Nationwide Private Lending Platform

Levine Capital is a private lender offering creative financing solutions tailored to meet the needs of real estate investors.

Morby Method Financing: Creative Solutions for Fix & Flip, DSCR, and Ground-Up Projects. Learn More

Loan Programs

fixFlip

Fix & Flip | Fix2Rent

We Offer Fix & Flip / Fix2Rent Loan, Along With Gap Funding Options.
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Stabilized Bridge Loan

Offers Flexible Short Term Loan for Stabilized Investment Properties.
Longterm

DSCR Rental Loan

Offers Long Term Financing For Investors Seeking Cash Flow From Rental Properties.
Rental

DSCR 2nd Lien Rental Loan

This solution lets you secure a Second-position loan without altering your Primary Mortgage. (Not Available)
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Ground Up Construction

Provides Investors With Flexible, Competitive Term On 1-4 Unit Homes.
port

Rental Portfolio Loan

Rental Property Loan Offering Long Term, Fixed Rate Financing for Multiple Properties.
gator L Corkcs

Creative Financing for Real Estate Investors

Fast, flexible funding solutions like Gap Funding, EMD, and Transactional Loans—designed to help you close more deals with less cash out of pocket.
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Morby Method Financing

Fund Seller-financed deals by Blending them with Institutional Financing.
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Double Closings

We Provide Fast decision-making, Quick closings, and Cost-effective funding.
Private Lending 1

EMD Financing

Provide Quick Capital so you can Lock in Contracts and move forward with confidence.
Private Lending 1

Gap Funding

We prefer to handle both the 1st lien and Gap Funding (2nd lien) to ensure a faster, more seamless closing.

Comming soon..

Comming soon..

Book

Fund your deals without using your own money!

Leverage business credit to secure business credit cards and business lines of credit that work seamlessly with our hard money loans, giving you the capital and flexibility needed to grow your real estate investments.

NOW IS YOUR CHANCE

Grow Your Business with Levine Capital

If you have any questions or require further clarification, please don’t hesitate to schedule a call with us.

🎯 More Than Just Funding

As creative finance experts, we provide comprehensive resources and exclusive
benefits to maximize your investment success.

Creative Finance Expertise

Wholesale Properties

Exclusive Offers & Discounts

Why Choose Levine Capital?

We’re not just lenders—we’re investors ourselves. We understand the grind, the strategy, and the timing it takes to win in today’s market.

Soft Credit Pulls – No Impact to Your Score

Our pre-approval process uses a soft credit inquiry, which won't hurt your credit—unlike most lenders.

Appraisal Rebates & Closing Perks

We rebate part of your appraisal fee at closing—putting money back in your pocket.

Free Proof of Funds

Get a fast, credible POF letter to lock down wholesale deals and make offers confidently.

Gator Loans: Bridging the Gap in Every Deal

Specialized lending solutions designed for today’s real estate investors
shake hand

Earnest Money Deposit (EMD) Loans

Get the capital you need to secure contracts

Funds wired directly to escrow or title

Fully refundable structures available

Fast approvals and simple underwriting

Coins bank

Double Closings

Ideal for wholesalers, double closings, and JV exits

Same-day or next-day closings available

Up to 100% funding for short-term deals

Perfect for back-to-back closings

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Gap Funding That Gets Deals Done

Second-position loans to cover funding gaps

Perfect for Fix and Flp loan and DSCR

Quick approval and closing process

Ideal for time-sensitive opportunities

Subto_Logo

One-Stop Shop for the Morby Method

Second-position loans to cover funding gaps

Perfect for Fix and Flp loan and DSCR

Quick approval and closing process

Ideal for time-sensitive opportunities

* Non-owner-occupied loan ONLY. All products are intended for residential properties.

** The rates shown represent the lowest possible options. The actual rates and deals you receive may change based on various approval criteria, including your FICO score, past experience, duration of ownership, among others.

*** We do not currently lend in the following states:

What others are saying

✦ New Program — Now Available

Ground Up Construction
For Every Experience Level

Levine Capital now offers financing for first-time builders. Whether you are brand new to construction or a seasoned developer, we have a program built for you.

🏗

New: Beginner Builder Program — No Prior Ground-Up Experience Required

We work with experienced General Contractors to make new construction accessible to first-time investors. If you have a solid GC and a viable project, we want to fund it.

🏠
Ground Standard
For newer real estate investors
85%
of Total Project Costs
  • Experience Required1–2 prior ground-up builds
  • Max Loan-to-ARVUp to 70%
  • Term Length12 to 18 months
  • RecourseFull recourse
Get a Free Quote
Most Popular
🏆
Experienced Developer
For seasoned construction professionals
90%
of Total Project Costs
  • Experience Required3+ ground-up builds
  • Max Loan-to-ARVUp to 70%
  • Term Length12 to 24 months
  • RecourseFull recourse
Get a Free Quote

Beginner Builder — Quick Requirements Checklist

💳
660+
Min FICO Score
📐
80%
Max LTC
🏡
65%
Max Loan-to-ARV
📅
18 Mo
Max Term
💰
$50K+
Min Loan Amount
🔨
GC
Licensed GC Required

How to Get Funded in 5 Steps

1
Submit Quick Quote
Fill out our 60-second form with your project details
2
Get Pre-Screened
Our team reviews your scenario and sends a preliminary quote
3
Submit Documents
Upload plans, permits, GC contract, and borrower docs
4
Underwriting
Fast review with draw schedule and term sheet issued
5
Close and Build
Funds released in draws as construction milestones are hit

Ready to build? Get a free quote in under 60 seconds.

Get My Free Construction Quote →

* Rates starting at 8.99%. Actual rates vary based on borrower profile and project details. Non-owner-occupied only.