If you’re part of the SubTo, Gator, or Owners Club communities, you’re already thinking creatively—and you need a lender who speaks your language. At Levine Capital, we specialize in financing the exact types of deals you do every day. From Subject-To and seller finance to wraps and hybrid closings, we’re experts in the Morby Method and the creative finance strategies that power your success.
Not all lenders understand how to fund creative deals—but we do.
At Levine Capital, we’ve worked with countless SubTo and Gator investors to structure Morby Method transactions using a combination of:
DSCR loans in first position
Seller-held second mortgages
Gap Funding for down payments, rehab, or closing costs
Transactional loans and Earnest Money support
We know how to underwrite these deals, how to navigate title and escrow, and how to communicate clearly with all parties involved. If you’re trying to close a deal with minimal money out of pocket, we know how to make it happen.
We reward community members with special pricing and perks you won’t get anywhere else:
✅ Free Appraisals (rebated at closing)
✅ Discounted Rates for experienced and repeat borrowers
✅ Free Soft Credit Pulls – no credit score impact
✅ No Application or Commitment Fees
✅ Vendor Discounts on title, insurance, entity setup, credit repair & more
✅ Access to Pocket Listings & Off-Market Deals
✅ Business Credit Workshops to build your financial strength
✅ Affiliate Program – earn by referring others and growing with us
We offer fast, flexible funding for:
🛠️ Fix & Flip Loans
🏠 DSCR Loans (perfect for SubTo and Morby Method exits)
🧱 Ground-Up Construction
💰 Gap Funding (Second Position)
⚡ Transactional & Earnest Money Deposit Loans
We move fast. Most term sheets go out within 24 hours—and our process is designed to be simple, transparent, and reliable.
We know how important trust is in this business. That’s why we go out of our way to protect your role:
Your clients stay your clients
You get paid on your referrals
We never cut out brokers, connectors, or transaction coordinators
Whether you’re referring a deal, submitting a loan, or bringing in the buyer—we’ll back you.
Not all lenders are created equal—especially when it comes to creative finance.
Here’s what sets us apart:
🧠 Deep Understanding of Creative Strategies – From the Morby Method to wraps, Subject-To, seller finance, and hybrid deals—we fund what most traditional lenders won’t even touch.
🚀 Fast, Flexible Funding – We move at the speed of investors. Quick quotes, fast approvals, and seamless closings.
🤝 Community-First Approach – As active members of the SubTo, Gator, and Owners Club communities, we know your playbook and tailor our services to support your exact needs.
🔐 Broker & Partner Protection – If you refer a borrower, you stay attached. We value loyalty and protect every relationship you bring to the table.
🧩 One-Stop Shop – DSCR, Fix & Flip, Ground-Up, Transactional, Gap Funding, and more—all under one roof.
🧬 Real Support from Real People – No bots. No red tape. Just experienced professionals who care about your success.
We’ve built our platform with you in mind. If you’re a creative investor who wants more out of your lending partner—more support, more resources, and more flexibility—you’re in the right place.
Submit your deal through our Quick Quote form, mention your affiliation with SubTo, Gator, or Owners Club, and let’s get your next deal funded—fast.
We believe in providing real estate investors with the best tools and resources to scale their businesses. That’s why we’ve partnered with industry-leading platforms to help you access funding, find deals, and close transactions more efficiently.
🔹 Build Business Credit with Expert Guidance
Looking to establish or expand your business credit? Business Credit Workshop offers expert strategies to help real estate investors secure funding and scale with confidence.
🔹 Master Creative Financing with SUBTO
Unlock the power of SUBTO strategies and structure real estate deals creatively. Learn how to acquire properties with little to no money down and grow your portfolio faster.
🔹 Earn Profitable Cash Chunks with Pace Morby
Investor, author, and host of A&E’s hit show Triple Digit Flip, Pace Morby reveals the missing link that investors need right now to increase cash flow and close more deals.
🔹 Deal Sauce
Get a 14-day free trial of Deal Sauce and stop wasting hours—get the winning plan instantly.
For a comprehensive list of our affiliate partners and to explore more opportunities, please visit our Affiliate Partners Page.
Subscribe to our YouTube channel to discover more about us.
We use cookies to improve your experience on our site. By using our site, you consent to cookies.
Manage your cookie preferences below:
Essential cookies enable basic functions and are necessary for the proper function of the website.
Google reCAPTCHA helps protect websites from spam and abuse by verifying user interactions through challenges.
Google Tag Manager simplifies the management of marketing tags on your website without code changes.
Statistics cookies collect information anonymously. This information helps us understand how visitors use our website.
Google Analytics is a powerful tool that tracks and analyzes website traffic for informed marketing decisions.
Service URL: policies.google.com (opens in a new window)
Marketing cookies are used to follow visitors to websites. The intention is to show ads that are relevant and engaging to the individual user.
Facebook Pixel is a web analytics service that tracks and reports website traffic.
Service URL: www.facebook.com (opens in a new window)
A video-sharing platform for users to upload, view, and share videos across various genres and topics.
Service URL: www.youtube.com (opens in a new window)
Levine Capital's Ground Up Construction Loans give real estate investors the leverage and flexibility to break ground faster. Competitive terms, investor-first underwriting, and capital structured around your 1-4 unit residential build.
Private capital built around how serious real estate investors actually operate.
Two purpose-built programs designed around your track record and project scope.
Bringing a modular build to market? We finance modular home projects nationwide under our Ground-Up Construction program.
Nationwide coverage across our active lending markets.
Get a fast, no-obligation quote from a lender that closes when it counts.
* Non-owner-occupied loans only. All products are intended for residential investment properties.
** Rates shown reflect the lowest available pricing. Actual rates and terms are subject to approval criteria including FICO, experience, ownership duration, and other underwriting factors.
*** Levine Capital does not currently lend in: Arizona, Nevada, North Dakota, Oregon, South Dakota, Utah, and Vermont.