    • Calculators
      • DSCR
      • Fix and Flip
    • Real Estate Events
    • NDA/NCA
    • Downloads
      • pdf  Architect Letter Template
      • pdf  Condo Questionnaire
      • pdf  Initial Scope of Work
      • pdf  Joint Venture Agreement
      • xlc  Scope Of Work Template
      • pdf  Scope of Work Revision
      • pdf  SLS ACH Payment Enrollment
      • xlc  Track Record Template
      • pdf  Operating Agreement Template
      • pdf  Personal Financial Statement
      • pdf  Purchase Contract
      • xlc  5 Plus Unit MF Bridge Proforma Template
    • Draw Request
      • Draw Request Form
      • Snap Draws
    • Free eBook
      • Get $100k In Business Credit
    • FAQs
    • Payoff Request
    • Podcasts
    • Rural Property Search
    • Videos
  • Contact Us
Contact Us

Author: Adam Levine

Mastering the Earnest Money Deposit for Real Estate Success

Earnest Money Deposit

Discover how to effectively use the Earnest Money Deposit to enhance your real estate investments and close deals confidently.

Master the Morby Method with Levine Capital’s Expertise

Morby Method

Discover how Levine Capital empowers investors using the Morby Method for creative financing and lasting wealth growth.

Adam Levine Joins 2025 Owners Club Annual Board Meeting

Owners Club

Adam Levine participates in the exclusive 2025 Owners Club event, uniting top investors and leaders in Scottsdale, AZ.

The Preferred Lender for DSCR Loans & Morby Method Deals

Dscr Deal

Discover why Levine Capital is the trusted choice for DSCR loans and Morby Method financing for savvy investors.

Maximize Your Savings on EMD Loans with Levine Capital

end discount

Discover how Levine Capital helps you save on EMD loans with creative financing solutions for quick and confident deal closures.

Levine Capital: The Top EMD & Transactional Lender for Creative Real Estate Investors

Transactional

Discover Levine Capital, your trusted partner for SubTo and Owners Club financing solutions. Unlock creative funding today.

The Go-To Hard Money Lender for SubTo, Owners Club, Gator, and Top Tier TC

Subto

Discover how Levine Capital supports SubTo and Owners Club investors with tailored lending solutions for successful real estate deals.

How to Submit a Loan with Gap Funding and the Morby Method

gap funding morby

Discover how gap funding and the Morby Method streamline loan submissions for investors at Levine Capital.

Levine Capital: The Go-To Fix & Flip Lender with Seamless Gap Funding

Gap

Discover how Levine Capital’s gap funding empowers fix-and-flip investors to secure necessary funds and close more deals efficiently.

How to Submit a Loan with Levine Capital for Fix & Flip + Gap Funding

Gap funder

Discover how to leverage gap funding with Levine Capital for your Fix & Flip projects and tackle upfront costs effectively.

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Fund Your Deals
Without Using Your Own Money!

Get This Now!
workshop

Fund Your Deals
Without Using Your Own Money!

Get This Now!
648 SW Port St Lucie Blvd Port St. Lucie, FL 34953

(772) 732-0757
loans@levinecapital.com

Monday to Friday 

9:00 AM to 6:00 PM
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levinecapital.com is a website owned by Levine Capital Management, LLC. By accessing this website, you agree to be bound by its Privacy Policy, Terms and Conditions of Use and Confidentiality Agreement.

*Rates advertised are the lowest offered. Actual rates and offers may vary based on approval criteria, including but not limited to borrower FICO score, previous experience, period of ownership, etc. **At this time, we are unable to lend in Arizona, Nevada, North Dakota, Oregon, South Dakota, Utah, and Vermont.

© 2026 Levine Capital Management, LLC. All rights reserved. | Sitemap

GROUND UP CONSTRUCTION LOANS

Build From The Ground Up. Fund With Confidence.

Rates Starting at 8.99%*

Levine Capital's Ground Up Construction Loans give real estate investors the leverage and flexibility to break ground faster. Competitive terms, investor-first underwriting, and capital structured around your 1-4 unit residential build.

Get a Quick Quote Book a Call
Up to 75% LTC
60% if unpermitted, plus 100% of construction costs
Portfolio Loans
Eligible for multi-property investors
$50K - $3MM
Loan amount range per project

Why Investors Choose Levine Capital

Private capital built around how serious real estate investors actually operate.

Fast, Reliable Closings
In-house underwriting and decisive capital deployment get you to the closing table in days, not weeks.
Flexible, Deal-Driven Terms
Loan structures tailored to your project economics, timeline, and exit strategy, not a one-size-fits-all rate sheet.
Competitive Pricing
Rates starting at 8.99% with leverage and pricing that keep your margins intact through completion.
Experience-Based Programs
Dedicated tracks for new investors and seasoned developers, with capacity to scale across portfolios.
Flexible Terms

Ground Up Construction Programs

Two purpose-built programs designed around your track record and project scope.

Ground Standard
Built for emerging real estate investors entering ground-up construction
Up to 85%
of total project costs
Experience 1-2 prior ground-up builds required; GCs accepted when permits tie to ground-ups. Guarantors with no experience considered case-by-case.
Max Loan-to-ARV Up to 70%
Recourse Full Recourse
Reserves / Escrows Minimum 1 month
Term Length 12 to 18 months
Property Count Min 1 / Max 2
Get a Quick Quote
Most Popular
Experienced Developer
Structured for seasoned construction professionals scaling their portfolios
Up to 90%
of total project costs
Experience 3+ similar ground-up builds plus heavy rehabs with expansion. Professional developer or builder. Inexperienced guarantors permitted alongside an experienced guarantor meeting the above criteria.
Max Loan-to-ARV Up to 70%
Recourse Full Recourse
Reserves / Escrows Minimum 1 month
Term Length 12 to 24 months
Property Count Min 1 / Max 10
Get a Quick Quote

Eligible & Ineligible Property Types

Eligible
✓Non-owner occupied 1-4 unit residential✓Townhomes✓Condos
Ineligible
✗Mixed use✗5+ unit multifamily✗Condotels✗Co-ops / TICs✗Commercial✗Log homes✗Oil & gas lease properties✗Operating farms, ranches, and orchards✗Vacation and seasonal rentals✗Rural properties
New Program

Modular Home Construction Financing

Bringing a modular build to market? We finance modular home projects nationwide under our Ground-Up Construction program.

✓FICO 650+
✓Up to 85% LTC / 65% ARV
✓Available Nationwide
✓Minimum Loan Amount: $300K
Submit a Modular Deal

Where We Lend

Nationwide coverage across our active lending markets.

Levine Capital Lending Map 2025

Fund Your Next Build Without Tying Up Your Own Capital

Get a fast, no-obligation quote from a lender that closes when it counts.

Get a Quick Quote Book a Call
(772) 732-0757   |   loans@levinecapital.com

* Non-owner-occupied loans only. All products are intended for residential investment properties.

** Rates shown reflect the lowest available pricing. Actual rates and terms are subject to approval criteria including FICO, experience, ownership duration, and other underwriting factors.

*** Levine Capital does not currently lend in: Arizona, Nevada, North Dakota, Oregon, South Dakota, Utah, and Vermont.