Secure Your Real Estate Deal with Fast Earnest Money Deposit Financing

Levine Capital provides quick earnest money deposit financing to help real estate investors win competitive deals without tying up their own capital. Get your deposit covered in 48 hours.

An earnest money deposit is a refundable payment that a property buyer pays to a seller as a sign of commitment

Levine Capital provides quick earnest money deposit financing to help real estate investors win competitive deals without tying up their own capital. Get your deposit covered in 48 hours.

Helping Real Estate Investors Move Fast & Secure Profitable Deals

EMD Financing Program

Securing a deal requires fast access to Earnest Money Deposits (EMD). Our EMD Financing provide quick capital so you can lock in contracts and move forward with confidenceβ€”whether you’re assigning contracts or raising capital for commercial real estate investments.

βœ… No Minimum Deposit Required
βœ… For Residential & Commercial Real Estate
βœ… Covers Assignments & Capital Raising
βœ… Fast Approvals & Funding

Grow Your Business with Levine Capital

If you have any questions or require further clarification, please don’t hesitate to schedule a call with us.

How Levine Capital Works in 2 Minutes

Win the Deal with a Higher Deposit

Stand out from the competition by offering a larger earnest money deposit. We help you strengthen your offer and increase your chances of securing the property.

No Collateral Required

Forget about providing assets as security. Our process ensures you get the funding you need without tying up your personal property.

Get Your Deposit Paid in 48h

No more waiting for long approval from banks. Get your earnest money deposit covered in 48 hours upon submitting the application.

Work on Multiple Deals

Don't limit yourself to a single deal. We accept several applications at once, increasing your chances for successful purchases.

How It Works

Sign Up as a Broker

1️⃣ Apply in Minutes

Submit a simple application via our Quick Quote Form with basic deal details.

Submit Your Loan Scenario

2️⃣ Get Approved Quickly

Receive a decision and funding terms within 24 hours.
Transaction Transparency

3️⃣ Secure Your Deal

We fund the EMD directly to escrow, ensuring you stay competitive.

At Levine Capital, we understand that timing is everything in real estate. Earnest Money Deposits (EMD) are crucial for locking in deals, but tying up your capital can limit your ability to scale. That’s why we offer fast and flexible EMD Financing, providing real estate investors, wholesalers, and commercial buyers with the liquidity needed to secure contracts without the upfront cash burden.

Our hassle-free funding process ensures you can compete with confidence, whether you’re wholesaling, flipping, or acquiring commercial properties. We wire funds directly to escrow, so you can meet your contract requirements seamlessly.

Why Choose Our EMD Financing Program?

EMD money

βœ… Real Estate Investor Focused
Unlike traditional lenders, we specialize in EMD financing for real estate investors. Our process is built to move quickly so you never lose a deal due to funding delays.

βœ… No Minimum Deposit Required
We provide EMD funding with no minimum deposit requirement, making it easy for investors at all levels to secure properties and grow their portfolios.

βœ… Speed & Simplicity
Our streamlined process ensures approvals in 24 hours or less, with funds sent directly to escrow.

✦ New Program — Now Available

Ground Up Construction
For Every Experience Level

Levine Capital now offers financing for first-time builders. Whether you are brand new to construction or a seasoned developer, we have a program built for you.

🏗

New: Beginner Builder Program — No Prior Ground-Up Experience Required

We work with experienced General Contractors to make new construction accessible to first-time investors. If you have a solid GC and a viable project, we want to fund it.

🏠
Ground Standard
For newer real estate investors
85%
of Total Project Costs
  • Experience Required1–2 prior ground-up builds
  • Max Loan-to-ARVUp to 70%
  • Term Length12 to 18 months
  • RecourseFull recourse
Get a Free Quote
Most Popular
🏆
Experienced Developer
For seasoned construction professionals
90%
of Total Project Costs
  • Experience Required3+ ground-up builds
  • Max Loan-to-ARVUp to 70%
  • Term Length12 to 24 months
  • RecourseFull recourse
Get a Free Quote

Beginner Builder — Quick Requirements Checklist

💳
660+
Min FICO Score
📐
80%
Max LTC
🏡
65%
Max Loan-to-ARV
📅
18 Mo
Max Term
💰
$50K+
Min Loan Amount
🔨
GC
Licensed GC Required

How to Get Funded in 5 Steps

1
Submit Quick Quote
Fill out our 60-second form with your project details
2
Get Pre-Screened
Our team reviews your scenario and sends a preliminary quote
3
Submit Documents
Upload plans, permits, GC contract, and borrower docs
4
Underwriting
Fast review with draw schedule and term sheet issued
5
Close and Build
Funds released in draws as construction milestones are hit

Ready to build? Get a free quote in under 60 seconds.

Get My Free Construction Quote →

* Rates starting at 8.99%. Actual rates vary based on borrower profile and project details. Non-owner-occupied only.