- LOAN PORTAL
In today’s competitive real estate market, investors often face one major obstacle: coming up with the full down payment or construction costs. Even with a strong deal and a primary lender in place, closing can fall apart if there’s a gap between what the lender provides and what’s needed to close. That’s where Gap Funding comes in—and Levine Capital is leading the charge.
Gap Funding bridges the difference between the institutional lender’s loan amount (usually 70–90% of the total project cost) and the full capital required to close the deal. This “gap” is typically in the form of a second-position loan, allowing the investor to move forward with little to no money out of pocket.
At Levine Capital, we don’t just plug the funding gap—we partner with investors to help them scale quickly and efficiently. Our unique approach combines both first-position and second-position lending under one roof, streamlining communication and drastically improving the chances of closing on time.
Here’s why Gap Funding through Levine Capital makes sense:
Up to 100% Financing when paired with our primary Fix & Flip or Fix2Rent loan.
Flexible leverage up to 90% LTC and 75% ARLTV.
Creative structuring with options to roll in closing costs, first draws, and even interest payments.
FICO scores starting at 660, with some flexibility for experienced borrowers.
We work with:
LLCs and Corporations
U.S. Citizens, Green Card Holders, and Foreign Nationals
Experienced investors (Tier 3 or above preferred for more complex or rural deals)
Apply with a Quick Quote: Submit your deal details at levinecapital.com/quick-quote.
Sign Our NDA: Protect your deal information and access our proprietary underwriting tools.
Soft Credit Pre-Approval: No impact to your credit, and approval usually happens within 24 hours.
Get Terms + Proof of Funds: We’ll send your loan terms and free proof of funds letter.
Close Fast: We coordinate both loans internally—so you don’t have to juggle multiple lenders or timelines.
We believe in providing real estate investors with the best tools and resources to scale their businesses. That’s why we’ve partnered with industry-leading platforms to help you access funding, find deals, and close transactions more efficiently.
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For a comprehensive list of our affiliate partners and to explore more opportunities, please visit our Affiliate Partners Page.
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Levine Capital now offers financing for first-time builders. Whether you are brand new to construction or a seasoned developer, we have a program built for you.
We work with experienced General Contractors to make new construction accessible to first-time investors. If you have a solid GC and a viable project, we want to fund it.
Ready to build? Get a free quote in under 60 seconds.
Get My Free Construction Quote →* Rates starting at 8.99%. Actual rates vary based on borrower profile and project details. Non-owner-occupied only.
