When it comes to closing a time-sensitive deal, speed, creativity, and resources make all the difference. At Levine Capital, we’ve built our reputation as creative finance experts—stepping in when others can’t (or won’t) and delivering funding solutions that keep deals alive.
Recently, we helped a commercial real estate investor in Detroit, Michigan secure $50,000 in Earnest Money Deposit (EMD) funding in under 48 hours for a prime mixed-use property with a triple-net lease tenant.
The Challenge
The investor had a signed purchase agreement but needed to place $50,000 into escrow immediately to secure the deal. Without quick action, they risked losing the property to another buyer. Traditional financing wasn’t an option—banks can’t move that fast, and most private lenders require longer underwriting timelines.
Our Solution
As a regional leader in Florida for Gator and a proud member of SubTo and the Owners Club, Levine Capital has access to a robust network of resources, capital partners, and creative finance tools. This network allows us to move quickly, think outside the box, and fund deals other lenders pass on.
Here’s how we made this deal happen:
-
Immediate Underwriting Review
Within hours of receiving the deal, our team reviewed the property details, lease terms, and the investor’s track record. The fact that it was a mixed-use property with a solid triple-net lease tenant gave us additional confidence in the transaction. -
No Red Tape
We eliminated the lengthy application process familiar with traditional lenders. Instead, we used our streamlined underwriting process to approve the EMD loan the same day. -
Funds Deployed in Less Than 48 Hours
Once approved, the funds were wired directly to the title company’s escrow account—ensuring the investor met their contractual obligations and secured the deal.
Why This Deal Stands Out
-
Mixed-Use Asset: Commercial space combined with other income-producing units.
-
Triple-Net Lease Stability: The tenant covers taxes, insurance, and maintenance, reducing the investor’s operating costs.
-
Ultra-Fast Funding: The entire process from inquiry to funding took less than two days.
-
Creative Lending Expertise: Our in-depth experience with gap funding, transactional funding, and EMD loans provides investors with additional options to close.
Why Investors Choose Levine Capital for Earnest Money Loans
-
Speed: Funding is often within 24–48 hours.
-
Flexibility: We work with both institutional and private capital to fund deals of all sizes.
-
Creative Deal Structures: Experts in strategies like the Morby Method, gap funding, and capital stacking.
-
Unmatched Network: Backed by the Gator community, SubTo, and the Owners Club for nationwide reach and resources.
The Result
The investor secured the property, locked in a strong income stream from the triple-net tenant, and avoided the costly setback of losing a competitive deal.
At Levine Capital, we don’t just fund deals—we save them. Whether you need earnest money, transactional funding, or gap funding, we bring the speed, creativity, and resources to get it done.
Need funding fast?
Submit your loan scenario here and get a decision in hours, not weeks.
