🧠 Fund Your Morby Method Deals with Levine Capital

Morby Method

Creative Financing Backed by a Lender Who Gets It

The Morby Method, made famous by creative finance expert Pace Morby, has changed the way investors buy real estate—without using their own cash or credit. But to make this strategy work, you need a lender that doesn’t just understand the concept…
You need a lender that’s built for it.

Levine Capital is a trusted, go-to lender for Morby Method investors across the country.
We help fund the transactional entry, roll in rehab costs, and structure the exit refinance or flip—all under one roof.

💼 What Is the Morby Method?

The Morby Method is a hybrid strategy that combines Seller Financing + Private Lending, allowing you to acquire properties with little or no money down—often using creative tools like SubTo, wraps, and performance notes.

But even the most creative strategies require capital to make the deal move.

That’s where Levine Capital steps in.

🐊 We’re a Morby Method–Friendly Lender

Not every lender gets creative deals. We do.

At Levine Capital, we proudly support the SubTo community, Gators, and Owners Club investors. In fact, our founder Adam is a member of the Owners Club, and we’ve built our capital products around the unique needs of creative investors.

💰 How Levine Capital Structures Morby Deals

We don’t just provide funding—we help you build a custom capital stack that supports your strategy.

Step 1: Transactional or Short-Term Loan
We fund the initial close using transactional or short-term capital, so you can cleanly acquire the deal—whether it’s a Morby Month, wrap, or creative seller finance strategy.

🔨 Step 2: Roll in Renovation Capital
We can structure rehab funds into the deal so you can start increasing equity and value immediately.

🔁 Step 3: Exit with DSCR or Fix & Flip Refinance
Once the deal is stabilized, we offer DSCR loans to hold as rentals or Fix & Flip refi options if you want to sell for a profit.

🤝 Support for Transactional Lenders & Gators

Are you a Transactional Lender or Gator who wants to do more deals?

We give you the ability to leverage our capital and platform while still playing the role of lender. Here’s how:

  • Bring us the borrower or opportunity

  • We structure and fund the deal

  • You participate as the preferred transactional lender on the file

This allows you to earn as a private lender while working with a reliable funding partner who understands creative deal flow.
No need to shop around—structure with us and scale your lending business.

Seller Finance

Boost Your Real Estate Success with Our Trusted Partners!

We believe in providing real estate investors with the best tools and resources to scale their businesses. That’s why we’ve partnered with industry-leading platforms to help you access funding, find deals, and close transactions more efficiently.

🔹 Build Business Credit with Expert Guidance
Looking to establish or expand your business credit? Business Credit Workshop offers expert strategies to help real estate investors secure funding and scale with confidence.

🔹 Master Creative Financing with SUBTO
Unlock the power of SUBTO strategies and structure real estate deals creatively. Learn how to acquire properties with little to no money down and grow your portfolio faster.

🔹 Earn Profitable Cash Chunks with Pace Morby
Investor, author, and host of A&E’s hit show Triple Digit Flip, Pace Morby reveals the missing link that investors need right now to increase cash flow and close more deals.

🔹 Deal Sauce
Get a 14-day free trial of Deal Sauce and stop wasting hours—get the winning plan instantly.

For a comprehensive list of our affiliate partners and to explore more opportunities, please visit our Affiliate Partners Page.

Subscribe to our YouTube channel to discover more about us.

✦ New Program — Now Available

Ground Up Construction
For Every Experience Level

Levine Capital now offers financing for first-time builders. Whether you are brand new to construction or a seasoned developer, we have a program built for you.

🏗

New: Beginner Builder Program — No Prior Ground-Up Experience Required

We work with experienced General Contractors to make new construction accessible to first-time investors. If you have a solid GC and a viable project, we want to fund it.

🏠
Ground Standard
For newer real estate investors
85%
of Total Project Costs
  • Experience Required1–2 prior ground-up builds
  • Max Loan-to-ARVUp to 70%
  • Term Length12 to 18 months
  • RecourseFull recourse
Get a Free Quote
Most Popular
🏆
Experienced Developer
For seasoned construction professionals
90%
of Total Project Costs
  • Experience Required3+ ground-up builds
  • Max Loan-to-ARVUp to 70%
  • Term Length12 to 24 months
  • RecourseFull recourse
Get a Free Quote

Beginner Builder — Quick Requirements Checklist

💳
660+
Min FICO Score
📐
80%
Max LTC
🏡
65%
Max Loan-to-ARV
📅
18 Mo
Max Term
💰
$50K+
Min Loan Amount
🔨
GC
Licensed GC Required

How to Get Funded in 5 Steps

1
Submit Quick Quote
Fill out our 60-second form with your project details
2
Get Pre-Screened
Our team reviews your scenario and sends a preliminary quote
3
Submit Documents
Upload plans, permits, GC contract, and borrower docs
4
Underwriting
Fast review with draw schedule and term sheet issued
5
Close and Build
Funds released in draws as construction milestones are hit

Ready to build? Get a free quote in under 60 seconds.

Get My Free Construction Quote →

* Rates starting at 8.99%. Actual rates vary based on borrower profile and project details. Non-owner-occupied only.