Levine Capital: The Go-To Fix & Flip Lender with Seamless Gap Funding

Gap

Did you know that over 60% of fix-and-flip deals fail because investors can’t secure the additional funding they need? At Levine Capital, we’re changing that. As the go-to lender in the Gator, SubTo, and Owners Club communities, we combine competitive Fix and Flip loans with Gap Funding solutions to help investors close more deals with less money out of pocket.

Why Gap Funding Matters

Even the best fix-and-flip deals can fall apart without gap funding. Down payments, closing costs, and first draws often create cash flow challenges that traditional lenders won’t solve.

That’s where Levine Capital steps in. We don’t just finance deals—we bridge the gap. Our one-stop shop approach ensures your deals don’t just survive—they thrive.

Real-World Success Story

One of our investors recently secured a $200,000 Fix & Flip loan but needed $40,000 to cover the down payment and rehab costs. Levine Capital connected them with a Gap Funder, and the deal closed in just 10 days. Today, that investor is on track to net $50,000 in profit—all with little out-of-pocket expense.

This is the power of combining Fix and Flip lending with Gap Funding.

Our Seamless Process

At Levine Capital, we’ve made the process simple and transparent:

  1. Submit Your Deal – Share your loan scenario with us.

  2. Get Pre-Approved – Receive competitive Fix & Flip loan terms.

  3. Gap Funding Coordination – We connect you with Gap Funders to cover additional costs.

  4. Close Seamlessly – Our team coordinates with lenders, investors, title, and funders for a smooth closing.

Why Investors Choose Levine Capital

  • 100% Financing Potential: Cover purchase, rehab, and closing costs with first + second position financing.

  • Creative Finance Experts: We understand SubTo, the Morby Method, and Gator strategies that most lenders won’t touch.

  • Trusted in the Community: Recognized as the go-to Fix and Flip lender in the SubTo, Gator, and Owners Club communities.

Don’t Let Funding Gaps Hold You Back

Submit your deal today and discover why investors nationwide choose Levine Capital as their creative financing lender of choice. With our Fix & Flip loans and Gap Funding solutions, you can close more deals with less money out of pocket—guaranteed.

👉 Submit Your Loan Scenario

"At Levine Capital, we're solving the #1 reason fix-and-flip deals fall apart—lack of funding. By pairing competitive Fix & Flip loans with Gap Funding solutions, we empower Gator, SubTo, and Owners Club investors to close more deals with less out-of-pocket risk."
Pace Morby
—Pace GPT

Boost Your Real Estate Success with Our Trusted Partners!

We believe in providing real estate investors with the best tools and resources to scale their businesses. That’s why we’ve partnered with industry-leading platforms to help you access funding, find deals, and close transactions more efficiently.

🔹 Build Business Credit with Expert Guidance
Looking to establish or expand your business credit? Business Credit Workshop offers expert strategies to help real estate investors secure funding and scale with confidence.

🔹 Master Creative Financing with SUBTO
Unlock the power of SUBTO strategies and structure real estate deals creatively. Learn how to acquire properties with little to no money down and grow your portfolio faster.

🔹 Earn Profitable Cash Chunks with Pace Morby
Investor, author, and host of A&E’s hit show Triple Digit Flip, Pace Morby reveals the missing link that investors need right now to increase cash flow and close more deals.

🔹 Deal Sauce
Get a 14-day free trial of Deal Sauce and stop wasting hours—get the winning plan instantly.

For a comprehensive list of our affiliate partners and to explore more opportunities, please visit our Affiliate Partners Page.

Facebook
Twitter
LinkedIn

Subscribe to our YouTube channel to discover more about us.

✦ New Program — Now Available

Ground Up Construction
For Every Experience Level

Levine Capital now offers financing for first-time builders. Whether you are brand new to construction or a seasoned developer, we have a program built for you.

🏗

New: Beginner Builder Program — No Prior Ground-Up Experience Required

We work with experienced General Contractors to make new construction accessible to first-time investors. If you have a solid GC and a viable project, we want to fund it.

🏠
Ground Standard
For newer real estate investors
85%
of Total Project Costs
  • Experience Required1–2 prior ground-up builds
  • Max Loan-to-ARVUp to 70%
  • Term Length12 to 18 months
  • RecourseFull recourse
Get a Free Quote
Most Popular
🏆
Experienced Developer
For seasoned construction professionals
90%
of Total Project Costs
  • Experience Required3+ ground-up builds
  • Max Loan-to-ARVUp to 70%
  • Term Length12 to 24 months
  • RecourseFull recourse
Get a Free Quote

Beginner Builder — Quick Requirements Checklist

💳
660+
Min FICO Score
📐
80%
Max LTC
🏡
65%
Max Loan-to-ARV
📅
18 Mo
Max Term
💰
$50K+
Min Loan Amount
🔨
GC
Licensed GC Required

How to Get Funded in 5 Steps

1
Submit Quick Quote
Fill out our 60-second form with your project details
2
Get Pre-Screened
Our team reviews your scenario and sends a preliminary quote
3
Submit Documents
Upload plans, permits, GC contract, and borrower docs
4
Underwriting
Fast review with draw schedule and term sheet issued
5
Close and Build
Funds released in draws as construction milestones are hit

Ready to build? Get a free quote in under 60 seconds.

Get My Free Construction Quote →

* Rates starting at 8.99%. Actual rates vary based on borrower profile and project details. Non-owner-occupied only.