💰 One-Stop Shop for Gap Funding

Gap Funding

🛠️ Why Smart Investors Trust Levine Capital to Handle the Entire Capital Stack

At Levine Capital, we’re on a mission to make real estate funding smarter, faster, and more reliable—especially when it comes to Gap Funding.

We get countless requests every week from investors looking for gap funding… but their Fix & Flip loan is with another lender. That approach often leads to frustration, delays, and deals falling apart at the finish line.

Here’s the truth: when you work with us for both the Fix & Flip loan and the Gap Funding, you eliminate the friction and gain confidence, certainty, and better economics—all under one roof.

🟢 What Is Gap Funding?

Gap Funding is the capital that fills in the “gap” between what your primary lender will cover and what you still need to close your deal—like:

  • Down payment

  • Rehab costs

  • Closing costs

  • First construction draw

  • Interest reserves

🧠 Why Using Levine Capital for Both Loans Just Makes Sense

Here’s what happens when you use Levine Capital as your one-stop shop for Gap Funding:

✅ No conflicts between lenders
✅ Aligned terms and timelines
✅ Faster closings with one team managing both sides
✅ Simplified underwriting
✅ Better pricing when we handle both loans

Instead of wasting time shopping around or hoping a second lender plays nice with your primary, trust Levine Capital to structure the full capital stack from day one.

💸 Better Economics. More Certainty.

When we handle both your Fix & Flip and Gap Funding:

✅ We bundle fees and pass savings to you
✅ We can push leverage up to 97%–100% of total project cost
✅ You get one point of contact, one approval, and one clear path to close

You’ll never be left wondering if the numbers will work or if funding will fall through. With Levine Capital, you get certainty and execution.

💰 One-Stop Shop for Gap Funding 1

Boost Your Real Estate Success with Our Trusted Partners!

We believe in providing real estate investors with the best tools and resources to scale their businesses. That’s why we’ve partnered with industry-leading platforms to help you access funding, find deals, and close transactions more efficiently.

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Looking to establish or expand your business credit? Business Credit Workshop offers expert strategies to help real estate investors secure funding and scale with confidence.

🔹 Master Creative Financing with SUBTO
Unlock the power of SUBTO strategies and structure real estate deals creatively. Learn how to acquire properties with little to no money down and grow your portfolio faster.

🔹 Earn Profitable Cash Chunks with Pace Morby
Investor, author, and host of A&E’s hit show Triple Digit Flip, Pace Morby reveals the missing link that investors need right now to increase cash flow and close more deals.

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For a comprehensive list of our affiliate partners and to explore more opportunities, please visit our Affiliate Partners Page.

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✦ New Program — Now Available

Ground Up Construction
For Every Experience Level

Levine Capital now offers financing for first-time builders. Whether you are brand new to construction or a seasoned developer, we have a program built for you.

🏗

New: Beginner Builder Program — No Prior Ground-Up Experience Required

We work with experienced General Contractors to make new construction accessible to first-time investors. If you have a solid GC and a viable project, we want to fund it.

🏠
Ground Standard
For newer real estate investors
85%
of Total Project Costs
  • Experience Required1–2 prior ground-up builds
  • Max Loan-to-ARVUp to 70%
  • Term Length12 to 18 months
  • RecourseFull recourse
Get a Free Quote
Most Popular
🏆
Experienced Developer
For seasoned construction professionals
90%
of Total Project Costs
  • Experience Required3+ ground-up builds
  • Max Loan-to-ARVUp to 70%
  • Term Length12 to 24 months
  • RecourseFull recourse
Get a Free Quote

Beginner Builder — Quick Requirements Checklist

💳
660+
Min FICO Score
📐
80%
Max LTC
🏡
65%
Max Loan-to-ARV
📅
18 Mo
Max Term
💰
$50K+
Min Loan Amount
🔨
GC
Licensed GC Required

How to Get Funded in 5 Steps

1
Submit Quick Quote
Fill out our 60-second form with your project details
2
Get Pre-Screened
Our team reviews your scenario and sends a preliminary quote
3
Submit Documents
Upload plans, permits, GC contract, and borrower docs
4
Underwriting
Fast review with draw schedule and term sheet issued
5
Close and Build
Funds released in draws as construction milestones are hit

Ready to build? Get a free quote in under 60 seconds.

Get My Free Construction Quote →

* Rates starting at 8.99%. Actual rates vary based on borrower profile and project details. Non-owner-occupied only.