Deals That Don’t Fit the Box
If you have files that die in someone else’s guidelines, send them here. At Levine Capital, we underwrite the deal, not the checklist — and we still price to win.
When it comes to Ground Up Construction (GUC) and Residential Transition Loans (RTL), we provide aggressive leverage, competitive rates, and quick closings. Every ground-up deal has its wrinkles, and we are built to work through them.
Got one that doesn’t fit a box? Send it over.
What Sets Us Apart?
We understand that real estate investing requires flexibility and speed. Our GUC loan programs are designed with exception-driven underwriting—we are not locked to rigid guidelines. If the deal makes sense, we will get it done.
- GC Completion Guaranty: The borrower qualifies based on the General Contractor’s experience. First-time builders are absolutely in play.
- Up to 90% Total LTC: Real leverage without the exotic pricing.
- Up to 75% of “As Is” Land Value: Maximize your initial capital.
- No Interest on Undisbursed Rehab: You only pay interest on drawn funds, not the full construction budget.
- Exterior Appraisals Accepted: Keeping the process moving swiftly.
- Unapproved Permits/Plans? Still fundable. We can structure a holdback and provide upfront proceeds so work can start immediately.
- Foreign Nationals Allowed: Passport-only. No SSN required, and no credit pulls.
Additional Benefits for Builders and Developers
Our GUC loans come with a range of additional benefits designed to help builders and developers execute on their pipeline. Beyond flexible structure, competitive pricing, and exceptional service, our loans also provide:
- Lower Upfront Costs: Borrowers can keep more capital in the project at closing.
- Anonymous Closing Entity: Close in a neutral name, not ours. Your borrower relationship stays yours.
- Rates from 8.25%: Competitive pricing with rate buy-down options available.
What GUC scenarios are sitting in your pipeline? Let’s get them structured and closed.
Ready to Fund Your Next Project?
Reach out today and let’s get your deal across the finish line.
- Get a Quick Quote: Submit your scenario here
- Speak with our AI Loan Officer: Connect with Malli
- Contact Us: Call us at (772) 732-1770 or email loans@levinecapital.com
About Levine Capital
Levine Capital is a faith-driven private lending firm built on integrity, transparency, and a commitment to helping real estate investors succeed. Learn more about our mission and values:
