Simplifying Your Real Estate Financing Needs

We are expanding to Port St. Lucie, Florida! As private and hard money lenders, we are thrilled to introduce our outstanding loan programs and services to the Real Estate Investors of Port St. Lucie and Palm Beach County.

Loan Programs

At Levine Capital, we offer a variety of best loan programs and private lending solutions tailored to meet the diverse needs of our clients. Whether you are an experienced investor or a first-time buyer, we have a solution for you:

✅Fix and Flip Loans: Perfect for investors looking to purchase, renovate, and sell properties quickly. Our fix and flip loans provide the necessary funds to transform distressed properties into profitable investments.

✅DSCR Rental Loans: Our Debt Service Coverage Ratio (DSCR) rental loans are designed for landlords and real estate investors. These loans focus on the cash flow generated by the property, making it easier to qualify and manage.

✅Bridge Loans: Need short-term financing to bridge the gap between buying a new property and selling an existing one? Our bridge loans offer the flexibility and quick access to funds you need.

And much more—explore all the loan programs we offer.

Why Choose Levine Capital?

Levine Capital is dedicated to ensuring a smooth and hassle-free financing process. Feel free to schedule a call with us.

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GROUND UP CONSTRUCTION LOANS

Build From The Ground Up. Fund With Confidence.

Rates Starting at 8.99%*

Levine Capital's Ground Up Construction Loans give real estate investors the leverage and flexibility to break ground faster. Competitive terms, investor-first underwriting, and capital structured around your 1-4 unit residential build.

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Up to 75% LTC

60% if unpermitted, plus 100% of construction costs

Portfolio Loans

Eligible for multi-property investors

$50K - $3MM

Loan amount range per project

Why Investors Choose Levine Capital

Private capital built around how serious real estate investors actually operate.

Fast, Reliable Closings

In-house underwriting and decisive capital deployment get you to the closing table in days, not weeks.

Flexible, Deal-Driven Terms

Loan structures tailored to your project economics, timeline, and exit strategy, not a one-size-fits-all rate sheet.

Competitive Pricing

Rates starting at 8.99% with leverage and pricing that keep your margins intact through completion.

Experience-Based Programs

Dedicated tracks for new investors and seasoned developers, with capacity to scale across portfolios.

Flexible Terms

Ground Up Construction Programs

Two purpose-built programs designed around your track record and project scope.

Ground Standard

Built for emerging real estate investors entering ground-up construction

Up to 85%

of total project costs

Experience 1-2 prior ground-up builds required; GCs accepted when permits tie to ground-ups. Guarantors with no experience considered case-by-case.

Max Loan-to-ARV Up to 70%

Recourse Full Recourse

Reserves / Escrows Minimum 1 month

Term Length 12 to 18 months

Property Count Min 1 / Max 2

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Eligible & Ineligible Property Types

Eligible

✓Non-owner occupied 1-4 unit residential✓Townhomes✓Condos

Ineligible

✗Mixed use✗5+ unit multifamily✗Condotels✗Co-ops / TICs✗Commercial✗Log homes✗Oil & gas lease properties✗Operating farms, ranches, and orchards✗Vacation and seasonal rentals✗Rural properties

New Program

Modular Home Construction Financing

Bringing a modular build to market? We finance modular home projects nationwide under our Ground-Up Construction program.

✓FICO 650+

✓Up to 85% LTC / 65% ARV

✓Available Nationwide

✓Minimum Loan Amount: $300K

Submit a Modular Deal

Where We Lend

Nationwide coverage across our active lending markets.

Fund Your Next Build Without Tying Up Your Own Capital

Get a fast, no-obligation quote from a lender that closes when it counts.