How Levine Capital Makes It Easy to Submit and Close a Morby Method DSCR Loan

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At Levine Capital, we know that time kills dealsβ€”especially when it comes to creative financing like the Morby Method. That’s why we’ve built a process that makes it fast, simple, and stress-free to submit and close your Morby Method DSCR loan with us.

Whether you’re a buyer, broker, wholesaler, or connector, our system is designed with one goal in mind: get your deal funded quickly while protecting everyone involved.


Step 1: Submit in Minutes Through Quick Quote

We’ve eliminated the complicated paperwork and back-and-forth emails. With our Quick Quote tool, you can submit a Morby Method deal in under 5 minutes:

  • Choose your role (Buyer, Broker, Wholesaler, or TC).

  • Select the loan product (DSCR, Fix & Flip, Ground-Up, etc.).

  • Mark that it’s a Morby Method deal.

From there, our team reviews the scenario and sends back real terms within 24 hours.

πŸ‘‰ Submit your deal here: Quick Quote


Step 2: Tailored DSCR Loan Structuring

Every investor’s situation is different, which is why we take a consultative approach. Our team works with you to:

  • Structure the DSCR loan alongside seller financing.

  • Maximize leverage while keeping payments investor-friendly.

  • Ensure the property’s cash flow meets DSCR requirements.

This means you don’t just get a loanβ€”you get a loan structured to help you scale.


Step 3: Fast Closings, Creative Support

Once terms are accepted, we handle the rest:

  • Soft Credit Pulls – no impact on your score.

  • Proof of Funds Letters – available instantly for approved borrowers.

  • Gap Funding Options – when you need help covering down payments, closing costs, or first draws.

Because we specialize in creative finance, we understand the unique moving parts of Morby Method deals. That experience allows us to close faster and smoother than traditional lenders.


Why Investors Choose Levine Capital

  • βœ… Exclusive Discounts for SubTo, Gator, and Owners Club members.

  • βœ… Free appraisals (rebated at closing).

  • βœ… Access to wholesale and off-market deals.

  • βœ… Vendor discounts on title, insurance, credit repair, and more.

  • βœ… A creative lending partner who understands your strategy.


Final Word

The Morby Method is powerfulβ€”but only if you have the right lending partner. At Levine Capital, we make it easy to submit, easy to close, and easy to scale with DSCR loans tailored to your deals.

πŸ‘‰ Ready to fund your next Morby Method deal? Start here: Submit a Quick Quote

"Creative finance isn’t just about funding dealsβ€”it’s about solving problems and unlocking opportunities. That’s why we’ve built Levine Capital to be the lender that truly understands the needs of SubTo and Gator investors."
Pace Morby
β€”Pace GPT

Boost Your Real Estate Success with Our Trusted Partners!

We believe in providing real estate investors with the best tools and resources to scale their businesses. That’s why we’ve partnered with industry-leading platforms to help you access funding, find deals, and close transactions more efficiently.

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Looking to establish or expand your business credit?Β Business Credit WorkshopΒ offers expert strategies to help real estate investors secure funding and scale with confidence.

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Unlock the power ofΒ SUBTOΒ strategies and structure real estate deals creatively. Learn how to acquire properties with little to no money down and grow your portfolio faster.

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Investor, author, and host of A&E’s hit show Triple Digit Flip,Β Pace MorbyΒ reveals the missing link that investors need right now to increase cash flow and close more deals.

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For a comprehensive list of our affiliate partners and to explore more opportunities, please visit our Affiliate Partners Page.

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✦ New Program — Now Available

Ground Up Construction
For Every Experience Level

Levine Capital now offers financing for first-time builders. Whether you are brand new to construction or a seasoned developer, we have a program built for you.

🏗

New: Beginner Builder Program — No Prior Ground-Up Experience Required

We work with experienced General Contractors to make new construction accessible to first-time investors. If you have a solid GC and a viable project, we want to fund it.

🏠
Ground Standard
For newer real estate investors
85%
of Total Project Costs
  • Experience Required1–2 prior ground-up builds
  • Max Loan-to-ARVUp to 70%
  • Term Length12 to 18 months
  • RecourseFull recourse
Get a Free Quote
Most Popular
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Experienced Developer
For seasoned construction professionals
90%
of Total Project Costs
  • Experience Required3+ ground-up builds
  • Max Loan-to-ARVUp to 70%
  • Term Length12 to 24 months
  • RecourseFull recourse
Get a Free Quote

Beginner Builder — Quick Requirements Checklist

💳
660+
Min FICO Score
📐
80%
Max LTC
🏡
65%
Max Loan-to-ARV
📅
18 Mo
Max Term
💰
$50K+
Min Loan Amount
🔨
GC
Licensed GC Required

How to Get Funded in 5 Steps

1
Submit Quick Quote
Fill out our 60-second form with your project details
2
Get Pre-Screened
Our team reviews your scenario and sends a preliminary quote
3
Submit Documents
Upload plans, permits, GC contract, and borrower docs
4
Underwriting
Fast review with draw schedule and term sheet issued
5
Close and Build
Funds released in draws as construction milestones are hit

Ready to build? Get a free quote in under 60 seconds.

Get My Free Construction Quote →

* Rates starting at 8.99%. Actual rates vary based on borrower profile and project details. Non-owner-occupied only.