- LOAN PORTAL
If you’re part of the SubTo, Gator, or Owners Club communities, you’re already thinking creatively—and you need a lender who speaks your language. At Levine Capital, we specialize in financing the exact types of deals you do every day. From Subject-To and seller finance to wraps and hybrid closings, we’re experts in the Morby Method and the creative finance strategies that power your success.
Not all lenders understand how to fund creative deals—but we do.
At Levine Capital, we’ve worked with countless SubTo and Gator investors to structure Morby Method transactions using a combination of:
DSCR loans in first position
Seller-held second mortgages
Gap Funding for down payments, rehab, or closing costs
Transactional loans and Earnest Money support
We know how to underwrite these deals, how to navigate title and escrow, and how to communicate clearly with all parties involved. If you’re trying to close a deal with minimal money out of pocket, we know how to make it happen.
We reward community members with special pricing and perks you won’t get anywhere else:
✅ Free Appraisals (rebated at closing)
✅ Discounted Rates for experienced and repeat borrowers
✅ Free Soft Credit Pulls – no credit score impact
✅ No Application or Commitment Fees
✅ Vendor Discounts on title, insurance, entity setup, credit repair & more
✅ Access to Pocket Listings & Off-Market Deals
✅ Business Credit Workshops to build your financial strength
✅ Affiliate Program – earn by referring others and growing with us
We offer fast, flexible funding for:
🛠️ Fix & Flip Loans
🏠 DSCR Loans (perfect for SubTo and Morby Method exits)
🧱 Ground-Up Construction
💰 Gap Funding (Second Position)
⚡ Transactional & Earnest Money Deposit Loans
We move fast. Most term sheets go out within 24 hours—and our process is designed to be simple, transparent, and reliable.
We know how important trust is in this business. That’s why we go out of our way to protect your role:
Your clients stay your clients
You get paid on your referrals
We never cut out brokers, connectors, or transaction coordinators
Whether you’re referring a deal, submitting a loan, or bringing in the buyer—we’ll back you.
Not all lenders are created equal—especially when it comes to creative finance.
Here’s what sets us apart:
🧠 Deep Understanding of Creative Strategies – From the Morby Method to wraps, Subject-To, seller finance, and hybrid deals—we fund what most traditional lenders won’t even touch.
🚀 Fast, Flexible Funding – We move at the speed of investors. Quick quotes, fast approvals, and seamless closings.
🤝 Community-First Approach – As active members of the SubTo, Gator, and Owners Club communities, we know your playbook and tailor our services to support your exact needs.
🔐 Broker & Partner Protection – If you refer a borrower, you stay attached. We value loyalty and protect every relationship you bring to the table.
🧩 One-Stop Shop – DSCR, Fix & Flip, Ground-Up, Transactional, Gap Funding, and more—all under one roof.
🧬 Real Support from Real People – No bots. No red tape. Just experienced professionals who care about your success.
We’ve built our platform with you in mind. If you’re a creative investor who wants more out of your lending partner—more support, more resources, and more flexibility—you’re in the right place.
Submit your deal through our Quick Quote form, mention your affiliation with SubTo, Gator, or Owners Club, and let’s get your next deal funded—fast.
We believe in providing real estate investors with the best tools and resources to scale their businesses. That’s why we’ve partnered with industry-leading platforms to help you access funding, find deals, and close transactions more efficiently.
🔹 Build Business Credit with Expert Guidance
Looking to establish or expand your business credit? Business Credit Workshop offers expert strategies to help real estate investors secure funding and scale with confidence.
🔹 Master Creative Financing with SUBTO
Unlock the power of SUBTO strategies and structure real estate deals creatively. Learn how to acquire properties with little to no money down and grow your portfolio faster.
🔹 Earn Profitable Cash Chunks with Pace Morby
Investor, author, and host of A&E’s hit show Triple Digit Flip, Pace Morby reveals the missing link that investors need right now to increase cash flow and close more deals.
🔹 Deal Sauce
Get a 14-day free trial of Deal Sauce and stop wasting hours—get the winning plan instantly.
For a comprehensive list of our affiliate partners and to explore more opportunities, please visit our Affiliate Partners Page.
Subscribe to our YouTube channel to discover more about us.
Levine Capital now offers financing for first-time builders. Whether you are brand new to construction or a seasoned developer, we have a program built for you.
We work with experienced General Contractors to make new construction accessible to first-time investors. If you have a solid GC and a viable project, we want to fund it.
Ready to build? Get a free quote in under 60 seconds.
Get My Free Construction Quote →* Rates starting at 8.99%. Actual rates vary based on borrower profile and project details. Non-owner-occupied only.
