- LOAN PORTAL
Some of the best returns are being made in small towns, rural counties, and countryside communities where competition is lighter and value-add potential is strong. At Levine Capital, we specialize in helping investors tap into these often-overlooked markets with fast, flexible, and creative funding solutions — whether you’re flipping a farmhouse, renovating a duplex, or building a rental portfolio.
If you’re eyeing a distressed home, underutilized building, or a hidden gem off the beaten path, our rural Fix & Flip financing gives you the leverage to move quickly and profitably.
What we offer:
Up to 65% Loan-to-Cost (LTC) — and even higher when paired with our Gap Funding programs.
Purchase + Rehab Financing in one streamlined loan.
Quick closings — often in just 7–10 days, even in remote ZIP codes.
Programs for first-time flippers and seasoned pros alike.
From modernizing old farmhouses to transforming neglected main street properties, we’re here to help you close with confidence and keep your projects moving.
If your goal is long-term wealth building through rentals, our DSCR (Debt Service Coverage Ratio) loans are tailor-made for rural market investors.
Highlights:
Available for single-family, 2–4 unit properties, and short-term rentals (STRs).
Up to 65% LTV — ideal for stable, income-producing rural properties.
Minimum 1.2 DSCR ratio — qualify based on rental income vs. expenses, not personal tax returns.
No income verification — we focus solely on property performance.
Flexible refinance options, including no seasoning and cash-out programs for properties bought with cash.
Coverage in rural counties nationwide (except a few restricted states).
Wondering if your property is considered rural or underserved?
Use our Rural or Underserved Tool to instantly check your property’s eligibility. This CFPB-powered tool makes it easy to confirm if your investment falls into a qualifying rural area.
Many lenders hesitate on rural deals — we embrace them. Our commitment to rural investors includes:
Creative deal structuring — we know how to stack capital and close tricky transactions.
Speed and certainty — direct communication and quick turnarounds are our standard.
One-stop shop — Fix & Flip, DSCR, and Gap Funding under one roof.
Nationwide rural coverage — we’ll go where most lenders won’t.
Not all lenders are created equal—especially when it comes to creative finance.
Here’s what sets us apart:
🧠 Deep Understanding of Creative Strategies – From the Morby Method to wraps, Subject-To, seller finance, and hybrid deals—we fund what most traditional lenders won’t even touch.
🚀 Fast, Flexible Funding – We move at the speed of investors. Quick quotes, fast approvals, and seamless closings.
🤝 Community-First Approach – As active members of the SubTo, Gator, and Owners Club communities, we know your playbook and tailor our services to support your exact needs.
🔐 Broker & Partner Protection – If you refer a borrower, you stay attached. We value loyalty and protect every relationship you bring to the table.
🧩 One-Stop Shop – DSCR, Fix & Flip, Ground-Up, Transactional, Gap Funding, and more—all under one roof.
🧬 Real Support from Real People – No bots. No red tape. Just experienced professionals who care about your success.
We’ve built our platform with you in mind. If you’re a creative investor who wants more out of your lending partner—more support, more resources, and more flexibility—you’re in the right place.
Submit your deal through our Quick Quote form, mention your affiliation with SubTo, Gator, or Owners Club, and let’s get your next deal funded—fast.
We believe in providing real estate investors with the best tools and resources to scale their businesses. That’s why we’ve partnered with industry-leading platforms to help you access funding, find deals, and close transactions more efficiently.
🔹 Build Business Credit with Expert Guidance
Looking to establish or expand your business credit? Business Credit Workshop offers expert strategies to help real estate investors secure funding and scale with confidence.
🔹 Master Creative Financing with SUBTO
Unlock the power of SUBTO strategies and structure real estate deals creatively. Learn how to acquire properties with little to no money down and grow your portfolio faster.
🔹 Earn Profitable Cash Chunks with Pace Morby
Investor, author, and host of A&E’s hit show Triple Digit Flip, Pace Morby reveals the missing link that investors need right now to increase cash flow and close more deals.
🔹 Deal Sauce
Get a 14-day free trial of Deal Sauce and stop wasting hours—get the winning plan instantly.
For a comprehensive list of our affiliate partners and to explore more opportunities, please visit our Affiliate Partners Page.
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