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Day: October 15, 2025

✦ New Program — Now Available

Ground Up Construction
For Every Experience Level

Levine Capital now offers financing for first-time builders. Whether you are brand new to construction or a seasoned developer, we have a program built for you.

🏗

New: Beginner Builder Program — No Prior Ground-Up Experience Required

We work with experienced General Contractors to make new construction accessible to first-time investors. If you have a solid GC and a viable project, we want to fund it.

Get Your Quote →
New
🌿
Beginner Builder
No prior ground-up experience required
80%
of Total Project Costs
  • ✓Experience RequiredNo GUC experience needed — licensed GC required
  • ✓FICO Score660+ minimum
  • ✓Max Loan-to-ARVUp to 65%
  • ✓Term Length12 to 18 months
  • ✓RecourseFull recourse
  • ✓Reserves3 months PITIA minimum
Apply Now — Free Quote
🏠
Ground Standard
For newer real estate investors
85%
of Total Project Costs
  • ✓Experience Required1–2 prior ground-up builds
  • ✓Max Loan-to-ARVUp to 70%
  • ✓Term Length12 to 18 months
  • ✓RecourseFull recourse
Get a Free Quote
Most Popular
🏆
Experienced Developer
For seasoned construction professionals
90%
of Total Project Costs
  • ✓Experience Required3+ ground-up builds
  • ✓Max Loan-to-ARVUp to 70%
  • ✓Term Length12 to 24 months
  • ✓RecourseFull recourse
Get a Free Quote

Beginner Builder — Quick Requirements Checklist

💳
660+
Min FICO Score
📐
80%
Max LTC
🏡
65%
Max Loan-to-ARV
📅
18 Mo
Max Term
💰
$50K+
Min Loan Amount
🔨
GC
Licensed GC Required

How to Get Funded in 5 Steps

1
Submit Quick Quote
Fill out our 60-second form with your project details
2
Get Pre-Screened
Our team reviews your scenario and sends a preliminary quote
3
Submit Documents
Upload plans, permits, GC contract, and borrower docs
4
Underwriting
Fast review with draw schedule and term sheet issued
5
Close and Build
Funds released in draws as construction milestones are hit

Ready to build? Get a free quote in under 60 seconds.

Get My Free Construction Quote →

* Rates starting at 8.99%. Actual rates vary based on borrower profile and project details. Non-owner-occupied only.