When it comes to real estate investing, the right funding partner can make or break a deal. At Levine Capital, we’ve built a lending platform designed around speed, creativity, and trust — not red tape.
We understand the challenges investors face — competitive markets, tight timelines, and the need to move fast without damaging credit. That’s why Levine Capital proudly stands as one of the only private lenders offering soft credit pulls only — giving you the freedom to apply, explore options, and close confidently with zero impact on your credit score.
💡 What Makes Levine Capital Different
We’re not just another private lender — we’re a creative capital partner and preferred lender for SubTo, Gator, and Owners Club investors. Our programs are built to support both seasoned investors and those just starting out with creative finance strategies.
Levine Capital is recognized nationwide as the preferred:
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🧠 Morby Method Lender — Experts in structuring creative and hybrid financing deals.
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🏘️ DSCR Lender — No income verification, no tax returns, and soft credit pulls only.
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🔁 Fix & Flip Lender — Up to 90% of purchase and 100% of rehab with flexible draws.
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💰 Gap Funding Lender — Helping you fill the gaps between equity, rehab, and leverage.
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💵 EMD (Earnest Money Deposit) Lender — For Gators and creative investors who need fast, short-term deposits to secure deals.
At Levine Capital, we specialize in the Stack Method, helping you combine multiple funding sources to maximize leverage, minimize capital out of pocket, and scale your portfolio faster.
🔍 Why “Soft Credit Pulls Only” Matters
Most investors don’t realize how much traditional lenders’ hard credit pulls can hurt them. Every hard inquiry can lower your credit score by 5–10 points and remain visible for up to two years — especially harmful if you’re submitting multiple loan applications while shopping for the best terms.
This creates a real disadvantage for investors trying to grow a portfolio. A few hard pulls can quickly drop your score enough to:
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Disqualify you from the best leverage options,
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Push you below DSCR lender thresholds, or
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Increase your interest rate and closing costs.
At Levine Capital, we do things differently. We use soft credit pulls only, which means:
✅ No negative impact on your credit score
✅ No record of an inquiry on your report
✅ No risk of score drops from multiple applications
✅ Freedom to explore loan options before locking in terms
This investor-friendly process lets you shop and strategize freely without fear of being penalized for being proactive.
It’s a game-changer — especially for repeat investors, portfolio builders, and creative financiers who may explore multiple loan programs (DSCR, Fix & Flip, or Cash-Out Refi) before deciding on the best fit.
🧭 Credit Not Quite Where It Needs to Be? No Problem.
If your credit score is just shy of the target range, we’ve got you covered — without hurting your credit.
Many clients seeking cash-out refinances start slightly below qualifying levels. Our team helps them identify open trade lines or revolving debt that can be paid down, and then runs multiple soft credit pulls to monitor progress over time.
This means you can:
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Track your score’s improvement with zero credit damage.
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Stay pre-approved while we monitor your progress.
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Lock in your loan the moment your score hits the desired range.
It’s a painless, stress-free process that keeps you ready to close while protecting your credit every step of the way.
At Levine Capital, we believe financing shouldn’t punish ambition. Our soft-pull model empowers investors to move at the speed of opportunity — not the pace of paperwork.
🌎 Preferred Lender for SubTo, Gator, and Owners Club
As a Preferred Lender in the SubTo, Gator, and Owners Club communities, Levine Capital proudly supports investors using Pace Morby’s creative finance strategies — including the Morby Method, Subject-To, and hybrid structures.
We know how to structure deals that blend institutional capital with creative funding — whether it’s a Fix & Flip, DSCR refinance, Gap Funding bridge, or EMD loan.
Our community benefits include:
✅ Discounted fees
✅ Appraisal rebates up to $750
✅ Priority underwriting
✅ Access to Adam Levine, creative finance expert and Owners Club member
💎 Tokenized Rewards: $LEVINECAP
Innovation meets opportunity. By owning the $LEVINECAP token, investors unlock:
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Appraisal rebates up to $750
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Discounted processing fees
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Exclusive community perks and early access to funding
👉 Download the Moonshot app and purchase the token here: $LEVINECAP on Moonshot
🚀 Ready to Get Funded?
Apply today and experience the Levine Capital difference — where creative finance meets common sense lending.
📲 Submit Your Quick Quote Now
or connect directly with Adam Levine, your creative finance ally and Owners Club member.
