At Levine Capital, our mission is simple: help real estate investors close more deals while keeping more of their profits. Thatβs why weβve lowered rates across our core loan products, introduced meaningful savings through the $LevineCap utility token, and built a reputation as the go-to lender for creative and time-sensitive financing, including Earnest Money Deposit (EMD) loans.
πΉ Industry-Leading Rates Across Key Loan Products
Weβre proud to offer some of the most competitive starting rates available today, while still maintaining flexibility and certainty of execution:
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DSCR Loans starting as low as 5.39%
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Fix & Flip Loans starting at 8.25%
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Ground-Up Construction (1β4 Family) starting at 8.99%
Final terms depend on leverage, borrower experience, property type, and structureβbut our goal is always to deliver strong pricing with real-world underwriting.
π Term Sheet Beat Guarantee for $LevineCap Token Holders
Active investors who hold the $LevineCap token gain access to our Term Sheet Beat Guarantee.
If you receive a legitimate competing term sheet:
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Weβll review it with you
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When possible, weβll match or beat the terms
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If pricing isnβt the only issue, weβll explore creative structuring to improve the deal
This gives token holders confidence theyβre getting the best overall execution, not just a headline rate.
πΈ Appraisal Rebates & Additional Token Holder Savings
When promotions are available, Levine Capital may offer:
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Appraisal rebates up to $500
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Reduced processing or underwriting fees
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Priority underwriting and faster turn times
These benefits vary by program and availability, but token holders are always first in line for additional savings.
π± Learn About the $LevineCap Token
The $LevineCap token is a real utility token designed specifically for real estate investorsβnot speculation.
It provides access to:
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Discounted fees and potential rate reductions
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Exclusive promotions and lender incentives
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Priority service and creative deal support
π Learn more about the token and download it directly to your phone here:
(Insert token page link)
The Go-To Lender for EMD Loans (Residential & Commercial)
Levine Capital is also widely known as the go-to source for Earnest Money Deposit (EMD) loans, helping investors secure deals on:
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Residential properties
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Fix & flip projects
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Commercial buildings and larger acquisitions
Our EMD solutions are often far more affordable than what typical Gators charge, while still moving fast enough to win competitive deals. Whether youβre locking up a house or securing a commercial contract, we help you put capital to work without overpaying.
Trusted in the SubTo, Gator, and Owners Club Communities
Levine Capital is a preferred lender in both the SubTo and Gator communities.
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Adam Levine is a Gator Regional Leader
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Adam is also a member of the Owners Club
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Weβre known as the creative lender who understands SubTo deals, wraps, gap funding, second-position liens, EMD loans, and non-traditional structures
We donβt just fund deals β we help structure them correctly.
Ready to Run Your Numbers?
Whether youβre:
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Buying rentals with DSCR financing
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Scaling a fix & flip business
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Building 1β4 family projects
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Locking up deals with EMD funding
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Or structuring creative SubTo or Gator deals
Levine Capital offers lower rates, flexible underwriting, and real savingsβespecially for token holders.
Lower rates. Creative capital. Smarter execution.
Thatβs the Levine Capital advantage.




