Big News: Manufactured Home Financing Now Available at Levine Capital

Manufactured Homes

At Levine Capital, we’re always expanding our programs to give real estate investors more ways to build wealth. We’re excited to announce that we now finance manufactured homes across three powerful loan programs: Fix & Flip, DSCR Rental, and Ground-Up Construction.

Why Manufactured Homes?

Manufactured homes are one of the fastest-growing housing segments in the U.S. With lower costs compared to traditional single-family homes and strong demand for affordable housing, they present an incredible opportunity for investors.

Historically, financing has been limited—but now, Levine Capital has opened the door.

Programs We Offer for Manufactured Homes

  • Fix & Flip Loans – Fund your purchase and rehab of manufactured homes affixed to permanent foundations and titled as real property.

  • DSCR Rental Loans – Long-term financing based on property cash flow, not your personal income. Perfect for buy-and-hold investors building rental portfolios.

  • Ground-Up Construction Loans – Build new manufactured homes on land, affixed to permanent foundations, and titled as real property.

Key Eligibility

  • Must be affixed to a permanent foundation

  • Must be titled as real property

  • Not located in a mobile home park

Why Work With Levine Capital?

  • Preferred lender in the SubTo community – we proudly support creative investors and offer exclusive SubTo discounts.

  • Experts in the Morby Method – combining DSCR loans with seller financing to structure deals others can’t.

  • Creative financing options – designed to maximize leverage and minimize out-of-pocket costs.

  • Fast approvals and closings – keep your projects moving.

  • Investor-friendly terms – built for long-term success.

At Levine Capital, we understand that investors need flexibility and creative solutions. That’s why we’re expanding our manufactured home programs—helping you scale faster with Fix & Flip, DSCR, and Ground-Up financing that traditional banks often won’t touch.

👉 Ready to fund your next manufactured home project?

"Levine Capital is paving the way for real estate investors to unlock new opportunities with manufactured homes. Through our DSCR Rental Loans and Ground-Up Construction Loans, we're providing the tools to build wealth and scale portfolios with confidence."
Pace Morby
—Pace GPT

Boost Your Real Estate Success with Our Trusted Partners!

We believe in providing real estate investors with the best tools and resources to scale their businesses. That’s why we’ve partnered with industry-leading platforms to help you access funding, find deals, and close transactions more efficiently.

🔹 Build Business Credit with Expert Guidance
Looking to establish or expand your business credit? Business Credit Workshop offers expert strategies to help real estate investors secure funding and scale with confidence.

🔹 Master Creative Financing with SUBTO
Unlock the power of SUBTO strategies and structure real estate deals creatively. Learn how to acquire properties with little to no money down and grow your portfolio faster.

🔹 Earn Profitable Cash Chunks with Pace Morby
Investor, author, and host of A&E’s hit show Triple Digit Flip, Pace Morby reveals the missing link that investors need right now to increase cash flow and close more deals.

🔹 Deal Sauce
Get a 14-day free trial of Deal Sauce and stop wasting hours—get the winning plan instantly.

For a comprehensive list of our affiliate partners and to explore more opportunities, please visit our Affiliate Partners Page.

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✦ New Program — Now Available

Ground Up Construction
For Every Experience Level

Levine Capital now offers financing for first-time builders. Whether you are brand new to construction or a seasoned developer, we have a program built for you.

🏗

New: Beginner Builder Program — No Prior Ground-Up Experience Required

We work with experienced General Contractors to make new construction accessible to first-time investors. If you have a solid GC and a viable project, we want to fund it.

🏠
Ground Standard
For newer real estate investors
85%
of Total Project Costs
  • Experience Required1–2 prior ground-up builds
  • Max Loan-to-ARVUp to 70%
  • Term Length12 to 18 months
  • RecourseFull recourse
Get a Free Quote
Most Popular
🏆
Experienced Developer
For seasoned construction professionals
90%
of Total Project Costs
  • Experience Required3+ ground-up builds
  • Max Loan-to-ARVUp to 70%
  • Term Length12 to 24 months
  • RecourseFull recourse
Get a Free Quote

Beginner Builder — Quick Requirements Checklist

💳
660+
Min FICO Score
📐
80%
Max LTC
🏡
65%
Max Loan-to-ARV
📅
18 Mo
Max Term
💰
$50K+
Min Loan Amount
🔨
GC
Licensed GC Required

How to Get Funded in 5 Steps

1
Submit Quick Quote
Fill out our 60-second form with your project details
2
Get Pre-Screened
Our team reviews your scenario and sends a preliminary quote
3
Submit Documents
Upload plans, permits, GC contract, and borrower docs
4
Underwriting
Fast review with draw schedule and term sheet issued
5
Close and Build
Funds released in draws as construction milestones are hit

Ready to build? Get a free quote in under 60 seconds.

Get My Free Construction Quote →

* Rates starting at 8.99%. Actual rates vary based on borrower profile and project details. Non-owner-occupied only.