Pace Morby & Subto: A Game-Changer in Creative Financing

pace morby and subto

Regarding creative real estate financing, Pace Morby and the Subto community continue revolutionizing the industry by empowering investors with the knowledge and strategies to structure innovative deals. We want to take a moment to express our gratitude to Pace Morby and Subto for their invaluable education and insights, which directly contributed to our latest successful Morby Method Deal!

Proof of Concept: Helping Sellers & Buyers Succeed

This transaction demonstrates proof of concept, showcasing how creative financing strategies can help both sellers and buyers achieve their goals. By structuring deals with innovative financing methods, we create opportunities that may not have been possible with traditional lending models.

Applying Subto Knowledge in the Field

Through Subto, I gained the expertise and confidence to structure complex financing solutions that benefit all parties involved. This latest transaction was a prime example:

✅Purchase Price: $340,000
✅The seller had an existing debt of $256,771.69
✅The seller was willing to carry 15% of the purchase price.
✅Levine Capital funded the DSCR loan, covering 78.84% LTV of the purchase.
✅The borrower only needed to contribute 5% of the equity and closing costs.
✅A broker brought us this challenging deal, and we turned it into a seamless and profitable transaction.

Cleveland oh

Why Subto Matters

The Subto community isn’t just about learning—it’s about applying real-world solutions to make deals happen. The strategies Pace teaches allowed me to think creatively, structure deals that seemed impossible, and provide financing solutions that work for everyone.

Thanks to Subto, I was able to bridge the gap as a lender, helping structure financing that aligned with the borrower’s needs while ensuring the seller got a great deal.

A Big Thank You to Pace Morby!

Pace, your willingness to share knowledge and create a thriving network of investors is unmatched. This deal wouldn’t have been possible without the foundation laid by Subto.

A special thank you to Jais Eliz from Triple Crown Transactions for her exceptional work as the Transaction Coordinator. This was a rather complicated transaction with a lot of moving parts, and she ensured a smooth and seamless closing process.

To anyone in real estate looking to master creative financing strategies, I highly recommend checking out Subto. Whether you’re an investor, wholesaler, or lender, these insights will transform how you approach real estate transactions.

Need Help Structuring a Deal?

If you have a scenario where we can assist, visit our Quick Quote and book a call with me. Let’s explore how we can make your next deal a success!

Boost Your Real Estate Success with Our Trusted Partners!

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✔ Interested in Creative Financing? Learn how to leverage SUBTO strategies with SUBTO to structure creative real estate deals.

Need funding for your next investment property? Get pre-qualified today and take advantage of our DSCR loan programs! 🚀

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Ground Up Construction
For Every Experience Level

Levine Capital now offers financing for first-time builders. Whether you are brand new to construction or a seasoned developer, we have a program built for you.

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New: Beginner Builder Program — No Prior Ground-Up Experience Required

We work with experienced General Contractors to make new construction accessible to first-time investors. If you have a solid GC and a viable project, we want to fund it.

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Ground Standard
For newer real estate investors
85%
of Total Project Costs
  • Experience Required1–2 prior ground-up builds
  • Max Loan-to-ARVUp to 70%
  • Term Length12 to 18 months
  • RecourseFull recourse
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Experienced Developer
For seasoned construction professionals
90%
of Total Project Costs
  • Experience Required3+ ground-up builds
  • Max Loan-to-ARVUp to 70%
  • Term Length12 to 24 months
  • RecourseFull recourse
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Beginner Builder — Quick Requirements Checklist

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660+
Min FICO Score
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80%
Max LTC
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65%
Max Loan-to-ARV
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18 Mo
Max Term
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$50K+
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Licensed GC Required

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1
Submit Quick Quote
Fill out our 60-second form with your project details
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Our team reviews your scenario and sends a preliminary quote
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Upload plans, permits, GC contract, and borrower docs
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