Unlock 100% Fix & Flip Financing—Here’s How

Gap Funding

Zero Out of Pocket? It's Possible with the Right Strategy.

At Levine Capital, investors often ask if 100% financing is possible. The short answer: yes—with the right structure. Our Fix and Flip program, combined with creative Gap Funding, can bring your out-of-pocket costs to nearly zero.

What’s the Catch?

We typically fund up to 70% of the combined loan-to-After Repair Value (ARV). To push beyond that, you need:

  • Cross-collateral (a second property)

  • Gap Funding (we’ll help you source it)

We work with vetted Connectors who bring in private Gap Funders to bridge the difference—and you might not have to pay anything upfront.

What is Gap Funding?

It’s second-position financing that covers what your primary loan doesn’t. That can include:

  • Down payment support

  • Rehab draws

  • Closing costs

  • Interest reserves

Connectors usually charge ~$5,000 (often rolled into your loan), and Gap Funders typically want a 15–30% ROI over 3–6 months.

How It Works

  1. Apply with a Quick Quote: Submit your deal details at levinecapital.com/quick-quote.

  2. Sign Our NDA: Protect your deal information and access our proprietary underwriting tools.

  3. Soft Credit Pre-Approval: No impact to your credit, and approval usually happens within 24 hours.

  4. Get Terms + Proof of Funds: We’ll send your loan terms and free proof of funds letter.

  5. Close Fast: We coordinate both loans internally—so you don’t have to juggle multiple lenders or timelines.

FAQs

Can I really finance 100% of my Fix and Flip?

Yes—if you structure it right with cross-collateral or Gap Funding.

Usually no. We roll it into your loan.

15–30% ROI over 3–6 months.

 

No. We require first-position on the deal to offer Gap Funding.

Boost Your Real Estate Success with Our Trusted Partners!

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