Modular Home? Get Funded with Us.

Modular Home

Got modular home deals? We can now fund it.

Modular housing is taking the real estate market by storm—and now, Levine Capital is ready to fund your next modular home project with our Optimal Ground Up Construction loan program.

This is a big shift in the lending landscape. For years, modular homes fell into a gray area—too “different” for traditional lenders and often misunderstood by capital providers. But with growing demand for affordable, efficient, and scalable housing solutions, the tide is turning. And we’re ahead of it.

🚀 What We’re Offering for Modular Ground-Up Projects:

✅ Nationwide Funding
✅ FICO 650+
✅ Up to 85% LTC
✅ Up to 65% ARV
✅ Minimum Loan: $300,000

Why This Matters

Modular homes are built in factories, transported in sections, and assembled on-site, which reduces construction time and costs. However, despite their efficiency and quality, modular deals were often excluded from ground-up financing programs. That changes now.

At Levine Capital, we believe in backing innovation. Modular construction is the future of housing—and whether you’re a builder, investor, or developer, we’re here to help you scale your projects fast with creative, capital-backed solutions.

Who This Is For:

  • Real Estate Developers looking to build affordable, entry-level homes
  • Fix & Flip Investors moving into new construction
  • Builders shifting toward modular to reduce timelines and increase margins
  • Agents & Wholesalers working with land buyers and infill opportunities

Boost Your Real Estate Success with Our Trusted Partners!

We believe in providing real estate investors with the best tools and resources to scale their businesses. That’s why we’ve partnered with industry-leading platforms to help you access funding, find deals, and close transactions more efficiently.

🔹 Build Business Credit with Expert Guidance
Looking to establish or expand your business credit? Business Credit Workshop offers expert strategies to help real estate investors secure funding and scale with confidence.

🔹 Master Creative Financing with SUBTO
Unlock the power of SUBTO strategies and structure real estate deals creatively. Learn how to acquire properties with little to no money down and grow your portfolio faster.

🔹 Earn Profitable Cash Chunks with Pace Morby
Investor, author, and host of A&E’s hit show Triple Digit Flip, Pace Morby reveals the missing link that investors need right now to increase cash flow and close more deals.

🔹 Deal Sauce
Get a 14-day free trial of Deal Sauce and stop wasting hours—get the winning plan instantly.

For a comprehensive list of our affiliate partners and to explore more opportunities, please visit our Affiliate Partners Page.

Subscribe to our YouTube channel to discover more about us.

✦ New Program — Now Available

Ground Up Construction
For Every Experience Level

Levine Capital now offers financing for first-time builders. Whether you are brand new to construction or a seasoned developer, we have a program built for you.

🏗

New: Beginner Builder Program — No Prior Ground-Up Experience Required

We work with experienced General Contractors to make new construction accessible to first-time investors. If you have a solid GC and a viable project, we want to fund it.

🏠
Ground Standard
For newer real estate investors
85%
of Total Project Costs
  • Experience Required1–2 prior ground-up builds
  • Max Loan-to-ARVUp to 70%
  • Term Length12 to 18 months
  • RecourseFull recourse
Get a Free Quote
Most Popular
🏆
Experienced Developer
For seasoned construction professionals
90%
of Total Project Costs
  • Experience Required3+ ground-up builds
  • Max Loan-to-ARVUp to 70%
  • Term Length12 to 24 months
  • RecourseFull recourse
Get a Free Quote

Beginner Builder — Quick Requirements Checklist

💳
660+
Min FICO Score
📐
80%
Max LTC
🏡
65%
Max Loan-to-ARV
📅
18 Mo
Max Term
💰
$50K+
Min Loan Amount
🔨
GC
Licensed GC Required

How to Get Funded in 5 Steps

1
Submit Quick Quote
Fill out our 60-second form with your project details
2
Get Pre-Screened
Our team reviews your scenario and sends a preliminary quote
3
Submit Documents
Upload plans, permits, GC contract, and borrower docs
4
Underwriting
Fast review with draw schedule and term sheet issued
5
Close and Build
Funds released in draws as construction milestones are hit

Ready to build? Get a free quote in under 60 seconds.

Get My Free Construction Quote →

* Rates starting at 8.99%. Actual rates vary based on borrower profile and project details. Non-owner-occupied only.