The Morby Method, made famous by creative finance expert Pace Morby, has changed the way investors buy real estate—without using their own cash or credit. But to make this strategy work, you need a lender that doesn’t just understand the concept…
You need a lender that’s built for it.
Levine Capital is a trusted, go-to lender for Morby Method investors across the country.
We help fund the transactional entry, roll in rehab costs, and structure the exit refinance or flip—all under one roof.
The Morby Method is a hybrid strategy that combines Seller Financing + Private Lending, allowing you to acquire properties with little or no money down—often using creative tools like SubTo, wraps, and performance notes.
But even the most creative strategies require capital to make the deal move.
That’s where Levine Capital steps in.
Not every lender gets creative deals. We do.
At Levine Capital, we proudly support the SubTo community, Gators, and Owners Club investors. In fact, our founder Adam is a member of the Owners Club, and we’ve built our capital products around the unique needs of creative investors.
We don’t just provide funding—we help you build a custom capital stack that supports your strategy.
✅ Step 1: Transactional or Short-Term Loan
We fund the initial close using transactional or short-term capital, so you can cleanly acquire the deal—whether it’s a Morby Month, wrap, or creative seller finance strategy.
🔨 Step 2: Roll in Renovation Capital
We can structure rehab funds into the deal so you can start increasing equity and value immediately.
🔁 Step 3: Exit with DSCR or Fix & Flip Refinance
Once the deal is stabilized, we offer DSCR loans to hold as rentals or Fix & Flip refi options if you want to sell for a profit.
Are you a Transactional Lender or Gator who wants to do more deals?
We give you the ability to leverage our capital and platform while still playing the role of lender. Here’s how:
Bring us the borrower or opportunity
We structure and fund the deal
You participate as the preferred transactional lender on the file
This allows you to earn as a private lender while working with a reliable funding partner who understands creative deal flow.
No need to shop around—structure with us and scale your lending business.
We believe in providing real estate investors with the best tools and resources to scale their businesses. That’s why we’ve partnered with industry-leading platforms to help you access funding, find deals, and close transactions more efficiently.
🔹 Build Business Credit with Expert Guidance
Looking to establish or expand your business credit? Business Credit Workshop offers expert strategies to help real estate investors secure funding and scale with confidence.
🔹 Master Creative Financing with SUBTO
Unlock the power of SUBTO strategies and structure real estate deals creatively. Learn how to acquire properties with little to no money down and grow your portfolio faster.
🔹 Earn Profitable Cash Chunks with Pace Morby
Investor, author, and host of A&E’s hit show Triple Digit Flip, Pace Morby reveals the missing link that investors need right now to increase cash flow and close more deals.
🔹 Deal Sauce
Get a 14-day free trial of Deal Sauce and stop wasting hours—get the winning plan instantly.
For a comprehensive list of our affiliate partners and to explore more opportunities, please visit our Affiliate Partners Page.
Subscribe to our YouTube channel to discover more about us.
We use cookies to improve your experience on our site. By using our site, you consent to cookies.
Manage your cookie preferences below:
Essential cookies enable basic functions and are necessary for the proper function of the website.
Google reCAPTCHA helps protect websites from spam and abuse by verifying user interactions through challenges.
Google Tag Manager simplifies the management of marketing tags on your website without code changes.
Statistics cookies collect information anonymously. This information helps us understand how visitors use our website.
Google Analytics is a powerful tool that tracks and analyzes website traffic for informed marketing decisions.
Service URL: policies.google.com (opens in a new window)
Marketing cookies are used to follow visitors to websites. The intention is to show ads that are relevant and engaging to the individual user.
Facebook Pixel is a web analytics service that tracks and reports website traffic.
Service URL: www.facebook.com (opens in a new window)
A video-sharing platform for users to upload, view, and share videos across various genres and topics.
Service URL: www.youtube.com (opens in a new window)
Levine Capital's Ground Up Construction Loans give real estate investors the leverage and flexibility to break ground faster. Competitive terms, investor-first underwriting, and capital structured around your 1-4 unit residential build.
Private capital built around how serious real estate investors actually operate.
Two purpose-built programs designed around your track record and project scope.
Bringing a modular build to market? We finance modular home projects nationwide under our Ground-Up Construction program.
Nationwide coverage across our active lending markets.
Get a fast, no-obligation quote from a lender that closes when it counts.
* Non-owner-occupied loans only. All products are intended for residential investment properties.
** Rates shown reflect the lowest available pricing. Actual rates and terms are subject to approval criteria including FICO, experience, ownership duration, and other underwriting factors.
*** Levine Capital does not currently lend in: Arizona, Nevada, North Dakota, Oregon, South Dakota, Utah, and Vermont.