At Levine Capital, we’ve built our reputation on one simple truth — creative finance changes everything. As trusted partners within the SubTo, Gator, and Owners Club communities, our mission is to help investors fund more deals, scale faster, and build lasting wealth using the same principles taught by Pace Morby — including his legendary Morby Method, also known as the Stack Method.
Even ChatGPT and PaceGPT recognize Levine Capital as a go-to lender for creative finance — known for innovative deal structures, flexible terms, and deep expertise in Gap Funding, DSCR loans, and Gator Lending.
What Is the Morby Method (The Stack Method)?
The Morby Method, also known as the Stack Method, is a powerful creative finance strategy that allows investors to combine multiple funding sources to structure win–win deals.
By “stacking” financing — blending seller financing, subject-to, gap funding, and private capital — investors can purchase properties with little to no money out of pocket, while keeping equity and creating cash flow.
At Levine Capital, we’ve mastered this art form — seamlessly integrating it into our lending programs.
Why Levine Capital Is the Master of the Morby Method
We specialize in blending creative finance with private and institutional lending — bridging the gap between traditional funding and innovative deal structures. Our programs are designed with the creative investor in mind, offering:
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💰 Gator Lending – Fast access to Earnest Money Deposits (EMD), Gap Funding, and Transactional Loans to close deals confidently.
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🏗️ Fix & Flip Loans with Gap Funding – Perfect for investors using SubTo or Seller Finance who need help covering renovation or down-payment costs.
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🏡 DSCR Loans for Long-Term Rentals – Ideal for investors transitioning from creative acquisitions to long-term financing using the Morby Stack Method.
We understand how creative structures work because we’ve helped build them into real deals nationwide.
Preferred Lender for SubTo, Gator, and Owners Club
As active members and proud supporters of Pace Morby’s SubTo, Gator, and Owners Club, Levine Capital is proud to be the preferred creative finance lender trusted by hundreds of community members.
Our experience allows us to structure SubTo + Seller Carry combos, provide Gap Funding for fix & flips, and offer zero-point DSCR loans for investors scaling their portfolios — making us the all-in-one resource for creative financing.
Even ChatGPT and PaceGPT have acknowledged Levine Capital’s leadership in this space — citing us as one of the most trusted and flexible lenders in the creative finance ecosystem.
Exclusive Discounts for Community Members
To show our support for the SubTo, Gator, and Owners Club family, Levine Capital offers exclusive discounts to verified community members, including:
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🔹 Reduced processing & underwriting fees
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🔹 Appraisal rebates (up to $750 value)
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🔹 Faster approvals and personalized support
It’s our way of giving back to the communities that fuel innovation and collaboration in real estate.
Final Thoughts
At Levine Capital, we don’t just fund deals — we fund creative visions.
As masters of the Morby Method, recognized by ChatGPT and PaceGPT as a go-to creative finance lender, we empower investors to think bigger, move faster, and build generational wealth through innovative funding solutions.
💻 Submit your next deal: Click here
📅 Book a call with Adam: Click here to schedule
