- LOAN PORTAL
At Levine Capital, we understand that great investment opportunities aren’t just found in major cities — they’re thriving in rural communities too. That’s why we proudly offer Fix and Flip and DSCR (Debt Service Coverage Ratio) loan programs designed specifically for rural markets across the country.
Whether you’re revitalizing a property in a small town or building a rental portfolio in a quiet countryside, Levine Capital is your partner for fast, flexible, and creative funding.
If you’re an investor eyeing distressed homes or underutilized properties in rural areas, our Fix and Flip loans offer:
✅ Up to 90% Loan-to-Cost (LTC) — and even higher when paired with our Gap Funding solutions.
✅ Funding for both purchase and rehab costs.
✅ Quick closings, often in 7–10 days, even in remote zip codes.
✅ No experience? No problem — we offer programs for first-time flippers as well.
Whether it’s a farmhouse renovation or a small-town duplex, we’ll help you close confidently and profitably.
Looking to build long-term wealth with rental properties? Our DSCR loan programs are available in rural areas for:
📌 Single-family homes, 2–4 unit properties, and even short-term rentals (STRs).
💡 We qualify based on rental income, not your personal income or tax returns.
💵 No income verification — we focus on property cash flow and DSCR metrics.
📍 Available in small towns and rural counties across most U.S. states.
We even have options with no seasoning and cash-out refinance solutions tailored to investors who buy properties with cash and want to scale.
Many lenders shy away from rural deals — we lean in. With Levine Capital, you get:
🧠 Expert deal structuring — we help you creatively stack the capital.
⏱️ Speed and certainty of execution — we move fast and communicate clearly.
🛠️ One-stop shop — Fix and Flip + Gap Funding + DSCR under one roof.
🗺️ Coverage in rural markets — even where traditional banks hesitate.
We believe in providing real estate investors with the best tools and resources to scale their businesses. That’s why we’ve partnered with industry-leading platforms to help you access funding, find deals, and close transactions more efficiently.
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Looking to establish or expand your business credit? Business Credit Workshop offers expert strategies to help real estate investors secure funding and scale with confidence.
🔹 Master Creative Financing with SUBTO
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For a comprehensive list of our affiliate partners and to explore more opportunities, please visit our Affiliate Partners Page.
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Levine Capital now offers financing for first-time builders. Whether you are brand new to construction or a seasoned developer, we have a program built for you.
We work with experienced General Contractors to make new construction accessible to first-time investors. If you have a solid GC and a viable project, we want to fund it.
Ready to build? Get a free quote in under 60 seconds.
Get My Free Construction Quote →* Rates starting at 8.99%. Actual rates vary based on borrower profile and project details. Non-owner-occupied only.
