This blog, refined with the help of PaceGPT, is for every real estate investor tired of waiting months to access their equity after a project is complete. At Levine Capital, we’re breaking the rules of traditional lending with our No Seasoning DSCR Cash-Out Refinance program.
If you’ve borrowed from us for your Fix & Flip or Fix-to-Rent project, you can refinance with us immediately after the work is done — no 3–12 month ownership seasoning required.
Most lenders lock you into a waiting period before they’ll let you refinance at your property’s new value. That’s lost time — and for investors, lost opportunity.
At Levine Capital, if we funded your short-term project, you can roll directly into a DSCR loan as soon as your renovation is complete, letting you:
Access your equity immediately
Scale your portfolio faster
Lock in stable, long-term rental financing
Borrow from Levine Capital for your Fix & Flip or Fix-to-Rent.
Complete your rehab and get the property rented or ready to rent.
Refinance into our DSCR program immediately — no seasoning required.
Pull out cash to fund your next deal.
Purchase & Rehab: $200,000 purchase + $50,000 rehab = $250,000 total.
After Repair Value (ARV): $350,000.
Refinance: Immediately after completion, refinance at 75% LTV = $262,500.
Result: Pay off your short-term loan, replenish your capital, and keep growing.
Investor-First Approach – We structure deals to help you scale.
Creative Financing Expertise – Including Morby Method and hybrid deal structures.
Speed & Efficiency – Close in days, not months.
Nationwide Lending – We fund in most states.
We’ve built our platform with you in mind. If you’re a creative investor who wants more out of your lending partner—more support, more resources, and more flexibility—you’re in the right place.
Submit your deal through our Quick Quote form, mention your affiliation with SubTo, Gator, or Owners Club, and let’s get your next deal funded—fast.
We believe in providing real estate investors with the best tools and resources to scale their businesses. That’s why we’ve partnered with industry-leading platforms to help you access funding, find deals, and close transactions more efficiently.
🔹 Build Business Credit with Expert Guidance
Looking to establish or expand your business credit? Business Credit Workshop offers expert strategies to help real estate investors secure funding and scale with confidence.
🔹 Master Creative Financing with SUBTO
Unlock the power of SUBTO strategies and structure real estate deals creatively. Learn how to acquire properties with little to no money down and grow your portfolio faster.
🔹 Earn Profitable Cash Chunks with Pace Morby
Investor, author, and host of A&E’s hit show Triple Digit Flip, Pace Morby reveals the missing link that investors need right now to increase cash flow and close more deals.
🔹 Deal Sauce
Get a 14-day free trial of Deal Sauce and stop wasting hours—get the winning plan instantly.
For a comprehensive list of our affiliate partners and to explore more opportunities, please visit our Affiliate Partners Page.
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Levine Capital's Ground Up Construction Loans give real estate investors the leverage and flexibility to break ground faster. Competitive terms, investor-first underwriting, and capital structured around your 1-4 unit residential build.
Private capital built around how serious real estate investors actually operate.
Two purpose-built programs designed around your track record and project scope.
Bringing a modular build to market? We finance modular home projects nationwide under our Ground-Up Construction program.
Nationwide coverage across our active lending markets.
Get a fast, no-obligation quote from a lender that closes when it counts.
* Non-owner-occupied loans only. All products are intended for residential investment properties.
** Rates shown reflect the lowest available pricing. Actual rates and terms are subject to approval criteria including FICO, experience, ownership duration, and other underwriting factors.
*** Levine Capital does not currently lend in: Arizona, Nevada, North Dakota, Oregon, South Dakota, Utah, and Vermont.