Fix and Flip loans are short-term real estate investment loans designed for property investors who purchase distressed properties, renovate them, and resell them for a profit. These loans provide quick capital to acquire and rehab properties that may not qualify for traditional financing due to their condition.
Rather than waiting months for conventional loan approvals, investors can close in days and hit the ground running—speed is critical in the fix and flip world. These loans typically cover:
The property purchase price
Renovation or rehab costs
Interest-only payments during the loan term (usually 6–12 months)
Real estate investors rely on Fix and Flip loans to:
Acquire off-market or auction properties quickly
Renovate homes to improve their value and appeal
Sell the upgraded properties at a higher price for a profit
Successful flippers often complete several projects a year, using these loans as a financial springboard to scale their real estate business.
At Levine Capital, we’ve made it incredibly easy to submit your Fix and Flip loan scenario—whether the property is under contract or not.
Click “Quick Quote” on the home page.
Fill in the basic loan scenario details (property address, purchase price, rehab budget, ARV, etc.)
We’ll review your deal and provide preliminary terms—often within 24 hours.
Need a Proof of Funds (POF) letter for your offer? We can issue that too—fast and free for qualified borrowers.
Sometimes, the biggest hurdle isn’t getting the main Fix and Flip loan—it’s coming up with the down payment, closing costs, or construction draw funds.
That’s where Levine Capital’s creative Gap Funding solutions come in.
We help fill the capital gap when your first-position institutional lender covers only part of the cost. Our Gap Funding can include:
Second-position loans to reduce your out-of-pocket
Interest and fee roll-ins so you don’t need to bring monthly payments to the table
Closing cost coverage and even draw funding to help you get started with your renovation
We analyze each deal creatively to help qualified borrowers structure the capital stack—bringing leverage up to 97%–100% of the total project cost, while still making the numbers work.
We believe in providing real estate investors with the best tools and resources to scale their businesses. That’s why we’ve partnered with industry-leading platforms to help you access funding, find deals, and close transactions more efficiently.
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🔹 Earn Profitable Cash Chunks with Pace Morby
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For a comprehensive list of our affiliate partners and to explore more opportunities, please visit our Affiliate Partners Page.
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Levine Capital's Ground Up Construction Loans give real estate investors the leverage and flexibility to break ground faster. Competitive terms, investor-first underwriting, and capital structured around your 1-4 unit residential build.
Private capital built around how serious real estate investors actually operate.
Two purpose-built programs designed around your track record and project scope.
Bringing a modular build to market? We finance modular home projects nationwide under our Ground-Up Construction program.
Nationwide coverage across our active lending markets.
Get a fast, no-obligation quote from a lender that closes when it counts.
* Non-owner-occupied loans only. All products are intended for residential investment properties.
** Rates shown reflect the lowest available pricing. Actual rates and terms are subject to approval criteria including FICO, experience, ownership duration, and other underwriting factors.
*** Levine Capital does not currently lend in: Arizona, Nevada, North Dakota, Oregon, South Dakota, Utah, and Vermont.