Standard Fix & Flip Loans
100% Financing for Experienced Investors | Competitive Rates Starting at 8.25%
Why Choose Standard Fix & Flip?
100% LTC Financing
Maximum loan-to-cost available for qualified investors with proven experience and track record.
Fast Funding
12-18 month terms with quick approval process designed for active investors on tight timelines.
100% Rehab Financing
Full renovation budget coverage for complete project funding without additional capital required.
Competitive Rates
Starting at 8.25% for qualified borrowers with flexible terms that fit your project timeline.
Expert Support
Dedicated loan officers to guide you through the process and answer all your questions.
Proven Track Record
Trusted by hundreds of experienced investors across the country for their fix & flip projects.
How to Qualify for 100% LTC
| Requirement | Minimum | Details |
|---|---|---|
| Credit Score (FICO) | 720+ | Minimum FICO score required for qualification |
| Completed Rehabs | 10+ | Total completed rehab projects |
| Same State Experience | 5+ | Completed rehabs in the same state as subject property |
| Project Timeline | Last 3 Years | All experience must be completed rehabs within the last 3 years, regardless of state |
| Maximum Loan Amount | $800,000 | Standard maximum loan amount ($1,000,000 in California) |
| Assignment Limit | 10% or $25k | Maximum assignment of contract or proceeds |
Foreign National Guidelines
Foreign nationals residing in the US can now be underwritten based on credit score without FN leverage reduction. All standard document requirements remain in effect.
Gap Funding Options Available
Need additional capital beyond your primary loan? We offer flexible gap funding solutions to bridge the gap between your purchase price and available financing.
Flexible Gap Funding
Access additional capital to cover the gap between your primary loan and project needs. Perfect for investors who need extra liquidity for down payments or additional project costs.
- Quick approval process
- Competitive rates
- Flexible terms
- Up to 20% additional funding
Partner Network
We work with a network of trusted gap funders and capital providers to ensure you get the best rates and terms available for your specific situation.
- Vetted funding partners
- Streamlined coordination
- Transparent pricing
- Fast closing timelines
Maximize Your Deals
Combine our 100% LTC primary financing with gap funding to maximize your buying power and take on more projects simultaneously.
- Combined financing solutions
- Increased deal capacity
- Portfolio growth support
- Dedicated account management
Ready to Get Started?
Get a free quote in 60 seconds. Our team will review your project and provide competitive financing options tailored to your needs, including gap funding if needed.
