- LOAN PORTAL
When you’re in the trenches of real estate investing—whether flipping homes, scaling a rental portfolio, or structuring creative deals—the last thing you want is to juggle multiple contacts for capital, paperwork, and support. That’s why Levine Capital was built to be your one-stop shop for everything real estate investors need to close deals fast, fund creatively, and build with confidence.
Levine Capital offers up to 90% purchase and 100% rehab financing for first-time investors, with loan amounts from $50K to $3.5MM and terms starting at 12 months (18-month option available case-by-case). We lend up to 95% LTC or 75% ARLTV, using LTC for lopsided deals with heavy rehab.
Interest reserves can be financed, seller credits are netted from purchase price, and foreign nationals are eligible except from restricted countries. Ideal for non-owner-occupied residential properties, our fix & flip loans are structured to help investors scale with confidence.
Levine Capital offers ground-up loans from $50K to $3.5MM, with terms up to 18 months and financing up to 75% LTC (land value with permits) or 60% without permits—plus catch-up draws as permits are secured. We lend up to 90% After Built Value (ABV) when interest reserves are financed. Borrowers must have 1–2 prior ground-up projects, though guarantors without experience may be considered.
Loans are available for non-owner occupied 1–4 unit homes, townhomes, and condos (excludes multifamily 5+, mixed-use, and rural). Interest reserves, permit-based holdbacks, and construction draws are structured to support successful execution from dirt to disposition.
Our 30-year fixed and ARM DSCR loans are perfect for rental property investors seeking long-term financing with no income verification. We offer loans from $75K to $2MM, with up to 80% LTV on purchases and rate-term refis, and 75% on cash-outs. Borrowers must use an entity, with a minimum FICO of 660—no prior experience required.
Eligible properties include SFRs, 2–4 units, condos, townhomes, and PUDs, including rural. DSCR must be 1.2+, and we allow seller credits up to 2%. Flexible prepay options and value-based seasoning after 180 days make this ideal for both BRRRR and buy-and-hold strategies.
For investors needing help covering the down payment, rehab costs, or closing expenses, our Gap Funding solution delivers. We prefer to be in the first lien position while taking a second position for the gap, allowing us to offer up to 100% financing in many cases.
If the combined ARLTV exceeds 70%, we may require cross-collateral to mitigate risk and ensure the deal remains strong. This flexible structure helps investors close more deals with less cash out of pocket—especially when time is of the essence.
What makes us the go-to lender for so many? One team. One process. One point of contact.
Term sheets within 24 hours
No hard credit pull
Proof of funds on-demand
Underwriting support
CRM access for tracking
Access to vetted vendors and title companies
Pre-approved borrower status for fast closings
If you’re tired of piecing together funding and want a strategic partner who understands real estate from the inside out, it’s time to work with Levine Capital.
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👉 Book a call with our team
We believe in providing real estate investors with the best tools and resources to scale their businesses. That’s why we’ve partnered with industry-leading platforms to help you access funding, find deals, and close transactions more efficiently.
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